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Wikipay review

Send and receive money safely with WikiPay, a provider that takes the security of your money seriously.

When you use WikiPay, you get the security of a bank without the sky-high fees.

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Send money with security and convenience

WikiPay is a payment network that allows you to send and receive money quickly and cheaply from any device in the US and to more than 50 other countries around the world. Thanks to its high-tech security systems and software, WikiPay can give you great deals to select countries.

Some transfers can be completed in minutes, and others can take up to three to four business days. Either way, expect to pay fees, though your maximum transfer limits are quite high.

How much will I pay to use WikiPay?

For most international money transfers, WikiPay charges a flat rate of $4.95. Through June 2017, transfers to India are free.

International money transfer fees to some countries may be quite expensive.

  • Bahrain: $25
  • Japan: $35
  • Liechtenstein: $14.95
  • Mexico: $25
  • Switzerland: $14.95

Additionally, WikiPay charges a $0.95 fee when you withdraw money from your WikiPay account to your bank account. All ATM, bank or POS transactions with the WikiPay Visa Debit Card incur a fee of $9.95.

Where can I send money to?

WikiPay operates in more than 50 countries around the world. Visit its website for a complete list of available countries.

What types of transfers does WikiPay support?

When you open a free WikiPay account, you can add funds of up to $10,000. Once you’ve transferred money from your bank to your WikiPay account, you can:

  • Send money to another bank or WikiPay account
  • Withdraw money to your bank account
  • Use the WikiPay Visa Debit Card to withdraw cash at an ATM or to make purchases

Pros and cons


  • Easy sign-up. All you need is a valid email address.
  • Top-notch security. Excellent security measures are WikiPay’s biggest benefits.
  • Speedy transfer deliveries. Transfers between WikiPay accounts are immediate. Transfers from your bank account to WikiPay are available in 3 to 4 business days.


  • High transfer fees for some countries. Although WikiPay offers free transfers to India, other high-traffic destinations like Mexico and Japan will cost $25 and $35 respectively — which is more than you’ll pay with most competitors.

How does WikiPay compare to other services?

Our table lets you compare the services you can use to send money abroad. Compare services on transfer speeds and fees, then click Go to site when you're ready to send.
Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer) Learn More
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OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.
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Dunbridge Financial offers competitive exchange rates and zero fees on transfers to more than 120 countries.
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SPECIAL OFFER ✓ Minimum transfer of $1,000 for Finder readers (normally £5,000)

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Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000).
CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace.
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XE has fast transfers with low fees and a range of foreign currency tools.
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From $1.99

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WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
Wise (TransferWise)
Within an hour
From $2.26

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Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.
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Exclusive: Use code GET60 and save $30 on each transaction over $200. Valid for the first two transactions and till 31st July 2021. T&Cs apply.
Instarem offers zero transfer fees on all transfers.
Within minutes
From $0
SPECIAL OFFER ✓ Free transfers and better exchange rates available for new customers

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Special offers like free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.
Western Union
Within an hour
From $0

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Western Union sends money online to friends and family in 200+ countries around the world.
Within an hour
From $0

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MoneyGram has fast cash pick-up transfers to more than 350,000 agent locations worldwide.

Compare up to 4 providers

How do I send money through WikiPay?

Visit WikiPay online or download its mobile app to create a free account with only a valid email address.

Once complete, you add money to your secure WikiPay account, where it’s held at Metropolitan Commercial Bank, a member of FDIC. You can then transfer money from WikiPay to your recipient’s bank account or another WikiPay account. You can also withdraw your money to a bank account for a $0.95 fee per transaction.

Bottom line

WikiPay is an attractive international money transfer service thanks to high security measures and low transfer fees to some countries. When sending money to Japan or Mexico, however, you’ll pay a little more.

For this reason, compare the fees, rates and speeds of other options before choosing a money transfer specialists for your needs.

Frequently asked questions about using WikiPay

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    Default Gravatar
    November 13, 2019

    Hi! I would like to send money domestically within the US. Is this possible with wikipay? How much are the fees? Thank you for your answer.  

    Have a nice day


      Avatarfinder Customer Care
      November 14, 2019

      Hi Claudia,

      Hope you are well and thanks for contacting Finder.

      Yes, WikiPay can be used to send money within the US as it supports USD currency. Their flat fee is $4.95 per transaction.

      I wish this is helpful.

      Kind Regards,

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