WikiPay international money transfer review October 2017

Send and receive money safely with WikiPay, a provider that takes the security of your money seriously.

When you use WikiPay, you get the security of a bank without the sky-high fees to many countries.

Product NameWikiPay
Min. Transfer Amount$0
Max. Transfer AmountNo limit
Transfer Methods
Transfer Options
Transfer Speed
Minimum transfer time
3 - 5 days
Banking PartnerWikiPay
Customer Service

What is WikiPay?

WikiPay is a payment network that allows you to send and receive money quickly and cheaply from any device in the US and to more than 50 other countries around the world. Thanks to its high-tech security systems and software, WikiPay can give you peace of mind and great deals to select countries.


  • Maximum transfers. Varies by country and transfer details.
  • Transfer methods. Online or mobile app.
  • Transfer method. WikiPay account deposit; bank transfer
  • Delivery speed. Instantly to 3 to 4 business days
  • Available countries. More than 50 countries
  • Fees. Varies by country; free transfers to India until June 2017
  • Customer service. Call, email or live chat

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Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Services Amount Received Description CTA Details
USD 1,000 1 day USD 0.00 18.921 Online, Phone, Bank Account to Bank Account MXN 94,605 Exclusive offer: $0 transfer fee
No-limit transfers with competitive exchange rates for 100+ currencies.
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USD 1 3 - 5 days USD 75.00 18.987 Online MXN
Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks. Go to site Show details
1 day USD 0.00 18.911 Online, Phone, Bank Account to Bank Account MXN 94,557 Exclusive exchange rate discounts
No-maximum limit transfers with competitive exchange rates for 100+ currencies.
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USD 100 3 - 5 days USD 5.00 18.902 Online, Phone MXN 94,415 Transfer money into 20 currencies and schedule regular payments. $5 fee waived for transfers over $5,000. Go to site Show details
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How much will I pay to use WikiPay

For most international money transfers, WikiPay charges a flat rate of $4.95. Through June 2017, transfers to India are free.

International money transfer fees to some countries may be quite expensive.

Additionally, WikiPay charges a $0.95 fee when you withdraw money from your WikiPay account to your bank account. All ATM, bank or POS transactions with the WikiPay Visa Debit Card incur a fee of $9.95.

Where can I send money to?

WikiPay operates in more than 50 countries around the world. Visit its website for a complete list of available countries.

What types of transfers does WikiPay support?

When you open a free WikiPay account, you can add funds of up to $10,000. Once you’ve transferred money from your bank to your WikiPay account:

  • Send money to another bank or WikiPay account.
  • Withdraw money to your bank account.
  • Use the WikiPay Visa Debit Card to withdraw cash at an ATM or to make purchases.

Benefits and drawbacks


  • Easy sign-up. All you need is a valid email address.
  • Fee-free transfers to India. Through June 2017, your transactions to India won’t cost you a dime.
  • Top-notch security. Excellent security measures are WikiPay’s biggest benefits.


  • High transfer fees for some countries. When sending money to Japan, for example, you’ll pay a fee of $35.

How do I send money through WikiPay?

Visit WikiPay online or download its mobile app to create a free account with only a valid email address.

Once complete, you add money to your secure WikiPay account, where it’s held at Metropolitan Commercial Bank, a member of FDIC. You can then transfer money from WikiPay to your recipient’s bank account or another WikiPay account. You can also withdraw your money to a bank account for a $0.95 fee per transaction.

Bottom line

WikiPay is an attractive international money transfer service thanks to high security measures and low transfer fees to some countries. When sending money to Japan or Mexico, however, you’ll pay a little more.

For this reason, compare the fees, rates and speeds of other options before choosing a money transfer specialists for your needs.

Frequently asked questions

WikiPay takes security seriously. Its gated data center is monitored 24/7, and all software security runs under 256-bit — the highest level of encryption technology. In addition, WikiPay runs proprietary algorithms to constantly monitor abnormalities in its system and immediately terminates any fraudulent activity.

You can access your money immediately on receipt from another WikiPay account. Money is available in 3 to 4 business days when you load money from your bank account.

WikiPay currently operates in all 50 states as well as more than 50 countries around the world. Visit its website for a complete list of locations to which you can send money.

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