US Debt Relief review
Four types of debt relief — but no clear information on how it works.
Bottom line: There isn’t enough information available to make a solid determination on this company. And we couldn’t get in touch with customer service to fill in the gaps.
Progressive Debt Relief details
|Free quote or consultation||Yes|
|Services||Debt relief using direct negotiation with creditors|
|Minimum debt||$7,500 to $14,000, depending on your state|
|Typical turnaround||24 to 48 months|
|Direct or third-party negotiations||Direct|
|Fees||15% to 25% of enrolled debt|
|Types of debt||Credit card debt, medical bills, other unsecured debt; Private student loans and business loans may be eligible on a case-by-case basis|
|Ratings||A BBB rating, 4.5 Trustpilot rating as of April 14, 2022|
|Customer service||24/7 live chat, phone, email|
- May settle debt in 36 months or less
- Works with credit counselors
- No industry accreditations
- Limited information available online
- No BBB or Trustpilot profiles
How does US Debt Relief work?
US Debt Relief isn't clear about how it works or what services it offers. On its website, it states that it has debt resolution, bankruptcy, credit counseling and debt consolidation options.
But instead of offering the services itself, US Debt Relief notes that it can connect you with one or more companies that offer these services. This means that it likely doesn't offer direct debt negotiation — but I wasn't able to confirm how US Debt Relief works when I called customer service.
How much does it cost?
US Debt Relief doesn't provide specific information about its costs, but it states that the average customer pays back around 50% of their enrolled debt, or 70% to 75% after fees. This means you can may be charged 20% to 25% of your enrolled debt.
It also states that you may need to pay attorney fees, although it isn't clear when these would be charged or what they might entail.
How much could I save with US Debt Relief?
US Debt Relief claims that its average customer settles for 50% of the enrolled debt. Its client results page includes examples of savings typically over $10,000 — although your savings depends on the amount of debt you enroll with.
Compare more debt relief options
Is US Debt Relief legit?
US Debt Relief reviews and complaints
|BBB customer reviews|
|Customer reviews verified as of||01 November 2020|
US Debt Relief does not have any Trustpilot reviews.
US Debt Relief doesn't have a BBB or Trustpilot page. While there are BBB pages for companies called US Debt Relief, these have different contact information than the phone number offered on US Debt Relief's website. This is unusual for a debt relief company that's been in business for 10 years — and it means you won't be able to use others' experience to determine how you'll be treated by US Debt Relief representatives.
What is US Debt Relief?
US Debt Relief has been in business for over 10 years. Beyond that, there isn't much information available about the company or its team.
How do I get started?
You can get started by calling US Debt Relief's customer service number or by filling out its online form. It only requires you to submit your full name, phone number and email address.
I’ve signed up. What happens next?
Once you submit your information, a customer service representative reaches out to discuss your unique financial situation. The next steps you need to take depend on the type of debt relief you sign up for. US Debt Relief isn't specific about its process, so you'll need to work with your representative to develop a plan that handles your debt.
US Debt Relief isn't clear about how it works — which means you should compare your debt relief options before committing to a program.
Kellye Guinan was a financer writer for Finder, covering everything from loans from auto to personal to business finance.
US Debt Relief has options for debt consolidation, debt resolution, bankruptcy and credit counseling. However, there aren’t many details available online. And when we tried to reach out to customer service, we weren’t able to get in touch with anyone who could answer our questions. Combined with a lack of industry accreditations and customer reviews, it may make sense to compare other debt relief companies before you sign up with US Debt Relief.