Sites like Lending Stream

Lending Stream provides a 6-month alternative to traditional payday loans, that can be "streamed to your bank account" (read "transferred") within minutes, and then repaid monthly. Here's a list of popular UK lenders competing in the same space.

Last updated:

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.

Please note: High-cost short-term credit is unsuitable for sustained borrowing over long periods and would be expensive as a means of longer-term borrowing.

Online loan companies like Lending Stream

NameEstablishedLoan types
Lending Stream Instalment Loan Lending Stream Instalment Loan 2008 Instalment loans Go to site
Satsuma Short Term Loan Satsuma Short Term Loan 2013 Instalment loans Go to site
Savvy.co.uk Personal Loan Savvy.co.uk Personal Loan 2015 Instalment loans Go to site
Sunny Loan Sunny Loan 2013 Instalment loans Go to site
Lending Stream allows borrowers to spread the repayment of their loan over a maximum of six months, but they can also repay early at any time to save on interest. Money can be transferred to your bank account within minutes and provided you pay all instalments on time and in full, there are no fees to worry about.

It’s only one of the lenders trying to fill the gap in the market left behind by Wonga. It typically offers loans at a high interest rate but gets you quick access to cash and has comparatively loose eligibility criteria.

Compare the cost of payday lenders

Table: promoted deals, sorted by total payable

As well as comparing short term loans with other types of credit, before you apply for a loan it’s a good idea to shop around and compare a range of lenders. You can use the table below to get an idea of how much the loan you have in mind might cost.

How much do you need to borrow?


How long do you need to borrow for?


Name Product Available amounts Monthly repayment Total payable
Lending Stream Instalment Loan
£50 to £1,500
Representative example: Borrow £200 for 6 months at a rate of 292% p.a. (fixed). Representative 1,333% APR and total payable £386.61 in 6 monthly payments of £64.44.
Satsuma Short Term Loan
£100 to £1,000
Representative example: Borrow £480 for 9 months at a rate of 133.1% p.a. (fixed). Representative 535% APR and total payable £959.04 in 9 monthly payments of £106.56.
Savvy.co.uk Personal Loan
£300 to £3,000
Representative example: Borrow £1,000 for 12 months at a rate of 152.33% p.a. (fixed). Representative 352.7% APR and total payable £1,999.92 in 12 monthly payments of £166.66.
Sunny Loan
£100 to £2,500
Representative example: Borrow £100 for 8 months at a rate of 204% p.a. (fixed). Representative APR 568% and total payable £199.33 in 8 monthly payments of £19.93. You can repay this loan early.

Compare up to 4 providers

Please note: You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.

We compare payday/short-term loans from

Lending Stream Instalment Loan
Satsuma Short Term Loan
Savvy.co.uk Personal Loan
Sunny Loan

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

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