Shop the latest fashions now at PrettyLittleThing and pay later with Klarna
Popular fashion retailer PLT and Swedish payment service Klarna have partnered up to let you buy now, pay later for your next order.
Buying now and paying later is becoming increasingly popular in the UK with tons of top online retailers offering the service through platforms like Swedish bank and fintech company Klarna.
Buy now, pay later (BNPL) schemes generally allow shoppers to complete a transaction while only paying a small portion of the total amount. The shopper then pays the rest in smaller monthly payments, to spread the cost of big purchases.
Powerhouse of female fashion, PrettyLittleThing, is the latest retailer to partner with Klarna to offer its shoppers the option to order now and pay later.
Klarna offers three payment options to its users:
- Pay 30 days later. An option to complete your order without paying. After your order ships, you receive an invoice with up to 30 days to pay the full amount.
- 3 equal instalments. This option allows you to spread the cost of your purchase equally over 3 months. It requires an affordability assessment (not a full credit check) and no interest is charged. Payments are due firstly at the time of ordering and then 30 and 60 days later.
- Financing. Split your payments into monthly instalments that you pay over time. This requires a full credit check and can charge interest (representative APR 18.9%.)
If you’re keen to learn more about “buy now pay later” services, then you can check out our Klarna review and full list of Klarna stores.
- Late repayments can cause you serious money problems. For help, contact the Money Advice Service.
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