Loans like On Stride

Before going into administration in October 2019, On Stride offered straightforward loans to people with less-than-perfect credit histories. We've compiled a list of popular UK lenders offering similar services.

Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.

Please note: High-cost short-term credit is unsuitable for sustained borrowing over long periods and would be expensive as a means of longer-term borrowing.

Compare lenders like On Stride

NameRepresentative APRLoan amounts
On Stride On Stride 315.4% £150 to £5,000
Bamboo Personal Loan Bamboo Personal Loan 49.9% £2,000.00 to £15,000.00 Check eligibility
Progressive Money Personal Loan for Homeowners Progressive Money Personal Loan for Homeowners 61.91% £1,000 to £15,000 More info
Savvy Personal Loan Savvy Personal Loan 1289.3%. £300 to £1,200 More info
Everyday Loans Personal Loan Everyday Loans Personal Loan 99.9% £1,000.00 to £15,000.00 Check eligibility
NameRepresentative APRLoan amounts
Norwich Trust Limited Unsecured Homeowner Loan Norwich Trust Limited Unsecured Homeowner Loan 27.9% £3,000.00 to £20,000.00 More info
1plus1 Loans Guarantor Loan 1plus1 Loans Guarantor Loan 47.8% £1,000.00 to £10,000.00 Go to site

How do On Stride loans work?

If you feel let down by mainstream lenders, either because you don’t meet eligibility criteria or because your credit history is less than perfect, sites like On Stride can provide helpful access to finance, albeit at relatively high interest rates.

On Stride didn’t expect you to have a flawless credit file, but as a responsible lender, it did run affordability checks (including a credit search) before approving your application for a loan.

It’s important to compare your options before taking out a loan and to seek the best rates you’re eligible for. While On Stride may have suited some borrowers with poor credit, if you have good credit and can afford the loan you’re after, you should be able to access better rates.

Similarly, if you have bad credit but could find a friend or relative with good credit to act as a guarantor (that’s somebody who promises to pay off the loan if you don’t), then once again, you may be able to access cheaper loans than if you apply alone.

What to look out for when comparing loans

There are a few key features you’ll want to consider when comparing loans.

  • 1. Eligibility criteria. Check if you meet the requirements before you apply for the loan.
  • 2. Loan amount. Can you borrow the amount you need with this lender?
  • 3. Interest rate. Is the interest rate competitive?
  • 4. Loan term. Aim for a loan term that gives you monthly repayments you can afford without being too long. Otherwise, you could wind up paying a lot in interest in the long run.
  • 5. Fees. Are there any additional fees? Many lenders will charge an “arrangement” or “set-up” fee.
  • 6. Repayment options. Can I make overpayments or repay the loan early?
We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.
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