Clearly Loans homeowner loans
Clearly Loans offers secured loans of £0 to £0 to UK homeowners who already have a mortgage.
If you’re consolidating debt or improving your home, Clearly Loans could help with a homeowner loan – also known as a second-charge mortgage.
Compare Clearly Loans loans
If you borrowed £37,000 over a 14-year term at 8.76% p.a. (variable), you would make 168 monthly payments of £431.53 and pay £72,497.04 overall, which includes interest of £30,802.04, a broker fee of £3,700.00 and a lender fee of £995.00. The overall cost for comparison is 11.5% APRC representative.
Key features of Clearly Loans personal loans
Am I eligible for a Clearly Loans secured loan?
You should only apply for a Clearly Loans homeowner loan if you’re certain you can meet the repayment terms. You must be a homeowner living in England, Wales or Scotland. You also need to have an existing mortgage and be over the age of 21 to apply. If you own your home jointly, you must apply with the other person.
How can I apply
Clearly Loans accepts applications through brokers. You can click on a “get quote” button above, then fill out your contact information and details about your property value and mortgage. An adviser will then call you to discuss your application and suggest the loan that best suits your needs.
Frequently asked questions
Read more on this topic
Loan Logics homeowner loans review Loan Logics offers secured loans for homeowners from £3,000 to £70,000. Get rates now.
Equifinance homeowner loans Equifinance helps homeowners use the equity in their property as security for loans. Find out how other lenders compare.
List of UK secured loan lenders and providers A comprehensive list of secured loan lenders in the UK.
Long term loans Long term loans can help lower your loan repayments, even if you have bad credit. Compare your options now.
Secured debt consolidation loans A secured loan can help you consolidate your existing debt by offering lower rates and more flexible loan terms.
Short term secured loans Short term secured loans let you borrow up to £2.5 million with more competitive rates, but also help to keep your overall interest costs down.
Fast secured loans Find out how fast you can get approved for a secured loan, and compare a range of secured loan quotes now.
How to get a secured loan Here's our step-by-step guide on getting a secured loan. Find out how to apply today.
Secured home improvement loans A secured loan can help fund any home improvements you have planned. See how it works here.
Best secured loans See how to get the best secured loan and compare a range of secured loan quotes now.