If you’re consolidating debt or improving your home, Clearly Loans could help with a homeowner loan – also known as a second-charge mortgage.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
If you borrowed £35,000 over a 14-year term at 8.95% p.a. (variable), you would make 168 monthly payments of £418.88 and pay £70,371.84 overall, which includes interest of £30,326.84, a broker fee of £3,550.00 and a lender fee of £995.00. The overall cost for comparison is 11.8% APRC representative.
Key features of Clearly Loans personal loans
Am I eligible for a Clearly Loans secured loan?
You should only apply for a Clearly Loans homeowner loan if you’re certain you can meet the repayment terms. You must be a homeowner living in England, Wales or Scotland. You also need to have an existing mortgage and be over the age of 21 to apply. If you own your home jointly, you must apply with the other person.
How can I apply
Clearly Loans accepts applications through brokers. You can click on a “get quote” button above, then fill out your contact information and details about your property value and mortgage. An adviser will then call you to discuss your application and suggest the loan that best suits your needs.
Frequently asked questions
More guides on Finder
Porsche Cayman insurance group
Find out which insurance group the Porsche Cayman falls under and how much it costs to insure.
Porsche 911 insurance group
Find out which insurance group the Porsche 911 falls under and how much it costs to insure.
Limited company loans
See how to get a business loan as a limited company in the UK, and how much you can borrow.
Sole trader loans
Find out how to get a loan if you work for yourself, including which lenders offer business loans for sole traders.
Chain break finance
Learn everything you need to know about chain break finance – a type of bridging loan that stops you losing your dream home if the sale of your existing one falls through.
Mercedes-Benz SLK insurance group
Find out which insurance group the Mercedes-Benz SLK falls under and how much it costs to insure.
Loans for small businesses affected by coronavirus
Learn about government support and alternative options for businesses needing finance to help deal with the impact of coronavirus.
Why it pays to be a patient investor
One way to develop healthy investing habits is to make regular contributions to your investment pot over a period of time, instead of investing a large lump sum. This is called “pound-cost averaging”. It’s a way of investing without trying to time the market.
Interactive Brokers review
Find out what we thought of Interactive Brokers, some key features, information about its platforms and how much Interactive Brokers costs.
Subaru Forester insurance group
Find out which insurance group the Subaru Forester falls under and how much it costs to insure.