Please note
Bamboo no longer offers guarantor loans but instead now offers unsecured personal loans for those with bad credit. You can read our review of Bamboo unsecured loans here.
Bamboo no longer offers guarantor loans but instead now offers unsecured personal loans for those with bad credit. You can read our review of Bamboo unsecured loans here.
Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.
Please note: High-cost short-term credit is unsuitable for sustained borrowing over long periods and would be expensive as a means of longer-term borrowing.
Name | Representative APR | Loan amounts | ||
---|---|---|---|---|
![]() |
Bamboo Guarantor Loan | 69.9% | £1,000.00 to £8,000.00 | |
![]() |
UK Credit Limited Unsecured Homeowner Loan | 26.9% | £3,000.00 to £20,000.00 | More info |
![]() |
1plus1 Loans Guarantor Loan | 47.8% | £1,000.00 to £10,000.00 | Go to site |
Name | Representative APR | Loan amounts | ||
---|---|---|---|---|
![]() |
Bamboo Personal Loan | 69.9% | £2,000.00 to £8,000.00 | Check eligibility |
![]() |
Progressive Money Personal Loan for Homeowners | 61.91% | £1,000 to £15,000 | More info |
![]() |
Likely Loans Personal Loan | 59.9% | £500.00 to £5,000.00 | Check eligibility |
![]() |
Savvy Personal Loan | 59.9% | £300 to £1,200 | More info |
![]() |
Everyday Loans Personal Loan | 99.9% | £1,000.00 to £15,000.00 | Check eligibility |
There are a number of reasons why borrowers can feel let down by mainstream lenders. Tight eligibility criteria can act against those whose credit record isn’t perfect, those who have declared bankruptcy and those who have had CCJs. Other would-be borrowers may simply not have been able to build up a good credit history because they’ve never borrowed money or had a credit card.
Bamboo loans is a specialist lender which has opted to focus on catering to this section of the market. Thankfully, specialist lenders like Bamboo have now become more commonplace.
As well as straightforward unsecured personal loans (typically suitable if your credit score is fair to good), Bamboo offers “guarantor” loans – loans which are guaranteed by a relative or friend of the borrower. The guarantor promises to step in and pay off the loan in the event that the borrower is unable to do so.
There are a few innovative lenders such as Drafty, that offer alternative takes on short term loans fpr less-than-perfect credit scores, to help people avoid expensive unauthorised overdraft fees.
Representative example: Borrow £1,200 for 12 months at a rate of 69.4% p.a. (variable). Representative 96.2% APR (variable).
This guide provides step-by-step instructions on how to buy Arbitrum, lists some exchanges where you can get it and provides daily price data on (ARB).
Now in their third year, these awards recognise the credit, loans, mortgage and BNPL providers displaying the best innovations in their field.
The winners of the Finder Lending Innovation Awards 2023 have been announced, find out who won across seven categories here.
Find out the winners and highly commended brands in the Finder Lending Innovation Awards 2023. The best lending innovation in the UK!
This guide provides step-by-step instructions on how to buy Sui, lists some exchanges where you can get it and provides daily price data on (SUI).
This guide provides step-by-step instructions on how to buy Pepe, lists some exchanges where you can get it and provides daily price data on (PEPE).
This guide provides step-by-step instructions on how to buy SSV Network, lists some exchanges where you can get it and provides daily price data on (SSV).
This guide provides step-by-step instructions on how to buy USDD, lists some exchanges where you can get it and provides daily price data on (USDD).
This guide provides step-by-step instructions on how to buy Blur, lists some exchanges where you can get it and provides daily price data on (BLUR).