Book now and pay later with Fly Now Pay Later at lastminute.com (Rep. 49.0% APR)
Book your dream holiday now and pay for it in instalments thanks to lastminute.com's partnership with Fly Now Pay Later. T&Cs apply.
Fly Now Pay Later lends you the cost of your holiday if you book through certain travel companies, and allows you to repay it in instalments, with interest. As well as covering flights, the service also includes hotels, car hire and insurance. But is there a catch? And how does it work? We explain in our review.
Fly Now Pay Later is a finance product – it’s offering you a loan to pay for your holiday and it charges interest.
Here’s a representative example
The APR ranges from 0% to 44.99%. If you were looking to borrow £800 over 12 months, you would repay in 12 monthly instalments of £76.63, and the total amount payable would be £919.49. The representative APR is 29.99%. This means that most customers will be offered that rate or better.
Check out our full list of Fly Now Pay Later retailers to browse a range of trips that will allow you to hop on a plane now and pay later.
The overall amount presented to you when you check out is your total, which includes applicable fees and interest rates. Fly Now Pay Later may request a deposit on bookings, which is also included.
Fly Now Pay Later does not charge late fees. However, if you’re very late with your monthly payments, it might refuse you if you try to use the service again.
If you are experiencing money worries and cannot repay, contact Fly Now Pay Later by sending an email to email@example.com or you could call 020 3389 6549.
Yes, Fly Now Pay Later will carry out a credit check before it offers you a payment plan and rate.
When you choose your trip online at a partnered retailer’s website, such as lastminute.com and LycaFly, and you choose to pay with Fly Now Pay Later, you are creating your account.
If you encounter a problem with Fly Now Pay Later, you can use the list of handy frequently asked questions on the site. Can’t find your query on there? Give Fly Now Pay Later a call on 020 3389 6549, or email the team at firstname.lastname@example.org.
Yes. The service is UK-based and fully regulated by the Financial Conduct Authority.
Fly Now Pay Later is one of the first buy now, pay later providers offering the service in the travel industry. We think the company is transparent about the service and the costs, but it’s important to keep in mind the interest charges before agreeing to the terms.
We like that Fly Now Pay Later charges no late fees, even if you miss a payment. You should always be clear about how much you owe, based on Fly Now Pay Later’s commitment to transparency, and support is offered if you are struggling to meet your repayment plan. However, as Fly Now Pay Later is only available with certain travel retailers, you should be aware that it may work out cheaper to shop around and book elsewhere. It is also possible to fund your trip through other types of credit, to avoid interest charges, such as a 0% credit card if you pay off the balance within the interest-free period.
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