How to buy Virgin Money UK shares | 98.76p

Own Virgin Money UK shares in just a few minutes.

Fact checked

Virgin Money UK PLC (VMUK) is a leading banks—regional business based in the UK. It opened the day at 95.6p after a previous close of 93.02p. During the day the price has varied from a low of 95.2p to a high of 100.202p. The latest price was 98.76p (25 minute delay). Virgin Money UK is listed on the London Stock Exchange (LSE) and employs 9,667 staff. All prices are listed in pence sterling.

How to buy shares in Virgin Money UK

  1. Choose a platform. If you're a beginner, our share-dealing table below can help you choose.
  2. Open your account. You'll need your ID, bank details and national insurance number.
  3. Confirm your payment details. You'll need to fund your account with a bank transfer, debit card or credit card.
  4. Search the platform for stock code: VMUK in this case.
  5. Research Virgin Money UK shares. The platform should provide the latest information available.
  6. Buy your Virgin Money UK shares. It's that simple.

How has Coronavirus impacted Virgin Money UK's share price?

Since the stock market crash in March caused by coronavirus, Virgin Money UK's share price has had significant negative movement.

Its last market close was 92.16p, which is 49.29% down on its pre-crash value of 181.75p and 99.91% up on the lowest point reached during the March crash when the shares fell as low as 46.1p.

If you had bought £1,000 worth of Virgin Money UK shares at the start of February 2020, those shares would have been worth £322.49 at the bottom of the March crash, and if you held on to them, then as of the last market close they'd be worth £545.33.

Virgin Money UK share price

Use our graph to track the performance of VMUK stocks over time.

Virgin Money UK shares at a glance

Information last updated 2020-07-02.
Previous close93.02p
Change 5.74p
Change % 6.171%
Volume 4,440,260
Information last updated 2020-08-02.
52-week range46.1p - 198.7p
50-day moving average 90.2318p
200-day moving average 106.892p
Wall St. target priceN/A
PE ratio N/A
Dividend yield 0.03p (1.82%)
Earnings per share (TTM) N/A
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Share dealing platform comparison

Table: sorted by promoted deals first
Data indicated here is updated regularly
Name Product Price per trade Frequent trader rate Platform fees Brand description
Zero platform fee
Fineco Bank is good for share traders and investors looking for a complete platform and wide offer. Your first 50 trades are free with Fineco, until 30/09/2020. T&Cs apply. Capital at risk.
0% commission on US shares, and £3 on UK shares
From £5
£0 - £24 per quarter
IG is good for experienced traders, and offers learning resources for beginners, all with wide access to shares, ETFs and funds. Capital at risk.
Hargreaves Lansdown Fund and Share Account
No fees
Hargreaves Lansdown is the UK's number one platform for private investors, with the depth of features you'd expect from an established platform. Capital at risk.
eToro Free Stocks
0% commission, no markup, no ticket fee, no management fee
Withdrawal fee & GDP to USD deposit conversion
eToro is good for social trading - letting you mirror the portfolios of other traders. Capital at risk. 0% commission but other fees may apply.
Interactive Investor
From £7.99 on the Investor Service Plan
From £7.99 on the Investor Service Plan
No transfer fees or exit fees. £9.99 a month on the Investor Service Plan
Capital at risk.

Compare up to 4 providers

Data indicated here is updated regularly
Name Product Minimum deposit Maximum annual fee Price per trade Brand description
Hargreaves Lansdown stocks and shares ISA
Hargreaves Lansdown is the UK's biggest wealth manager. It's got everything you'll need, from beginners to experienced investors. Capital at risk.
Interactive Investor stocks and shares ISA
£100 or £25 a month
Interactive Investor offers everything most investors need. Its flat fees makes it pricey for small portfolios, but cheap for big ones. Capital at risk.
Saxo Markets stocks and shares ISA
No minimum deposit requirement
Saxo Markets offers a wide access to a range of stocks, ETFs and funds. Capital at risk.
AJ Bell stocks and shares ISA
AJ Bell is a good all-rounder for people who to choose between shares, funds, ISAs and pensions. Capital at risk.
Fidelity stocks and shares ISA
£1000 or a regular savings plan from £50
Fidelity is another good all-rounder, offering a good package at a decent price. Not suited for trading shares. Capital at risk.
Nutmeg stocks and shares ISA
Nutmeg offers three types of portfolios. Choose the one that goes with your investment style. Capital at risk.

Compare up to 4 providers

Data indicated here is updated regularly
Name Product Minimum investment Choose from Annual fee Brand description
PensionBee Pension
No minimum
7 funds
0.5% - 0.95%
Pension Bee is a newbie in the pension market. It helps consolidate your pension plans into one place. Capital at risk.
Hargreaves Lansdown Pension
2,500 funds
Hargreaves Lansdown is the UK's biggest wealth manager. It's got three different retirement options. Capital at risk.
Interactive Investor Pension
Over 2,500 funds
interactive investor is a flat-fee platform, which makes it cost effective for larger portfolios. Capital at risk.
Saxo Markets Pension
Saxo Markets Pension
Over 11,000 funds
No annual fee
Saxo Markets gives flexibility and control over your investment strategy. Capital at risk.
AJ Bell Pension
Over 2,000 funds
AJ Bell has two different pension options, a self managed pension and one that is managed for you. Capital at risk.
Moneybox Pension
3 funds
0.15% - 0.45% charged monthly
Manage your money with an easy-to-use Moneybox app. Capital at risk.
Moneyfarm Pension
Moneyfarm Pension
7 funds
£1,500 (initial investment)
Moneyfarm has pensions that are matched against your risk appetite, goals and planned retirement date. Capital at risk.

Compare up to 4 providers

All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Capital is at risk.

Is it a good time to buy Virgin Money UK stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Virgin Money UK price performance over time

Historical closes compared with the last close of 98.76p

1 week (2020-07-28) N/A
1 month (2020-07-04) N/A
3 months (2020-05-04) N/A
6 months (2020-02-04) N/A
1 year (2019-08-04) N/A
2 years (2018-08-04) N/A
3 years (2017-08-04) N/A
5 years (2015-08-04) N/A

Is Virgin Money UK under- or over-valued?

Valuing Virgin Money UK stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Virgin Money UK's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Virgin Money UK's PEG ratio

Virgin Money UK's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 12.3167. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Virgin Money UK's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

Virgin Money UK financials

Revenue TTM £1.2 billion
Operating margin TTM 8.74%
Gross profit TTM £1.5 billion
Return on assets TTM -0.23%
Return on equity TTM -4.01%
Profit margin -24.51%
Book value 3.529p
Market capitalisation £1.3 billion

TTM: trailing 12 months

Virgin Money UK share dividends

We're not expecting Virgin Money UK to pay a dividend over the next 12 months. However, you can browse other dividend-paying shares in our guide.

Virgin Money UK share price volatility

Over the last 12 months, Virgin Money UK's shares have ranged in value from as little as 46.1p up to 198.7p. A popular way to gauge a stock's volatility is its "beta".

VMUK.LSE volatility(beta: 2.16)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (LSE average) beta is 1, while Virgin Money UK's is 2.1552. This would suggest that Virgin Money UK's shares are significantly more volatile than the average for this exchange and represent a higher risk.

Virgin Money UK overview

Virgin Money UK PLC, through its subsidiaries, provides banking products and services for consumers, and small and medium sized businesses under the Clydesdale Bank, Yorkshire Bank, and B and Virgin Money brands in the United Kingdom. It also offers online and mobile banking, and telephone banking services. The company was formerly known as CYBG PLC and changed its name to Virgin Money UK PLC in October 2019. Virgin Money UK PLC is headquartered in Glasgow, the United Kingdom.

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