Buy now, pay later mattresses: Where can I buy a mattress on finance?

There's nothing quite like a good night's sleep, so if your mattress needs changing but your budget won't allow it, here's where you can buy now, pay later for a new mattress.

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Mattress brands with buy now, pay later options Browse
Mattress discount codes and deals Shop now and save
DormeoDormeo
Klarna!

Buy now, pay later with Klarna!

Get deal
Klarna!
Nectar SleepNectar Sleep

Buy now, pay later at Nectar with Splitit

Simba SleepSimba Sleep

Buy now pay later with DivideBuy

Emma MattressEmma Mattress

Buy now, pay later with Klarna

UK mattress retailers with buy now, pay later options

Simba Sleep

Simba is partnered with payment platform DivideBuy to allow customers to shop now and pay later.
  • Finance with DivideBuy
  • 10 year warranty
  • 200 night trial
  • Free shipping

Starting at
£549+

Shop now
Simba's hybrid mattress offers a unique, patented titanium Aerocoil® spring-comfort layer and you can get it now but pay for it later with DivideBuy.
Simba SleepSimba Sleep

Buy now pay later with DivideBuy

Spread the cost of your mattress with Simba's partnership with DivideBuy. T&Cs apply.

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Nectar Sleep

Nectar Mattress allows shoppers to buy now, pay later with Splitit.
  • Finance with Splitit
  • Lifetime warranty
  • 365 night trial
  • Free shipping

Starting at
£399+

Shop now
Nectar's mattress has an adaptive memory foam layer and can be purchased with Splitit.
Nectar SleepNectar Sleep

Buy now, pay later at Nectar with Splitit

Get a peaceful night with peace of mind when you buy now and pay later at Nectar. T&Cs apply.

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Emma Mattress

Emma Mattress has partnered with popular BNPL service Klarna.
  • Finance with Klarna
  • 10 year warranty
  • 200 night trial
  • Free shipping

Starting at
£319+

Shop now
Klarna offers customers several payment options so that you can choose the right one for you.
Emma MattressEmma Mattress

Buy now, pay later with Klarna

Sleep better without breaking the bank. Buy a new mattress now and pay for it later with Klarna. T&Cs apply.

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Wayfair by Wayfair

Popular furniture retailer Wayfair offers its customer 3 BNPL options with Klarna.
  • Finance with Direct
    Klarna
  • 5 year warranty
  • 100 night trial
  • Free shipping

Starting at
£49.99+

Shop now
Wayfair has one of the world's biggest selections of furniture and now offers its customers the chance to shop with well-known finance supplier Klarna.
WayfairWayfair
Klarna!

Buy furniture now, pay later with Klarna!

Update your home with the latest furniture styles and pay later with payment service Klarna! T&Cs apply.

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Get deal
Klarna!

Dormeo by Dormeo

Buy a new mattress from Dormeo and pay for it later with DivideBuy.
  • Finance with Klarna
  • 20 year warranty
  • 60 night trial
  • Free shipping

Starting at
£149+

Shop now
Dormeo has a huge range of mattresses suitable for everyone and now customers can shop now and pay later with DivideBuy.
DormeoDormeo
Klarna!

Buy now, pay later with Klarna!

Update your bedroom with the latest furniture styles and pay later with payment service Klarna! T&Cs apply.

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Get deal
Klarna!

Looking to save? Check out these mattress deals and discounts:

Nectar SleepNectar Sleep

Nectar mattress from £449

After testing optimal levels of firmness, coolness, breathability and comfort across all sleepers, Nectar engineered a single mattress to give you one thing: your best night's sleep, every night. T&Cs apply.

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Bensons for BedsBensons for Beds

Get 20% off all bedroom furniture

From bedside tables to dressing tables, sliding wardrobes to fitted wardrobes, Bensons have a variety of bedroom furniture to suit your every need. Get 20% off Bedroom Furniture! T&Cs apply.

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Deal ends

WayfairWayfair

Shop Wayfair mattress toppers from £15

Not quite ready to replace your mattress but looking for some extra comfort? Shop mattress toppers from only £15 at Wayfair now! T&Cs apply.

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Bensons for BedsBensons for Beds
Free delivery

Free delivery on orders over £100

Bensons for Beds offer Free Delivery on orders over £100. They will even deliver it to a room of your choice (excluding soft furnishings). T&Cs apply.

Last verified

Free delivery
DreamsDreams
Free delivery

Free delivery on all orders

Free delivery on all orders, with no minimum spend at Dreams. So shop now and get your order delivered to your door for free! T&Cs apply.

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Free delivery
Bensons for BedsBensons for Beds

Shop mattresses from £99

Time to invest in a new mattress? At Bensons for Beds, sleep wellness lies at the heart of everything they do, that’s why they offer a range of mattresses to suit every need with prices from as little as £99! T&Cs apply.

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Emma MattressEmma Mattress

Buy now, pay later with Klarna

Sleep better without breaking the bank. Buy a new mattress now and pay for it later with Klarna. T&Cs apply.

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Nectar SleepNectar Sleep

Buy now, pay later at Nectar with Splitit

Get a peaceful night with peace of mind when you buy now and pay later at Nectar. T&Cs apply.

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Kally SleepKally Sleep
Free delivery

Free delivery on orders over £39

Spend £39 or more at Kally Sleep and get your order delivered for free! T&Cs apply.

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Get deal
Free delivery
Kally SleepKally Sleep

Find your perfect pillow at Kally Sleep

Whether you're a side sleeper, back sleeper, deep sleeper or light sleeper, you're sure to find the perfect pillow for you at Kally Sleep. T&Cs apply.

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Eve SleepEve Sleep

Eve pillows from £39

In two minds about the pillow for you? Don’t be. Eve is there to help you find the one that floats your boat and you will have 14 nights to make up your mind. Prices starting from as little as £39! T&Cs apply

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Eve SleepEve Sleep

100 night mattress home trial

Not sure if Eve is right for you? Try it for 100 nights and if you aren't 100% happy you can return your mattress for free! T&Cs apply.

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Eve SleepEve Sleep
Free delivery

Free delivery on all orders

Order your new mattress from Eve and have it delivered straight to your doorstep, for free. The mattress comes compressed, vacuum sealed and neatly rolled in a box. T&Cs apply.

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Free delivery
DreamsDreams

Mattress recycling from just £30

Treating yourself to a new mattress? Get rid of your old one quickly and easily thanks to Dreams' mattress recycling service! A service that’s fast, convenient and environmentally friendly, prices start at just £30. T&Cs apply.

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DreamsDreams

Get great deals on mattresses, bed frame bedding and more at Dreams!

Shop Dreams now for amazing deals on a great night's sleep! T&Cs apply.

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DreamsDreams

Browse Dreams full range of mattresses from £39

Whether you are looking for a pocket spring or memory foam mattress, a traditional spring or gel mattress. Find your new perfect mattress from as little as £39 now at Dreams! T&Cs apply.

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Emma MattressEmma Mattress
Free delivery

Free delivery on all orders at Emma

Each Emma product is delivered factory-fresh and brand-new straight to your doorstep. Shop Emma mattresses and accessories and enjoy free delivery on your order! T&Cs apply.

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Free delivery
Emma MattressEmma Mattress

Free returns

We are sure you will love your new Emma mattresses products but if for any reason you do not, then you can return it for a full refund. T&Cs apply.

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Emma MattressEmma Mattress

10 year guarantee

Your mattress comes with a 10-year guarantee. That’s how sure of its quality Emma mattresses are. Shop Emma mattress stress free with a 10 year guarantee! T&Cs apply.

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Emma MattressEmma Mattress
Free trial

200 night free trial

Now isn’t the time to worry about having to make a quick decision about whether the Emma products are perfect for you. So, relax, take your time and enjoy your new mattress with a 200-Night Trial. T&Cs apply.

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Get deal
Free trial

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