Are all gadgets covered?

No, the Barclays Tech Pack won’t cover laptops, MacBooks, drones, cameras, sat navs, audiovisual equipment and anything that needs to be plugged in continuously to work. Gadgets more than 5 years old also won’t be covered.

Who are my gadgets insured with?

Barclays Tech Pack insurance is provided by Likewize and underwritten by Aviva.

Do I have to pay an excess?

Yes, if you make a claim you will be required to pay an excess. For the first year, it will cost between £79 and £179 depending on the type of claim. From the second year, your excess will cost between £29 and £149.

Are there any other insurance options with Barclays?

Yes, Barclays also offers its Tech Pack Lite for £13.50 which covers 2 phones or gadgets, or one of each. Then there’s Travel Pack Plus which doesn’t provide gadget cover, but does come with worldwide travel insurance, breakdown cover, airport lounge access and a concierge service. This costs £26 a month (from April 2026).

Rachel Wait, Writer at Finder

Rachel Wait is a freelance journalist and has been writing about personal finance for more than a decade, covering everything from insurance to mortgages. She has written for a range of personal finance websites and national newspapers, including The Observer, The Mail on Sunday, The Sun and the Evening Standard. Rachel is a keen baker in her spare time.