Yonder credit card now available in Manchester, Bristol and Bath

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Credit card offering eating-out rewards has expanded beyond London.

If you live in Manchester, Bristol or Bath, you’ll now be able to apply for an innovative credit-building credit card that offers dining-out rewards.

Yonder cardholders can earn points on their spending and then use them on eating out at restaurants in their home city, or on experiences further afield in the UK, such as holiday accommodation and theatre tickets.

The Yonder card, which was previously available only in London, can also help you build your credit score (as long as you repay your balance on time). It’s designed for people who don’t have much credit history in the UK – such as people who’ve just moved here.

Yonder uses Open Banking to assess your real-time spending data and set an appropriate credit limit, if you’re approved.

What does it cost?

The Yonder card is available on 2 plans – a paid for plan that costs £15 per month and a free plan that has no monthly fee.

The paid plan comes with 1 month’s free membership and a 10,000 points bonus for signing up. You can earn 5 points per £1 spent, get free worldwide family travel insurance and can spend abroad with no transaction fees. You also get a metal card.

With the free plan, you can earn 1 point for every £1 spent and are able to spend abroad with no fees. You also have the option to pay £5 for a physical card, although it will be a traditional plastic card rather than a metal one.

Both of these Yonder card plans are available to potential new customers in Manchester, Bristol and Bath.

The 10,000 points welcome bonus is worth £50, and places where you can currently redeem Yonder points include the restaurant chain Bao, online flower delivery service Freddie’s Flowers and the Lion King theatre show.

The card on Yonder’s paid for plan comes with a representative APR of 66.7% (variable), while the card on Yonder’s free plan has a representative APR of 32.9% (variable).

This card is particularly for people with no or little credit history. If you’re after a card with rewards, you can compare the latest deals in our rewards cards comparison guide.

About the author

Michelle Stevens is a deputy editor at Finder, specialising in banking, finance, credit and mortgages. She has a journalism degree from the University of Sheffield and has been a journalist for 15 years, writing on topics including fintech, payment systems and retail. Michelle was the editor of business publications FStech and Retail Systems, and prior to that was a senior writer at People Management magazine. She is often quoted in national media on the subject areas of banking, credit and mortgages.

This article originally appeared on finder.com/uk and was syndicated by MediaFeed.org.

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