review is no longer available — browse other options.’s rating: 3.4 / 5.0


Bottom line: doesn’t have an active website. Instead, compare legit lenders and connection services you can use.


Min. Amount


Max. Amount

As soon as the following business day

Turnaround time


Product Payday Loan
Min. Amount$100
Max. Amount$1,000
Loan TermVaries
Loan SecurityUnsecured
Turnaround TimeAs soon as the following business day
CostsRates and fees are determined by the lender who approves you.
RequirementsYou must be at least 18+, have a regular income and have an active open bank account.

What is was a short-term loan connection service. If you met its basic eligibility criteria, looked for a suitable lender that was able to finance your loan. But while some of the lenders in its network offered loans up to $1,000, not every lender was able to offer this large amount. In addition, the total cost of your loan and your loan term depended on the lender you would have been connected with.

What are the benefits of

There are a few reasons you might have wanted to use to find your next lender:

  • Multiple lenders. Because was a connection service, you could have been connected with multiple lenders at once — making it easier to compare offers.
  • Bad credit OK. worked with short-term lenders that accept borrowers with less-than-perfect credit. And its lenders didn’t conduct a traditional credit check, so as long as you can repay, you might qualify for a loan.
  • Quick online form. Filling out’s online form only took a few minutes, and you could have been connected with a lender shortly after you submitted your information.

What to watch out for

While was a quick way to find a lender, it had a few drawbacks you should be aware of:

  • Must have a checking account. Unlike some direct short-term lenders, was completely online. In order to be connected with a lender, you’d need a checking account in your name.
  • Minimum income requirement. The lenders in’s network required borrowers to make at least $1,000 a month after taxes. If you didn’t, you may not have qualified for a loan.
  • No dedicated phone number. While didn’t have a phone number you can call, it led to a sister company, DollarConnect. And there was no option to speak directly to a representative, either.

Compare other payday loan options

See how these other providers stack up and apply today.

Name Product Filter Values Loan amount Turnaround time Requirements
B9 pay advance app
Up to 100% of your salary
$500+ in monthly direct deposits into B9 account, checking account, ITIN or SSN, government-issued photo ID
Withdraw 100% of your paycheck with no extra fee for instant funding.
OppLoans Installment Loans
$500 to $5,000
1 business day
Direct deposit, meet minimum income requirements, live in eligible state
Comes with the option to change your due date so you won’t fall behind on repayments.
$1,000 to $25,000
2 to 3 business days
Be employed, have a US bank account, live in a state where Stilt operates, hold one of the following visas: F-1 and OPT, H-1B, H4, O-1, L-1, TN, J-1, DACA or be a US citizen.
Get a fair loan designed for immigrants and nonresidents.
CashNetUSA Loan
Varies by state
As fast as same business day
Regular source of income, bank account, US citizen or permanent resident, age of majority in your state
Sign up for its discount program to get access to coupons and deals on everything from dining out to tax services.
Fast5kLoans Short-term Loans Connection Service
$100 to $35,000
As soon as the next business day
Regular source of income, verifiable bank account, US citizen, ages 18+
Get connected with multiple lenders you might qualify with — even if you have bad credit.

Compare up to 4 providers

Is it safe to use

Yes, was safe to use when it was still operating. It followed industry-standard practices, including outlining how it collected and used your personal information.

However, this doesn’t mean there were no risks. Because your information would have been shared with third parties in order to connect you to a lender, there is a chance you would have received marketing and other messages long after you filled out’s form. If you decided you no longer wished to get messages and information from, you could have unsubscribed using the Unsubscribe link on the bottom of its website. reviews and complaints

There aren’t any reviews posted online about or its parent company, Fast Flash Marketing, LLC. While this isn’t necessarily a bad sign, it does mean that you won’t know how others fared when connected with a lender. However, you can still use the Better Business Bureau (BBB) and Trustpilot to check up on your lender before you borrow.

Am I eligible

While each lender may have different requirements, you needed to meet these general criteria to apply for a loan through

  • Employed for at least 90 days
  • $1,000 monthly income
  • Checking account in your name
  • US citizen or permanent resident
  • At least 18 years old

How do I apply

Filling out’s online form only took a few minutes.

  1. Visit’s website by clicking the Go to site link at the top of this page.
  2. Enter your full name, year of birth, last four digits of your Social Security number and your zip code. Then click Click to Begin.
  3. Fill out the online form with information about yourself, including your estimated credit score, your income and your bank account numbers. Then click Submit. could take up to five minutes to fully process your application and connect you with a lender. If you were connected, it would redirect you to the lender’s website to complete a full application.

What documents do I need to apply?

While you didn’t need to submit any documents, you did need the following information:

  • Home and work phone numbers
  • Email address
  • Bank account numbers
  • Social Security number
  • Driver’s license number

I was connected with a lender. Now what?

Once you’ve been connected with a lender, follow its instructions carefully. You may be required to submit additional information or visit a store to fill out some forms. If approved, read the loan contract and note the fees and interest you’ll have to pay. You should also set up payments and understand the due date. Otherwise, you may risk damaging your credit and being charged extra fees.

Are payday loans available in my state?

Bottom line was a quick way to find a short-term loan, but it may didn’t have any reviews and required you to meet a certain monthly income to qualify.

If you’re still searching for the right lender, read our guide to payday loans to learn more about the process and compare your options.

Frequently asked questions

Our answers to common questions about

What does it cost to use

There was no cost to fill out’s online form.

How long will it take for me to receive approved funds?

It depends on the lender you’re connected with and your bank, but loan funds are usually deposited into your bank account the business day after your loan is approved.

Am I required to accept a loan?

No. If you don’t think you can repay a loan or the loan terms don’t meet your needs, you aren’t required to accept or sign any loan documents.

Ask an expert

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    Default Gravatar
    May 22, 2017

    Are there any payday loan providers in the state of New Jersey?

      Avatarfinder Customer Care
      June 25, 2017

      Hi Jackie,

      Thank you for your inquiry.

      Yes, there are lenders where you can choose from in New Jersey. You can learn more and compare your options for short-term loans in New Jersey and see which lender suits you.

      Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions.

      I hope this information has helped.


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