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You may be eligible for a short-term loan of up to $1,000. is a connection service that works by pairing your short-term loan application with lenders in its network. But rates can be high, and you may not be approved for the amount you need.


Min. Amount


Max. Amount

As soon as the following business day

Turnaround time


Product Payday Loan
Min. Amount$100
Max. Amount$1,000
Loan TermVaries
Loan SecurityUnsecured
Turnaround TimeAs soon as the following business day
CostsRates and fees are determined by the lender who approves you.
RequirementsYou must be at least 18+, have a regular income and have an active open bank account.
Go to's website

What is is a short-term loan connection service. If you meet its basic eligibility criteria, looks for a suitable lender that may be able to finance your loan. But while some of the lenders in its network offer loans up to $1,000, keep in mind that not every lender is able to offer this large amount. In addition, the total cost of your loan and your loan term will depend on the lender you’re connected with.

What are the benefits of

There are a few reasons you might want to use to find your next lender:

  • Multiple lenders. Because is a connection service, you may be connected with multiple lenders at once — making it easier to compare offers.
  • Bad credit OK. works with short-term lenders that accept borrowers with less-than-perfect credit. And its lenders won’t conduct a traditional credit check, so as long as you can repay, you might qualify for a loan.
  • Quick online form. Filling out’s online form should only take a few minutes, and you may be connected with a lender shortly after you submit your information.

What to watch out for

While can be a quick way to find a lender, it does have a few drawbacks you should be aware of:

  • Must have a checking account. Unlike some direct short-term lenders, is completely online. In order to be connected with a lender, you’ll need a checking account in your name.
  • Minimum income requirement. The lenders in’s network require borrowers to make at least $1,000 a month after taxes. If you don’t, you may not qualify for a loan.
  • No dedicated phone number. While does have a phone number you can call, it leads to a sister company, DollarConnect. And there’s no option to speak directly to a representative, either.

Compare other short-term loan options

Data indicated here is updated regularly
Name Product Filter Values Max. Loan Amount Turnaround time Requirements
OppLoans Installment Loans
1 business day
Direct deposit, meet minimum income requirements, live in eligible state
Comes with the option to change your due date so you won’t fall behind on repayments.
QuickerCash short-term loans
Varies by lender
US resident, 18 or older, stable source of income
This connection service is unusually transparent about costs — but not its partners.
Check Into Cash Payday Loan
1 to 2 business days
Bank account, email address, phone number, US citizen or permanent resident, ages 21+
Plus, get access to check cashing, cell phone top ups, bill pay and more at one of its many storefronts.
Fast5kLoans Short-term Loans Connection Service
As soon as the next business day
Regular source of income, verifiable bank account, US citizen, ages 18+
Get connected with multiple lenders you might qualify with — even if you have bad credit.
LendYou Short-term Loans
Same business day to 1 business days
$1,000+ monthly income, direct deposit, US citizen or permanent resident, ages 18+
Get offers from potential lenders in minutes by filling out just one online form.

Compare up to 4 providers

Is it safe to use

Yes. follows industry-standard practices, including outlining how it collects and uses your personal information. However, this doesn’t mean there are no risks. Because your information will be shared with third parties in order to connect you to a lender, you may receive marketing and other messages long after you fill out’s form. If you decide you no longer wish to get messages and information from, you can unsubscribe using the Unsubscribe link on the bottom of its website. reviews and complaints

There aren’t any reviews posted online about or its parent company, Fast Flash Marketing, LLC. While this isn’t necessarily a bad sign, it does mean that you won’t know how others fared when connected with a lender. However, you can still use the Better Business Bureau (BBB) and Trustpilot to check up on your lender before you borrow.

Am I eligible

While each lender may have different requirements, you will need to meet these general criteria to apply for a loan through

  • Employed for at least 90 days
  • $1,000 monthly income
  • Checking account in your name
  • US citizen or permanent resident
  • At least 18 years old

How do I apply

Filling out’s online form should only take a few minutes.

  1. Visit’s website by clicking the Go to site link at the top of this page.
  2. Enter your full name, year of birth, last four digits of your Social Security number and your zip code. Then click Click to Begin.
  3. Fill out the online form with information about yourself, including your estimated credit score, your income and your bank account numbers. Then click Submit. may take up to five minutes to fully process your application and connect you with a lender. If you are connected, it will redirect you to the lender’s website to complete a full application.

What documents do I need to apply?

While you won’t need to submit any documents, you will need the following information:

  • Home and work phone numbers
  • Email address
  • Bank account numbers
  • Social Security number
  • Driver’s license number

I was connected with a lender. Now what?

Once you’ve been connected with a lender, follow its instructions carefully. You may be required to submit additional information or visit a store to fill out some forms. If approved, read the loan contract and note the fees and interest you’ll have to pay. You should also set up payments and understand the due date. Otherwise, you may risk damaging your credit and being charged extra fees.

Are payday loans available in my state?

Bottom line can be a quick way to find a short-term loan, but it may doesn’t have any reviews and requires that you meet a certain monthly income to qualify. If you’re still searching for the right lender, read our guide to payday loans to learn more about the process and compare your options.

Frequently asked questions

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  1. Default Gravatar
    May 22, 2017

    Are there any payday loan providers in the state of New Jersey?

    • Avatarfinder Customer Care
      June 25, 2017

      Hi Jackie,

      Thank you for your inquiry.

      Yes there are lenders where you can choose from in New Jersey. You may be interested with the list of offers here.

      I hope this information has helped.


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