TriangleCash payday loan review
You have the potential to be connected with a lender offering up to $1,000 when you use this service.
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★★★★★
Falling on hard times often means looking for a quick way to pay off an unexpected expense. Rather than filling out application after application, you can use TriangleCash to search for a lender that may be able to provide you the money you need.
$100
Min. Amount
$1,000
Max. Amount
Same business day to 1 business days
Turnaround time
Details
| Product Name | TriangleCash Payday Loans |
|---|---|
| Min. Amount | $100 |
| Max. Amount | $1,000 |
| Loan Term | Varies based on lender |
| Turnaround Time | Same business day to 1 business days |
| Costs | Varies based on lender. |
| Requirements | Valid bank account, proof of employment or steady income, US citizen, ages 18+ |
First, do I qualify?
TriangleCash is a connection service, not a direct lender. This means it doesn’t outline eligibility criteria but will instead attempt to connect you with a lender in its network, but a match isn’t guaranteed.
Every lender in the TriangleCash network has different requirements. Some are willing to accept people with no credit and past bankruptcies while others require more stringent qualifications. If you’re connected with a lender, it’s important to check its eligibility criteria to make sure you’re able to apply.
States where TriangleCash is not available
- Arkansas
- Connecticut
- New York
- Vermont
- West Virginia
How does a TriangleCash payday loan work?
When you apply with TriangleCash, your application information will be shared with lenders in its network. If TriangleCash is able to find a match, you’ll be sent to the provider’s website to complete the application.
TriangleCash uses a three-step approach:
- Online form. Complete the short online application.
- Lender connection. TriangleCash can potentially connect you with a lender.
- Cash deposit. If approved, you may be able to get your loan as soon as the next business day.
Although TriangleCash doesn’t charge a fee to use its service, keep in mind that all payday loans have high APRs and multiple fees. If you aren’t sure you can pay back what you borrow, think carefully about taking out a loan. A late or missed payment might lead to extra charges, interest and a negative mark on your credit report.
What sets TriangleCash apart?
- Bad credit is OK. What matters most is your ability to repay what you borrow. If you have bad credit but a steady income, you will likely still qualify for a loan.
- No collateral. TriangleCash’s network of lenders offer unsecured loans, which means you won’t have to provide any collateral in order to qualify.
- Variable loan amounts. You can borrow up to $1,000 depending on your lender, state and income.
- Tribal lenders available. TriangleCash may be able to connect you with a tribal lender if you meet the lending criteria.
How does TriangleCash compare?
Select your state and explore your options by loan amount, turnaround time or requirements. Choose the Go to site button for more information about a particular lender.
TriangleCash reviews and complaints
TriangleCash doesn’t have BBB or Trustpilot pages. And while this isn’t odd for a connection service, you should confirm that the lender you’re connected with is legit before signing a loan agreement.
What does it cost to apply?
There’s no fee to apply for a loan through TriangleCash. Lender connection services work either by commission or through subscription. This means that the lender pays to see your application, not the other way around. You can apply for multiple loans at once with no risk to you, and if you don’t like the terms offered, there’s no obligation to accept.
Where is TriangleCash available?
TriangleCash offers its lender-connection services everywhere payday loans are available. Provided you don’t live in one of the following states, TriangleCash might be able to find a loan that works with your personal financial situation.
- Arkansas
- Connecticut
- New York
- Vermont
- West Virginia
However, just because short-term loans are legal in your state doesn’t mean you’ll be eligible for the largest loan amount. Each state has different caps on how much you can borrow, and the information you provide will determine what amount you qualify for.
Is TriangleCash legit?
Yes. TriangleCash is a real connection service with a secure website that you can use to apply for a loan. This doesn’t mean it can vet every lender. You should still do the proper research when it comes to comparing your short-term loan options because of the high cost and risk of default. Different states regulate payday and other short-term loan products differently, so familiarize yourself with your state’s laws to make sure the lender you’re connected with is providing a legal service.
Is applying through TriangleCash safe?
Yes. TriangleCash has an up to date security certificate and transmits your information safely to its network of lenders. It also has a standard privacy policy in place regarding the use of your personal information, which you can browse on its website. However, unlike other connection services, TriangleCash doesn’t provide a phone number to contact. If you have any questions about its services, you’ll need to fill out an online form and wait for a response.
How to apply for a TriangleCash payday loan
While you can apply quickly on the TriangleCash website, you may still need to finish the application process on a lender’s website if you’re connected.
Eligibility criteria:
- Have a steady source of income
- Have a valid bank account
- Be a US citizen or permanent resident
- Be at least 18 years old (varies by state)
Required information:
- Personal details (your name, email, address, birth date, and Social Security number)
- Employment details (your employer, your monthly income and how often you’re paid)
- Bank details (your routing number and account number)
Application process:
On the front page of TriangleCash’s website, select your loan amount and enter your full name, zip code and phone number before clicking the Get Cash button. This will redirect you to the full application.
- Enter your basic personal information and click Next Step.
- Enter information about your employment and income and click Next Step.
- Enter your bank account information and payment frequency then click Get Cash to submit your application.
- Wait for TriangleCash to process your application and give you an approval decision.
I got connected to a lender! Now what?
You’ll be redirected to the lender page. Once there, you’ll have to finish filling out your application. If the lender approves your request, you’ll be contacted to confirm your details, and you may be able to receive your loan as soon as the next business day.
I didn’t get connected. What happens next?
If TriangleCash can’t find a lender in its network that fits your needs, you might have entered some information correctly or live in a place where payday loans are illegal. There are other options, so consider some alternatives before applying again.
Bottom line
If you need a loan but don’t want to go through the hassle of comparing lenders and offers, TriangleCash makes the process easier by finding a lender for you. The simple application process makes it easy for you to know what kind of terms you can get without having to fill out multiple forms. However, acceptance isn’t guaranteed, and you should still spend some time comparing your options before coming to a final decision.
Are payday loans available in my state?
Frequently asked questions
Can I repay my loan early?
This depends on the individual lender. When reviewing your loan contract, be sure to voice this question as some payday loan lenders charge extra fees for early repayment.
How long will it take for me to receive approved funds?
Funds are usually deposited into your bank account on the next business day. It ultimately depends on the lender and your bank.
Is having a checking account necessary?
Most lenders that are part of TriangleCash’s network require applicants to have operational checking or savings accounts where they can transfer funds electronically.
Will a late payment on a loan affect my credit?
While not all lenders report to the big three credit agencies that handle credit, some might choose to report late or missing payments. This is at the discretion of the lender, and TriangleCash has no control over your loan search once you find a suitable lender.
What happens if I know my payment will be late?
The best solution is to contact your loan provider and inform them. Usually, the lender will be willing to extend the payment deadline and find ways to help you through difficult financial times.
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2 Comments
May 12, 2019
I defaulted some years ago half way through paying of 2 (two) payday loans. How long must I wait before I can utilize it again and I live in Michigan. How much should I expect to get in Michigan for a payday loan?
May 12, 2019
Hi James,
Thank you for reaching out.
For default loans that went into collections will typically be listed on your report for up to 7 years (plus 180 days from the delinquency date). To get a loan, you will still need to have a credit score that’s acceptable for a lender to be approved.
With TriangleCash payday loan, it shows that they look after is your ability to repay what you borrow. If you have bad credit but a steady income, you will likely still qualify for a loan. The amount of loan that you may expect will depend on the lender.
Hope this helps! 😊
Kind Regards,
Mai