TriangleCash payday loan review

TriangleCash’s network of lenders offer up to $1,000 to qualified applicants

TriangleCash is an online lender-matching service that connects people who need cash to a large network of lenders. These payday loans can help you with a financial emergency or simply covering a budget shortfall.

Our review will help you learn what you need to know before applying to TriangleCash so you can make the best decision for your needs.

Product NameTriangleCash Payday Loans
Min Loan Amount$100
Max. Loan Amount$1,000
Loan TermVaries based on lender
Turnaround TimeAs soon as next business day
CostsVaries based on lender.
RequirementsYou must be a US citizen, at least 18 years old, and have a valid bank account.
Application Fee$0
  • You must provide proof of employment and/or proof of an income.
  • Must have a bank account.
  • Must be U.S. citizen.

How does a TriangleCash payday loan work?

TriangleCash uses a three-step approach.

  • Online form. Complete the short online application in a matter of minutes.
  • Lender match. TriangleCash then matches you with a lender that will work with you, even if you have bad credit.
  • Cash deposit. After you agree to a loan offer, your loan can be deposited into your bank account–usually as soon as the next business day.

Remember that payday loans have high APR rates and various fees. If you aren’t sure you can pay back borrowed money, refrain from taking out a loan. A late or missed payment might lead to extra charges, interest and a negative report on your credit score.

Is TriangleCash legit or a scam?

What sets TriangleCash apart?

  • Bad credit is OK. What matters most is your ability to repay what you borrow. If you have bad credit but a steady income, you will likely still qualify for a loan.
  • No collateral. TriangleCash’s network of lenders offer unsecured loans, which means you won’t have to provide any collateral in order to qualify.
  • Variable loan amount. You can borrow up to $1,000 depending on your lender, state and income. Whatever your needs, TriangleCash can find a lender that works for you.

Find out about how other loan brokers work before you apply

How does TriangleCash compare?

Rates last updated September 22nd, 2017
Unfortunately, none of the short term loan providers currently offer loans in your state. Learn more about short term loans in your state to find an alternative.
Name Product Product Description Maximum Loan Amount Term of Loan Turnaround Time
TriangleCash Payday Loans
If you have bad credit or no credit history, apply to be matched with a network of lenders for funding at rates that vary by state.
Varies based on lender
As soon as next business day

Compare up to 4 providers

Rates last updated September 22nd, 2017
Unfortunately, none of the short term loan providers currently offer loans in your state. Learn more about short term loans in your state to find an alternative.
Name Product Product Description Maximum Loan Amount Term of Loan Turnaround Time
LendUp Payday Loans
LendUp offers $250 loans for first-time borrowers. Good credit is not required. Visit the site to see if available in your state.
7–30 days
Generally receive the money the next business day
CashNetUSA Loan
Apply for short term loans, installment loans or lines of credit in 30 states typically with a day’s turnaround.
Varies by state
Varies by state
1 business day
ACE Cash Express Payday Loans
Quick short term, installment and title loans come with no prepayment penalty and a 72-hour satisfaction guarantee.
Varies by state
Varies by state
Generally receive the money the next business day
Check City Payday Loan
Apply for a fast, secure and confidential payday loan — even with less-than-perfect credit.
Depends on state of residency
Varies by state
Next day
Check into Cash Payday Loan
With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.
Varies by state
1–2 business days

Compare up to 4 providers

What does it cost to apply?

There’s no fee to apply for a loan through TriangleCash. Lender-matching services work either by commission or through subscription–this means that the lender pays to see your application, not the other way around. You can apply for multiple loans at once with no risk to you, and if you don’t like the terms offered, there’s no obligation to accept.

Our page on payday loans will tell you about all the fees you can expect

How to apply for a TriangleCash payday loan

Applying for a payday loan is easy and requires applicants to meet only a few eligibility requirements:

Eligibility criteria:

  • Be a US citizen or permanent resident
  • Be at least 18 years old (varies by state)
  • Have a valid bank account
  • Have a steady source of income

You can apply for a loan online, and TriangleCash requires the following information and documentation:

Required information:

  • Personal details (your name, email, address, birth date, and Social Security number)
  • Employment details (your employer, your monthly income and how often you’re paid)
  • Bank details (your routing number and account number)

Before choosing TriangleCash, be sure to compare it with other loan companies

Are payday loans available in my state?

Frequently asked questions

This depends on the individual lender. When reviewing your loan contract, be sure to voice this question as some payday loan lenders charge extra fees for early repayment.

Funds are usually deposited into your bank account on the next business day. It ultimately depends on the lender and your bank.

Most lenders that are part of TriangleCash’s network require applicants to have operational checking or savings accounts where they can transfer funds electronically.

While not all lenders report to the big three credit agencies that handle credit, some might choose to report late or missing payments. This is at the discretion of the lender, and TriangleCash has no control over your loan search once you find a suitable lender.

The best solution is to contact your loan provider and inform them. Usually, the lender will be willing to extend the payment deadline and find ways to help you through difficult financial times.

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