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Cash Loans Express

Cash Loans Express isn't available on Finder right now.

Min. Amount
$100
Max. Amount
$3,000
Turnaround time
Within minutes

Our verdict

You might be able to get a loan through this online marketplace, but there are too many red flags to take the risk.

Cash Loans Express promotes itself as an online loan marketplace, with loans from $100 to $3,000. It says you can get approved within minutes and may receive the loan proceeds as soon as the next business day. But it doesn’t give a real APR range — it only offers “sample rates” but says the rate you get could be different. It also has a lot of conflicting information regarding loan amounts, loan terms and what the purpose of its website really is. Finally, it has no customer reviews, so it may not even be a legitimate connection service. While we’ve listed pros and cons for the lender, its pros are based on its marketing and we can’t confirm that they’re actually true.

Pros

  • Loans up to $3,000
  • Approval within minutes
  • Funding possible as soon as the next business day

Cons

  • Doesn’t state real APR range
  • Conflicting information on its site
  • Has no customer reviews

In this guide

  • Our verdict
  • Your reviews
  • Ask a question

Is Cash Loans Express legit?

While it’s possible that Cash Loans Express may connect you to a legitimate lender, we can’t recommend that you divulge your personal and financial information to a website that doesn’t appear to have a single customer review.

If you decide to use the service, do the research to make sure that it connects you with a real lender and check out its reviews.

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Where Cash Loans Express falls short

There are so many red flags on its website when you take the time to look around. For example, in large print, it says it offers loans from $100 to $3,000. Further down, it says you may be connected to installment loans up to $5,000 or personal loans up to $35,000.

Loan terms are also confusing. At first, it states that loan repayment terms run from 61 to 90 days. In the next paragraph, it says the minimum loan term is 90 days and the maximum is three years. Still further down, it states that the maximum loan term is six years.

Clear information and transparent loan terms are some hallmarks of legitimate lenders, but we’re not seeing that with Cash Loans Express.

What makes Cash Loans Express shine?

Despite an exhaustive search, we can’t find anything to recommend about this connection service. If you’re looking for a loan and don’t have the best credit, you may want to consider personal loans for bad credit. Or, for smaller loan amounts, you might want to check out cash advance apps, which typically don’t check your credit.

Cash Loans Express loan details

Minimum credit score/credit rangeNo minimum credit score
APRNot stated/varies by lender
Loan amount$100 to $3,000
Terms61 days to 6 years
Approval turnaroundWithin minutes
AvailabilityNot available in: Arkansas, New Hampshire, New York, Vermont, West Virginia
Fees
  • Origination fees
  • Late or NSF penalties
Other feesUnknown

Cash Loans Express contact info

It appears you can only contact Cash Loans Express by email or through its online contact form.

Phone numberNot listed
Customer service hoursNot listed
Emailinfo@cashloansexpress.com
X, formerly TwitterN/A
FacebookN/A

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How to qualify for Cash Loan Express

These are the qualifications listed on the Cash Loans Express website.

  • Be at least 18 and a US resident
  • Have a job or regular source of income
  • Make at least $800 a month
  • Have an active checking account

How to apply

Unlike most lenders, Cash Loans Express doesn’t state the steps you’ll take to apply. It only directs you to fill out the online application and then connects you to a lender. It does add — in the fine print — that the lender it connects you with may not give you the best deal and the compensation it receives could influence the offer you get.

Cash Loans Express reviews and complaints

BBB accredited No
BBB rating N/A
Customer reviews verified as of 13 December 2024

Cash Loans Express doesn’t have a page on the Better Business Bureau (BBB) or Trustpilot, which is unusual. Even lenders that offer extremely high rates and are accused of predatory lending practices — like payday loan lenders and tribal lenders — usually at least have customer reviews. We couldn’t find evidence of even one customer getting a loan through this site.

What do people on Reddit say?

One person on Reddit posted a video about going through the loan application with Cash Loans Express. He walked us through the process, using screenshots to illustrate. He showed how the website asks for your Social Security number, driver’s license number and bank account numbers. After all that, he was redirected to 24/7 Lending Group, which is just another loan connection service. The poster recommended prospective lenders look elsewhere for a loan.

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Lacey Stark

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Lacey Stark is a freelance personal finance writer for Finder, specializing in banking, loans, investing, estate planning, and more. She has 20 years of experience writing and editing for magazines, newspapers, and online publications. A word nerd from childhood, Lacey officially got her start reporting on live sporting events and moved on to cover topics such as construction, technology, and travel before finding her niche in personal finance. Originally from New England, she received her bachelor’s degree from the University of Denver and completed a postgraduate journalism program at Metropolitan State University also in Denver. She currently lives in Chicagoland with her dog Chunk and likes to read and play golf. See full profile

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