Checking accounts
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Bank Accounts
Your one-stop spot for guides and reviews on checking accounts, high-yield savings, kids banking and more.
Earn 5.24% APY
Get one of the highest APYs available, plus 24/7 access with Cloud Bank powered by Raisin. With Raisin, you can enjoy top interest rates and manage multiple deposit products in one account.
- 5.24% APY on all balances
- $0 monthly fees
- $1 minimum deposit
4.7
★★★★★
Finder score
Our team of experts have spent hundreds of hours researching and writing guides and reviews so you can compare banking products from the top brands in the market.
Find the best way to bank your money by learning all about online checking accounts, high-yield savings accounts, certificates of deposit and more while staying up-to-date on the latest banking news.
Meet Finder’s banking experts
Gabrielle Pastorek
Publisher, Banking
Alexa Serrano
Editor, Banking
Bethany Hickey
Writer, Banking
Featured guide
Compare high-interest savings accounts
Grow your savings with a high interest savings account. Compare the best high-yield accounts from top banks today and open an account that meets your needs.
Featured video
Which financial account is right for you? Compare 5 options today.
Need to open an account to store your paychecks? Or do you need something to save for a rainy day?
Latest banking guides
SoFi vs. Capital One: Which bank is right for you?
SoFi and Capital One are both good picks for different reasons. SoFi is best for everyday banking, but Capital One has more account options and branches.
Read more…
SoFi vs. Ally: Which bank is right for you?
Ally is best for its savings products, while SoFi is best for its convenient checking and savings hybrid account.
Read more…
Finder’s Banking Innovation Awards for 2024
These awards identify the most innovative providers across banking.
Read more…Find us on social
Brands we compare
Checking accounts
Compare checking accounts
Save on service fees and compare features.
Compare online checking accounts
Find an account that features convenient online money management.
Compare interest-bearing checking accounts
Have your checking balance earn interest as it waits to be spent or transferred.
Upgrade Rewards Checking Plus
Get Up to 2% cashback with $0 monthly & overdraft fees
Latest checking articles
Savings accounts
Your guide to savings accounts
Are you getting the strongest interest rate for your nest egg?
Compare the best online savings accounts
Watch your nest egg grow in real time with often stronger rates.
Best high-interest accounts
Grow your money, faster.
Cloud Bank 24/7 through Raisin
Enjoy 5.24% APY on all balances, $0 monthly fees, and $1 minimum deposit.
Latest savings articles
Money market accounts
Compare money market accounts
Manage your investments while earning competitive interest with access when you need it.
Best money market accounts
Find the account that best meets your needs for saving and/or accessing your money.
Money market vs. traditional savings accounts
Contrast the differences between these common account types.
Ponce Bank High-Yield Money Market Deposit
Earn a high 5.24% APY with $0 monthly fees.
Latest money market articles
Certificates of deposit
Compare CD rates for your savings
Save smart by locking away your savings at higher rates than your typical account.
Find the best CD rates
A certificate of deposit is a safe and secure way to grow your savings balance.
CD interest calculator
Know what's in store for your money with the help of a CD calculator.
Western Alliance Bank 12 months CDs through Raisin
Earn a high 5.05% APY for 12 months with no monthly fee
Latest CDs articles
Prepaid cards
Compare prepaid cards
Compare prepaid cards to make sure you get the right deal.
Get a prepaid credit card for your teenager
Teach your teenager how to be smart with plastic without the temptation of reckless spending.
Compare secured credit cards vs. prepaid debit cards
Both provide the same freedom as a credit card, but without the risk of falling into debt.
Greenlight
Greenlight is the prepaid debit card for kids that parents manage from their phones with flexible parental controls.
Latest prepaid cards articles
Investments
Investments
Compare investment platforms and accelerate your asset growth.
Online trading
Get the guide on how to buy the most popular shares on the NYSE.
Robo advice
Is automated investing right for you?
Robinhood
No-fee trading in stocks, ETFs and crypto on a beginner-friendly platform.
Latest investing articles
Read more on this topic
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SoFi vs. Capital One: Which bank is right for you?
SoFi and Capital One are both good picks for different reasons. SoFi is best for everyday banking, but Capital One has more account options and branches.
-
SoFi vs. Ally: Which bank is right for you?
Ally is best for its savings products, while SoFi is best for its convenient checking and savings hybrid account.
-
Finder’s Banking Innovation Awards for 2024
These awards identify the most innovative providers across banking.
-
SoFi vs. Marcus: Which bank is right for you?
Marcus offers top savings options, but if you want a full-service bank, go with SoFi.
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SoFi vs. Chime: Which bank is right for you?
We compare SoFi and Chime side-by-side to help you decide which popular online bank is best for you. See features, pros and cons and more.
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Banks like Varo
Close alternatives to Varo include Chime, SoFi, Revolut, Current, Juno, Fizz, Dave and Honeydue. See how these banks compare here.
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Banks like Chime
Top online banks like Chime include Varo, SoFi, Current, Axos, Capital One, Step, Dave, Fizz and Honeydue. See how these banks compare here.
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Best online banks
Ally Bank wins the best overall online bank of 2023. Other best online banks on our list are UFB Direct, Raisin, Quontic, Chime and others.
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19 best bank account bonus offers for April 2024
Instant sign-up bonuses with no deposit are not typically offered. However, these bank account bonuses have easy requirements.
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14 best banks and credit unions in the US
The best banks let you choose from several offerings that help you grow and manage your hard-earned cash.