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Safety car insurance review

Last updated:  

Enjoy personal, local support for drivers in NH, MA and ME.

finder.com's rating: 2.5 / 5

★★★★★

  • Get a quote if you want emergency road travel expenses
  • Pick something else if you don’t live in New England.
  • Drivers could save 24% or more by stacking discounts.

optional

Roadside assistance

New car protection

Accident forgiveness

Details

States served Maine, Massachusetts, New Hampshire
Roadside assistance Optional
Pay schedule 12 months, monthly (fee applies), custom
Claims methods Online, Phone, In-person
New car protection No
Accident forgiveness Yes
Rideshare coverage No
SR-22 No

Pros

  • Disappearing collision deductible
  • Emergency road travel expenses
  • Accident forgiveness

Cons

  • No live chat
  • Limited information online
  • Limited service
Anti-theft device discount No
Bundling discount No
Defensive driving discount No
Good student discount Yes
Loyalty discount Yes
Homeowner discount No
Military discount No
Safety device discount No
Special employment discount No
Usage-based discount No
Other discounts Up to 7% when you qualify for an Account Credit or a Multi-Car Discount and select electronic policy issuance.

Expert review

Roslyn McKenna

Review by


Roslyn McKenna is an insurance publisher for Finder, where she's driven to help people get a great deal on car, life, home and other insurance to protect their families and finances. Roslyn earned a BA in writing and communications from Maryville College and has written professionally for more than a decade, showing up on Bankrate, MSN and Reader's Digest.

Expert review

A lot of insurers won’t touch New England policies, but Safety breaks the mold and offers policies almost exclusively to these drivers. Drivers can also enjoy huge discounts for being a safe driver, with many customers claiming to save hundreds on premiums. Take your car to one of its VIP claims centers to get your repair processed fast.

However, its website isn’t the most comprehensive, so you’ll need to talk to an agent to find out if the coverage you want is available. And you won’t find certain common benefits like new car protection or a safe car discount.

Who is Safety car insurance best for?

New England drivers can talk to a local Safety agent for expert car insurance help. The draw of Safety is its one-on-one help, especially when making a claim. You can take your car to one of its VIP claim centers for faster repairs.

Safety doesn’t mention many discounts on its website, so you’ll need to call an agent to find out if you can get discounts for having a safe car, bundling insurance or being a safe driver, for example.

What car insurance coverage does Safety offer?

  • Bodily injury liability - 50/100
  • Property damage liability - Yes
  • Uninsured motorist bodily injury - None
  • Uninsured motorist property damage - No
  • Personal injury - Yes
  • Medical payments - Yes
  • Collision - None
  • Comprehensive - Yes

What features does Safety have?

  • Roadside assistance - Optional
  • Gap insurance - Yes
  • Rental cars - Yes
  • Pet injury - Yes
  • Rideshare - No
  • New car protection - No
  • SR22 - No
  • Nonowner coverage - No
  • Temporary and short term - No

What car insurance discounts can I get with Safety?

  • Anti-theft device discount - No
  • Bundling discount - No
  • Defensive driving discount - No
  • Good student discount - Yes
  • Loyalty discount - Yes
  • Homeowner discount - No
  • Military discount - No
  • Safety device discount - No
  • Special employment discount - No
  • Usage-based discount - No
  • Other discounts - Up to 7% when you qualify for an Account Credit or a Multi-Car Discount and select electronic policy issuance.

Pros and cons of Safety

Pros

  • Disappearing collision deductible
  • Emergency road travel expenses
  • Accident forgiveness

Cons

  • No live chat
  • Limited information online
  • Limited service

How to apply for Safety car insurance

  • Phone
  • Agent

How to contact Safety

Call (800) 951-2100 to get in touch with Safety.
  • Online
  • Phone
  • Agent

How to make a car insurance claim with Safety

  • Online
  • Phone
  • In-person

Compare alternatives to Safety

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Roll in a variety of car insurance quotes from top insurers despite a high-risk driving profile, and view possible discounts while you’re at it.
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Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs.
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Frequently asked questions about Safety car insurance

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★★★★★ — Good

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★★★★★ — Poor

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