Capital One Quicksilver vs. Capital One Venture | finder.com

Capital One® Quicksilver® Cash Rewards Credit Card vs. Capital One® Venture® Rewards Credit Card

Choose between a cashback or travel card.

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Capital One has a variety of solid cards, and you might be choosing between a few of them. The Capital One® Quicksilver® Cash Rewards Credit Card and Capital One® Venture® Rewards Credit Card are strong picks that serve different markets. Go with the former if you want cash back, or choose the latter if you want travel rewards.

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

finder.com's rating
finder.com's rating

★★★★★

4.2 / 5.0

★★★★★

4.4 / 5.0
Best for
Best for
  • Easy-to-earn signup bonus and flat cash back on all purchases
  • High unlimited mile-earning rate on all purchases
Welcome offer
Welcome offer

$150 cash back after spending $500 in the first 3 months

50,000 bonus miles after spending $3,000 in the first 3 months

Rewards
Rewards

1.5% cash back on all purchases

2x miles on all purchases and 10x miles at hotels.com/venture

Purchase APR (annual percentage rate)
Purchase APR (annual percentage rate)

0% intro APR for 15 months, and then 16.24%, 22.24% or 26.24% variable

17.99%, 22.74% or 25.24% variable

Annual fee
Annual fee $0 $0 intro annual fee the first year, then $95
Balance transfers
Balance transfers

APR: 0% intro APR for 15 months, then 16.24% to 26.24% variable

Fee: 3% of the transaction

APR: 17.99% to 25.24% variable

Fee: 3% of the transaction

Cash advance
Cash advance

APR: 26.24% variable

Fee: $10 or 3% of the transaction, whichever is greater

APR: 25.24% variable

Fee: $10 or 3% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $39 Up to $39
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Rates and Fees
Rates and Fees Rates & Fees Rates & Fees
Learn more
Learn more

Read review

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Which card should you choose?

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

  • No annual fee
  • $150 cash bonus when you spend $500 on purchases in the first 3 months
  • 1.5% cash back on all purchases
  • Long intro APR for purchases and balance transfers

The Capital One® Quicksilver® Cash Rewards Credit Card is a great no-annual-fee cashback card. It’s a good choice if you don’t want to deal with tiered rewards. The card also has a strong intro APR on purchases and balance transfers.

Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

  • 2x miles on all purchases
  • 10x miles on purchases at hotels.com/venture
  • $100 credit toward Global Entry or TSA PreCheck
  • No foreign transaction fees

If you want a great travel card, consider the Capital One® Venture® Rewards Credit Card. Though it has a $95 annual fee starting the second year, it offers strong flat rewards. You’ll also get a credit every four years to cover your Global Entry or TSA PreCheck application.

What’s next?

If you want cash back, go with the Capital One® Quicksilver® Cash Rewards Credit Card; if you want travel rewards, pick the Capital One® Venture® Rewards Credit Card. Both are fine choices in their respective markets.

Not sure about either product? Compare other cashback and travel cards below.

Compare credit cards

Name Product Filter values Rewards Purchase APR Annual fee
1.5% cash back on all purchases
0% intro for the first 15 months (then 16.24%, 22.24% or 26.24% variable)
$0
Earn unlimited 1.5% cash back on every purchase, every day.
3% cash back on up to $10,000 in the first 12 months, then 1.5% on all purchases
0% intro for the first 12 months (then 14.99% to 24.99% variable)
$0
Earn 3% cash back on up to $10,000 in the first 12 months, then 1.5% on all purchases. See Rates and Fees.
5% on up to $2,000 each activated quarter on two categories combined (1% after), 2% on one everyday category and 1% on all other purchases
15.74% to 25.24% variable
$0
When you spend $500 on your card within the first 90 days, you’ll receive a $150 cash back bonus. Rates & Fees
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases
0% intro for the first 12 months (then 14.74% to 25.74% variable)
$95
Earn $250 bonus cash back after you spend $1,000 on purchases in the first 3 months. Rates & fees
3% on dining, 2% at grocery stores and 1% on all other eligible purchases
14.99%, 19.99% or 24.99% variable
$0
Earn $200 cash back when you spend $500 within 90 days after account opening.

Compare up to 4 providers

Name Product Welcome offer Rewards Annual fee Filter values
75,000 points after spending $1,000 in the first 3 months
7x points on Hilton Honors purchases, 5x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases
$0
Earn 75,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of card membership. Rates & fees
20,000 miles after spending $1,000 in the first 3 months
1.25x miles on all purchases and 10x miles at hotels.com/venture
$0
Earn 20,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening.
30,000 miles after spending $1,000 in the first 3 months, plus $50 when you make a Delta purchase in the same timeframe
2x miles on Delta purchases and 1x miles on all other purchases
$0 intro annual fee for the first year ($95 thereafter)
Earn 30,000 miles after spending $1,000 in the first 3 months, plus $50 when you make a direct Delta purchase in the same timeframe. Rates & fees
50,000 bonus miles after spending $3,000 in the first 3 months
2x miles on all purchases and 10x miles at hotels.com/venture
$0 intro annual fee for the first year ($95 thereafter)
Earn 50,000 bonus miles after spending $3,000 on purchases within the first 3 months from account opening.
50,000 points after spending $2,000 in the first 3 months
3x points at Marriott Bonvoy hotels, 2x on travel and 1x on all other purchases
$0
50,000 bonus points after you spend $2,000 on purchases in your first 3 months from your account opening.

Compare up to 4 providers

Compare more travel credit cards

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