Capital One Quicksilver vs. Capital One Venture | finder.com

Quicksilver® from Capital One® vs. Venture® Rewards from Capital One®

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Choose between a cashback or travel card.

Capital One has a variety of solid cards, and you might be choosing between a few of them. The Quicksilver® from Capital One® and Venture® Rewards from Capital One® are strong picks that serve different markets. Go with the former if you want cash back, or choose the latter if you want travel rewards.

Quicksilver® from Capital One®

Quicksilver® from Capital One®

Venture® Rewards from Capital One®

Venture® Rewards from Capital One®

Welcome bonus Earn $150 cash back after spending $500 in the first 3 months

Earn 50,000 miles after spending $3,000 in the first 3 months

Rewards

Earn 1.5% cash back on all purchases

Earn 2x miles on all purchases and 10x miles at hotels.com/venture

Purchase APR (annual percentage rate)

0% intro APR for 15 months, and then 14.74%, 20.74% or 24.74% variable

14.74%, 21.24% or 24.74% variable

Annual fee $0 $0 the first year, then $95
Balance transfers

APR: 0% intro APR for 15 months, then 14.74%, 20.74% or 24.74% variable

Fee: 3% of the transaction

APR: 14.74%, 21.24% or 24.74% variable

Fee: 3% of the transaction

Cash advance

APR: 24.74% variable

Fee: $10 or 3% of the transaction, whichever is greater

APR: 24.74% variable

Fee: $10 or 3% of the transaction, whichever is greater

Foreign transaction fee None None
Late payment fee $38 $38
Additional cardholder fee $0 $0
Interest-free period 25 days 25 days
Minimum interest $0 $0
Minimum credit score 690 750
Card type Credit Credit
Learn more

Which card should you choose?

Quicksilver® from Capital One®

Quicksilver® from Capital One®

  • $150 signup bonus
  • 1.5% cash back on all purchases
  • Intro APR on purchases and balance transfers

The Quicksilver® from Capital One® is a great no-annual-fee cashback card. It’s a good choice if you don’t want to deal with tiered rewards. The card also has a strong intro APR: 0% on purchases and balance transfers for 15 months following your account opening. After that, an APR of 14.74%, 20.74% or 24.74% variable applies.

Venture® Rewards from Capital One®

Venture® Rewards from Capital One®

  • $100 credit toward Global Entry or TSA PreCheck
  • Visa Signature benefits
  • No foreign transaction fees

If you want a great travel card, consider the Venture® Rewards from Capital One®. Though it has a $95 annual fee starting the second year, it offers strong flat rewards. You’ll also get a credit every four years to cover your Global Entry or TSA PreCheck application.

What’s next?

If you want cash back, go with the Quicksilver® from Capital One®; if you want travel rewards, pick the Venture® Rewards from Capital One®. Both are fine choices in their respective markets.

Not sure about either product? Compare other cashback and travel cards below.

Compare cashback credit cards

Name Product Annual Fee APR for Purchases (Purchase Rate) Intro APR for Balance Transfer
$0
14.74%, 18.74% or 24.74% variable
0% for the first 15 months (then 14.74%, 18.74% or 24.74% variable)
Earn unlimited 1.5% cash rewards on purchases. See Rates and Fees
$0 to $99
19.74% to 25.74% variable
Get 1% cash back rewards on eligible purchase, terms apply.
$0
14.74% to 25.74% variable
0% for the first 15 months (then 14.74% to 25.74% variable)
Snag a $150 bonus statement credit after you spend $1,000 in the first 3 months
$95
14.74% to 25.74% variable
0% for the first 12 months (then 14.74% to 25.74% variable)
Earn $200 bonus cash back after you spend $1,000 in the first 3 months
$0
15.24% to 25.24% variable
0% for the first 18 months (then 15.24% to 25.24% variable)
Earn 1% cash back for payments on purchases, on top of the 1% cash back on purchases. No annual fee.
$0
14.99% to 24.99% variable
0% for the first 12 statement closing dates (then 14.99% to 24.99% variable)
Earn more cash back for the things you buy most.
16.74%, 22.49% or 25.49% variable
Get 4 points back on dining, 3 on travel, 2 on Uber rides and online shopping and 1 on other purchases, and redeem points for Uber credits, gift cards or cash back.

Compare up to 4 providers

Compare more travel credit cards

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