Choose between a cashback or travel card.
Capital One has a variety of solid cards, and you might be choosing between a few of them. The Quicksilver® from Capital One® and Venture® from Capital One® are strong picks that serve different markets. Go with the former if you want cash back, or choose the latter if you want travel rewards.
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Quicksilver® from Capital One®
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Venture® from Capital One®
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|---|---|
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★★★★★ 4.2 / 5.0 |
★★★★★ 4.4 / 5.0 |
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$150 cash back after spending $500 in the first 3 months
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50,000 bonus miles after spending $3,000 in the first 3 months |
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1.5% cash back on all purchases |
2x miles on all purchases and 10x miles at hotels.com/venture |
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0% intro APR for 15 months, and then 16.24%, 22.24% or 26.24% variable |
17.99%, 22.74% or 25.24% variable |
| $0 | $0 intro annual fee the first year, then $95 |
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APR: 0% intro APR for 15 months, then 16.24% to 26.24% variable Fee: No balance transfer fees for the first 10 days, then 3% of the transaction |
APR: 17.99% to 25.24% variable
Fee: 3% of the transaction |
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APR: 26.24% variable Fee: $10 or 3% of the transaction, whichever is greater |
APR: 25.24% variable Fee: $10 or 3% of the transaction, whichever is greater |
| None | None |
| Up to $38 | Up to $38 |
| $0 | |
| 25 days | 25 days |
| $0 | |
| 670 | 670 |
| Credit | Credit |
| Rates & Fees | Rates & Fees |
Which card should you choose?
Quicksilver® from Capital One®
- No annual fee
- $150 signup bonus when you spend $500 on purchases in the first 3 months
- 1.5% cash back on all purchases
- Long intro APR for purchases and balance transfers
The Quicksilver® from Capital One® is a great no-annual-fee cashback card. It’s a good choice if you don’t want to deal with tiered rewards. The card also has a strong intro APR: 0% on purchases and balance transfers for 15 months following your account opening. After that, an APR of 14.74%, 20.74% or 24.74% variable applies.
Venture® from Capital One®
- 2x miles on all purchases
- 10x miles on purchases at hotels.com/venture
- $100 credit toward Global Entry or TSA PreCheck
- No foreign transaction fees
If you want a great travel card, consider the Venture® from Capital One®. Though it has a $95 annual fee starting the second year, it offers strong flat rewards. You’ll also get a credit every four years to cover your Global Entry or TSA PreCheck application.
What’s next?
If you want cash back, go with the Quicksilver® from Capital One®; if you want travel rewards, pick the Venture® from Capital One®. Both are fine choices in their respective markets.
Not sure about either product? Compare other cashback and travel cards below.
Compare two similar cards from another brand
Chase Freedom Unlimited®
Chase Freedom Unlimited®
- New offer! Double cash back: Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.
- 0% intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%. Balance transfer fee is 3% of the amount transferred, $5 minimum
- No minimum to redeem for cash back
- Cash back rewards do not expire as long as your account is open
- Free credit score, updated weekly with Credit Journey℠
- No annual fee
- Read Rates & Fees
Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
- Chase Sapphire Preferred named "Best Credit Card for Flexible Travel Redemption" - Kiplinger's Personal Finance, June 2018
- 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
- No foreign transaction fees
- 1:1 point transfer to leading airline and hotel loyalty programs
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
- No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
- Read Rates & Fees
