Choose between a cashback or travel card.
Capital One has a variety of solid cards, and you might be choosing between a few of them. The Quicksilver® from Capital One® and Venture® from Capital One® are strong picks that serve different markets. Go with the former if you want cash back, or choose the latter if you want travel rewards.
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Quicksilver® from Capital One®
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Venture® from Capital One®
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|---|---|
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★★★★★ 4.2 / 5.0 |
★★★★★ 4.4 / 5.0 |
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Earn $150 cash back after spending $500 on purchases in the first 3 months from account opening
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Earn 50,000 miles after spending $3,000 in the first 3 months |
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Earn 1.5% cash back on all purchases |
Earn 2x miles on all purchases and 10x miles at hotels.com/venture |
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0% intro APR for 15 months, and then 14.74%, 20.74% or 24.74% variable |
14.74%, 21.24% or 24.74% variable |
| $0 | $0 the first year, then $95 |
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APR: 0% intro APR for 15 months, then 14.74%, 20.74% or 24.74% variable Fee: 3% of the transaction |
APR: 14.74%, 21.24% or 24.74% variable Fee: 3% of the transaction |
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APR: 24.74% variable Fee: $10 or 3% of the transaction, whichever is greater |
APR: 24.74% variable Fee: $10 or 3% of the transaction, whichever is greater |
| $38 | $38 |
| $0 | $0 |
| 25 days | 25 days |
| $0 | $0 |
| 670 | 750 |
| Credit | Credit |
| Rates & Fees | Rates & Fees |
Which card should you choose?
Quicksilver® from Capital One®
- $150 signup bonus
- 1.5% cash back on all purchases
- Intro APR on purchases and balance transfers
The Quicksilver® from Capital One® is a great no-annual-fee cashback card. It’s a good choice if you don’t want to deal with tiered rewards. The card also has a strong intro APR: 0% on purchases and balance transfers for 15 months following your account opening. After that, an APR of 14.74%, 20.74% or 24.74% variable applies.
Venture® from Capital One®
- $100 credit toward Global Entry or TSA PreCheck
- Visa Signature benefits
- No foreign transaction fees
If you want a great travel card, consider the Venture® from Capital One®. Though it has a $95 annual fee starting the second year, it offers strong flat rewards. You’ll also get a credit every four years to cover your Global Entry or TSA PreCheck application.
What’s next?
If you want cash back, go with the Quicksilver® from Capital One®; if you want travel rewards, pick the Venture® from Capital One®. Both are fine choices in their respective markets.
Not sure about either product? Compare other cashback and travel cards below.
