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Capital One® Quicksilver® Cash Rewards Credit Card vs. Capital One® Venture® Rewards Credit Card

Choose between a cashback or travel card.

Kevin Joey Chen
Kevin Joey Chen

Updated

Fact checked
When choosing between the Capital One® Quicksilver® Cash Rewards Credit Card and Capital One® Venture® Rewards Credit Card, consider whether you want cash back or travel rewards. Rewards-wise, the Capital One® Venture® is more valuable, offering 2x miles on every purchase — worth 2% if redeemed for travel and potentially more if transferred to airline partners. The Capital One® Quicksilver® Cash Rewards Credit Card offers 1.5% cash back on every purchase but has a $0 annual fee. Meanwhile, its counterpart has a $95 ongoing annual fee.

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

Rates & Fees

Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

Rates & Fees
finder.com's rating
finder.com's rating

★★★★★

4.2 / 5.0

★★★★★

4.4 / 5.0
Best for
Best for
  • Easy-to-earn signup bonus and flat cash back on all purchases
  • High unlimited mile-earning rate on all purchases
Welcome offer
Welcome offer

$150 cash back after spending $500 in the first 3 months

50,000 bonus miles after spending $3,000 in the first 3 months
Rewards
Rewards

1.5% cash back on all purchases

2x miles on all purchases
Purchase APR
Purchase APR

0% intro APR for 15 months, and then 15.49%, 21.49% or 25.49% variable

17.24%, 21.99% or 24.49% variable

Annual fee
Annual fee $0 $0 intro annual fee the first year, then $95
Balance transfer APR
Balance transfer APR 15.49% to 25.49% variable

 17.24% to 24.49% variable
Cash advance
Cash advance

APR: 25.49% variable

Fee: $10 or 3% of the transaction, whichever is greater

APR: 24.49% variable

Fee: $10 or 3% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee None 3% of each transaction
Late payment fee
Late payment fee Up to $39 Up to $39
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

Which card should you choose?

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

  • No annual fee
  • $150 cash bonus when you spend $500 on purchases in the first 3 months
  • 1.5% cash back on all purchases
  • Long intro APR for purchases

The Capital One® Quicksilver® Cash Rewards Credit Card is a great no-annual-fee cashback card. It’s a good choice if you don’t want to deal with tiered rewards. The card also has a strong intro APR on purchases.

Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

  • Earn an unlimited 2x miles on all purchases.
  • Get a 50,000-mile welcome offer after you spend $3,000 in your first 3 months.
  • Get various travel benefits, including a TSA PreCheck or Global Entry statement credit worth $100.

If you want a great travel card, consider the Capital One® Venture® Rewards Credit Card. Though it has a $95 annual fee starting the second year, it offers strong flat rewards. You’ll also get a credit every four years to cover your Global Entry or TSA PreCheck application.

What’s next?

If you want cash back, go with the Capital One® Quicksilver® Cash Rewards Credit Card; if you want travel rewards, pick the Capital One® Venture® Rewards Credit Card. Both are fine choices in their respective markets.

Not sure about either product? Compare other cashback and travel cards below.

Compare credit cards

Name Product Welcome offer Rewards Annual fee Filter values
Citi® Double Cash Card
Citi® Double Cash Card
N/A
Up to 2% cash back on purchases (1% when you buy plus 1% as you pay)
$0
This one of the most valuable flat cashback cards. It comes with 2% cash back (1% when you buy plus 1% when you pay) and 18 months to pay off transfers.
Apply now
View details
Citi Rewards+℠ Card
Citi Rewards+℠ Card
Earn 15,000 points after spending $1,000 in the first 3 months
Earn 2x points at supermarkets and gas stations on up to $6,000 annually, then 1x points after that and on all other purchases
$0
Get rewards on gas and groceries with no annual fee. Ideal for everyday use, it's the only card that rounds purchases up to the nearest 10 points.
Apply now
View details
Luxury Card Mastercard® Titanium Card™
Luxury Card Mastercard® Titanium Card™
N/A
1x points on all purchases with 2% point value when you redeem for airfare and 1% for cash back
$195
Enjoy unique excursions, privileged access to exclusive events and insider opportunities.
Apply now
View details
CardMatch™ from creditcards.com
CardMatch™ from creditcards.com
See terms
See terms
See terms
Use the CardMatch tool to find cards you're likely to qualify for with your credit score, without a hard pull on your credit.
See offer
View details
Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card
60,000 points after spending $4,000 in the first 3 months
5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases
$95
This popular travel card's signup bonus is worth up to $750. Get even more value out of your travel, dining, and Lyft rewards by transferring them to miles.
See offer
View details
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