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Capital One® Quicksilver® Cash Rewards Credit Card vs. Capital One® Venture® Rewards Credit Card

Choose between a cashback or travel card.

Kevin Joey Chen
Kevin Joey Chen

Updated

Fact checked
When choosing between the Capital One® Quicksilver® Cash Rewards Credit Card and Capital One® Venture® Rewards Credit Card, consider whether you want cash back or travel rewards. Rewards-wise, the Capital One® Venture® is more valuable, offering 2x miles on every purchase — worth 2% if redeemed for travel and potentially more if transferred to airline partners. The Capital One® Quicksilver® Cash Rewards Credit Card offers 1.5% cash back on every purchase but has a $0 annual fee. Meanwhile, its counterpart has a $95 ongoing annual fee.

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

Rates & Fees

Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

Rates & Fees
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★★★★★

4.2 / 5.0

★★★★★

4.4 / 5.0
Best for
Best for
  • Easy-to-earn signup bonus and flat cash back on all purchases
  • High unlimited mile-earning rate on all purchases
Welcome offer
Welcome offer

$150 cash back after spending $500 in the first 3 months

50,000 bonus miles after spending $3,000 in the first 3 months
Rewards
Rewards

1.5% cash back on all purchases

5x miles on Uber Eats and 2x miles on all purchases
Purchase APR
Purchase APR

0% intro APR for 15 months, and then 15.49%, 21.49% or 25.49% variable

17.24%, 21.99% or 24.49% variable

Annual fee
Annual fee $0 $95
Balance transfer APR
Balance transfer APR 15.49% to 25.49% variable

 17.24% to 24.49% variable
Cash advance
Cash advance

APR: 25.49% variable

Fee: $10 or 3% of the transaction, whichever is greater

APR: 24.49% variable

Fee: $10 or 3% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $39 Up to $39
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

Summary of card features

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

  • No annual fee
  • $150 cash bonus when you spend $500 on purchases in the first 3 months
  • 1.5% cash back on all purchases
  • Long intro APR for purchases

The Capital One® Quicksilver® Cash Rewards Credit Card is a great no-annual-fee cashback card. It’s a good choice if you don’t want to deal with tiered rewards. The card also has a strong intro APR on purchases.

Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

  • Earn an unlimited 2x miles on all purchases.
  • Get a 50,000-mile welcome offer after you spend $3,000 in your first 3 months.
  • Get various travel benefits, including a TSA PreCheck or Global Entry statement credit worth $100.

If you want a great travel card, consider the Capital One® Venture® Rewards Credit Card. Though it has a $95 annual fee starting the second year, it offers strong flat rewards. You’ll also get a credit every four years to cover your Global Entry or TSA PreCheck application.

What’s next?

If you want cash back, go with the Capital One® Quicksilver® Cash Rewards Credit Card; if you want travel rewards, pick the Capital One® Venture® Rewards Credit Card. Both are fine choices in their respective markets.

Not sure about either product? Compare other cashback and travel cards below.

Compare credit cards

Name Product Welcome offer Rewards Annual fee Filter values
Chase Freedom Flex℠
Chase Freedom Flex℠
$200 after spending $500 in the first 3 months, plus 5% cash back at grocery stores on up to $12,000 in the first year
5% back in rotating categories up to $1,500 combined each activated quarter (then 1%), 5% on travel purchased through Chase, 3% on dining and drugstores, and 1% on all other purchases
$0
Get up to 5% cashback in rotating and newly added everyday categories. The refreshed Freedom Flex card has lots of earning potential.
Apply now
View details
Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express
$150 after spending $1,000 in the first 3 months
2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases
$0
Get 3% cash back on groceries on up to $6,000 annually (then 1%) with no annual fee. This is a simple and effective rewards card. Rates & fees
Apply now
View details
Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express
$250 after spending $1,000 in the first 3 months
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases
$95
Perfect for families: Get up to 6% on everyday purchases and a welcome offer worth $250. This heavy-hitter rewards card has uncontested value. Rates & fees
Apply now
View details
Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card
80,000 points after spending $4,000 in the first 3 months, a value of up to $1,000 through Chase Ultimate Rewards
5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases
$95
Earn a huge signup bonus worth $$1,000 with this popular travel card. Combine with other Chase Ultimate Rewards cards for even greater value.
Apply now
View details
Citi® Double Cash Card
Citi® Double Cash Card
N/A
Up to 2% cash back on purchases (1% when you buy plus 1% as you pay)
$0
Earn up to 2% on every purchase with no annual fee. This is the highest flat-rate cashback card on the market.
Apply now
View details
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