Finder may earn compensation from partners, but editorial opinions are our own. Advertiser Disclosure

Capital One Quicksilver Cash Rewards Credit Card vs. Capital One Venture Rewards Credit Card

Choose between a cashback or travel card.

When choosing between the Capital One Quicksilver Cash Rewards Credit Card and Capital One Venture Rewards Credit Card, consider whether you want cash back or travel rewards. Rewards-wise, the Capital One Venture is more valuable, offering 2x miles on every purchase — worth 2% if redeemed for travel and potentially more if transferred to airline partners. The Capital One Quicksilver Cash Rewards Credit Card offers 1.5% cash back on every purchase but has a $0 annual fee. Meanwhile, its counterpart has a $95 ongoing annual fee.

Capital One Quicksilver Cash Rewards Credit Card

Capital One Quicksilver Cash Rewards Credit Card

Terms apply, see rates & fees

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Terms apply, see rates & fees

Finder rating
Finder rating

★★★★★

4.2 / 5.0

★★★★★

4.4 / 5.0
Best for
Best for
  • Easy-to-earn signup bonus and flat cash back on all purchases
  • High unlimited mile-earning rate on all purchases
Welcome offer
Welcome offer

One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening

Enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel

Rewards
Rewards

Earn unlimited 1.5% cash back on every purchase, every day

Earn unlimited 2x miles on every purchase, every day

Purchase APR
Purchase APR

0% intro APR for 15 months, and then 14.99% to 24.99% variable

15.99% to 23.99% variable

Annual fee
Annual fee $0 $95
Balance transfer APR
Balance transfer APR 14.99% to 24.99% variable 15.99% to 23.99% variable
Cash advance
Cash advance

APR: 24.99% variable

Fee: $10 or 3% of the transaction, whichever is greater

APR: 23.99% variable

Fee: $10 or 3% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

What’s next?

If you want cash back, go with the Capital One Quicksilver Cash Rewards Credit Card; if you want travel rewards, pick the Capital One Venture Rewards Credit Card. Both are fine choices in their respective markets.

Not sure about either product? Compare other cashback and travel cards below.

Compare Capital One Quicksilver Cash Rewards Credit Card vs. Capital One Venture Rewards Credit Card

Name Product Welcome Offer Rewards Annual fee Filter values
Capital One Quicksilver Cash Rewards Credit Card
One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Earn unlimited 1.5% cash back on every purchase, every day
$0
One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Capital One Venture Rewards Credit Card
Enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel
Earn unlimited 2x miles on every purchase, every day
$95
Earn 60,000 bonus miles once you spend $3,000 on purchases within the first 3 months ​from account opening
loading

Compare up to 4 providers

More guides on Finder

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site