Capital One® Quicksilver® Cash Rewards Credit Card vs. Capital One® Venture® Rewards Credit Card

Choose between a cashback or travel card.

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Capital One has a variety of solid cards, and you might be choosing between a few of them. The Capital One® Quicksilver® Cash Rewards Credit Card and Capital One® Venture® Rewards Credit Card are strong picks that serve different markets. Go with the former if you want cash back, or choose the latter if you want travel rewards.

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

finder.com's rating
finder.com's rating

★★★★★

4.2 / 5.0

★★★★★

4.4 / 5.0
Best for
Best for
  • Easy-to-earn signup bonus and flat cash back on all purchases
  • High unlimited mile-earning rate on all purchases
Welcome offer
Welcome offer

$150 cash back after spending $500 in the first 3 months

50,000 bonus miles after spending $3,000 in the first 3 months

Rewards
Rewards

1.5% cash back on all purchases

2x miles on all purchases and 10x miles at hotels.com/venture

Purchase APR (annual percentage rate)
Purchase APR (annual percentage rate)

0% intro APR for 15 months, and then 15.74%, 21.74% or 25.74% variable

17.49%, 22.24% or 24.74% variable

Annual fee
Annual fee $0 $0 intro annual fee the first year, then $95
Balance transfers
Balance transfers

APR: 0% intro APR for 15 months, then 15.74% to 25.74% variable

Fee: 3% of the transaction

APR: 17.49% to 24.74% variable

Fee: 3% of the transaction

Cash advance
Cash advance

APR: 25.74% variable

Fee: $10 or 3% of the transaction, whichever is greater

APR: 24.74% variable

Fee: $10 or 3% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $39 Up to $39
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Rates and Fees
Rates and Fees Rates & Fees Rates & Fees
Learn more
Learn more

Read review

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Which card should you choose?

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

  • No annual fee
  • $150 cash bonus when you spend $500 on purchases in the first 3 months
  • 1.5% cash back on all purchases
  • Long intro APR for purchases and balance transfers

The Capital One® Quicksilver® Cash Rewards Credit Card is a great no-annual-fee cashback card. It’s a good choice if you don’t want to deal with tiered rewards. The card also has a strong intro APR on purchases and balance transfers.

Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

  • 2x miles on all purchases
  • 10x miles on purchases at hotels.com/venture
  • $100 credit toward Global Entry or TSA PreCheck
  • No foreign transaction fees

If you want a great travel card, consider the Capital One® Venture® Rewards Credit Card. Though it has a $95 annual fee starting the second year, it offers strong flat rewards. You’ll also get a credit every four years to cover your Global Entry or TSA PreCheck application.

What’s next?

If you want cash back, go with the Capital One® Quicksilver® Cash Rewards Credit Card; if you want travel rewards, pick the Capital One® Venture® Rewards Credit Card. Both are fine choices in their respective markets.

Not sure about either product? Compare other cashback and travel cards below.

Compare credit cards

Name Product Welcome offer Rewards Annual fee Filter values
Blue Cash Everyday® Card from American Express
$150 after spending $1,000 in the first 3 months
2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases
$0
Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & fees
American Express® Green Card
30,000 points after spending $2,000 in the first 3 months
3x Membership Rewards® points on all eligible travel, 3x points at restaurants and 1x points on all other purchases
$150
Earn 3x Membership Rewards® points on all eligible travel, 3x points at restaurants and 1x points on all other purchases. Rates & fees
Capital One® VentureOne® Rewards Credit Card
20,000 miles after spending $1,000 in the first 3 months
1.25x miles on all purchases and 10x miles at hotels.com/venture
$0
Earn 20,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening.
Chase Sapphire Preferred® Card
60,000 points after spending $4,000 in the first 3 months
2x points on travel and dining and 1x points on all other purchases
$95
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months.
Chase Freedom Unlimited®
$150 after spending $500 in the first 3 months
1.5% cash back on all purchases
$0
Earn a $150 signup bonus after spending $500 in the first 3 months from account opening.

Compare up to 4 providers

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