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Capital One Quicksilver Cash Rewards Credit Card vs. Capital One Venture Rewards Credit Card

Choose between a cashback or travel card.

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Kevin Joey Chen
Updated
Fact checked
When choosing between the Capital One Quicksilver Cash Rewards Credit Card and Capital One Venture Rewards Credit Card, consider whether you want cash back or travel rewards. Rewards-wise, the Capital One Venture is more valuable, offering 2x miles on every purchase — worth 2% if redeemed for travel and potentially more if transferred to airline partners. The Capital One Quicksilver Cash Rewards Credit Card offers 1.5% cash back on every purchase but has a $0 annual fee. Meanwhile, its counterpart has a $95 ongoing annual fee.

Capital One Quicksilver Cash Rewards Credit Card

Capital One Quicksilver Cash Rewards Credit Card

Terms apply, see rates & fees

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Terms apply, see rates & fees
Finder rating
Finder rating

★★★★★

4.2 / 5.0

★★★★★

4.4 / 5.0
Best for
Best for
  • Easy-to-earn signup bonus and flat cash back on all purchases
  • High unlimited mile-earning rate on all purchases
Welcome offer
Welcome offer

$200 cash bonus after you spend $500 on purchases within 3 months from account opening

Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
Rewards
Rewards

Earn unlimited 1.5% cash back on every purchase, every day and % cash back on hotels and rental cars booked through Capital One Travel (terms apply)

2x miles on every purchase, every day, 5x miles on hotels and rental cars booked through Capital One Travel, 5x miles when you book on Turo, the world’s largest car sharing marketplace, through May 16, 2023
Purchase APR
Purchase APR

0% intro APR for 15 months, and then 16.49% - 26.49% variable

17.49% to 25.49% variable

Annual fee
Annual fee $0 $95
Balance transfer APR
Balance transfer APR

0% intro APR for 15 months, then 16.49% to 26.49% variable

 17.49% to 25.49% variable
Cash advance
Cash advance

APR: 26.49% variable

Fee: $10 or 3% of the transaction, whichever is greater

APR: 25.49% variable

Fee: $10 or 3% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

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What’s next?

If you want cash back, go with the Capital One Quicksilver Cash Rewards Credit Card; if you want travel rewards, pick the Capital One Venture Rewards Credit Card. Both are fine choices in their respective markets.

Not sure about either product? Compare other cashback and travel cards below.

Compare Capital One Quicksilver Cash Rewards Credit Card vs. Capital One Venture Rewards Credit Card

1 - 2 of 2
Updated regularly
Name Product Welcome Offer Rewards Annual fee Filter values
Capital One Quicksilver Cash Rewards Credit Card
Capital One Quicksilver Cash Rewards Credit Card
$200 cash bonus after you spend $500 on purchases within 3 months from account opening
Earn unlimited 1.5% cash back on every purchase, every day and % cash back on hotels and rental cars booked through Capital One Travel (terms apply)
$0
More than an unlimited 1.5% cash back card: you'll also earn % cash back on hotels and rental cars booked through Capital One Travel (terms apply).
Apply now
View details
Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card
Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel

2x miles on every purchase, every day, 5x miles on hotels and rental cars booked through Capital One Travel, 5x miles when you book on Turo, the world’s largest car sharing marketplace, through May 16, 2023
$95
Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months ​from account opening.
Apply now
View details
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