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finder.com's rating: 4 / 5
★★★★★
Included free
Roadside assistance
New car protection
Accident forgiveness
States served | All 50 states |
---|---|
Roadside assistance | Included free |
Accident forgiveness | No |
New car protection | Yes |
Pay schedule | custom |
Claims methods | online, email, phone |
Rideshare coverage | No |
SR-22 support |
No info available |
Anti-theft device discount | Yes |
---|---|
Bundling discount | Yes |
Defensive driving discount | Yes |
Good student discount | Yes |
Loyalty discount | Yes |
Homeowner discount | Yes |
Military discount | No |
Safety device discount | Yes |
Special employment discount | No |
Usage-based discount | Yes |
Other discounts | No |
Review by
Peter Carleton is a writer that covers banking and investing, breaking down what you need to know about where you put your money. When Peter's not thinking about cutting-edge banking apps and robo-advisors, he runs a creative agency and spends his spare time cooking or reading.
If you’re looking to insure your exotic, antique, collector or luxury car, Pure might be right for you. It offers a wide range of options including agreed-value coverage and no deductible for claims caused by an uninsured driver. Policies are best for those worth $1 million or more who collect or drive expensive cars. Pure’s policies are designed to cover even the most expensive vehicles with high maximums who might not be able to get coverage from standard insurers.
Keep in mind that higher coverage may be expensive and must be purchased through a broker, but these drawbacks are common in the high-net-worth insurance industry.
This provider is best for those with $1 million or more of financial assets who collect or drive expensive cars. From vintage Minis, Aston Martins to luxury sports cars, Pure’s policies are designed to cover even the most expensive vehicles with high maximums. Its agreed-value auto insurance protects your vehicle for its value, meaning there are no surprises when you receive your payout. Pure insurance policies are available in every state.
Pure’s site doesn’t offer a lot of details on standard coverage, but its policies include features that other providers might offer as separate policies.
Unlike many other providers, Pure doesn’t offer discounts or special features. Instead, it provides a number of great perks and competitive pricing built into its auto insurance program.
Unfortunately, there isn’t a whole lot of information about Pure on the official Better Business Bureau site. It’s not accredited with the bureau, it has a rating of A+, as of October 2020.
However, other online forums seem to reflect a positive view of the company, with many customers stating that they’re satisfied with the service. Reviews are overwhelmingly positive on Trustpilot and other review sites, and according to Pure’s annual report, the company has a 95% member retention rate.
Jonathan Brodsky
Former CEO, Finder US
When my wife and I bought our 270-year-old home, we were hysterical that the entire thing was going to collapse, set itself on fire or otherwise implode. We wanted to find an insurance company that would help insure us and, most importantly, replace parts of our home should something go wrong in our impending renovation.
Pure offered us the best deal from the few insurers that were willing to cover the full replacement of the antique wood throughout the house.
The level of service was unreal compared to our former coverage with Travelers. For example, Pure let us add our car to the policy simply by emailing our representative the VIN. Two days later we got an email with the insurance ID cards and an adjusted bill for that year. It was really that simple!
Purchasing coverage from Pure must be done through your local broker. Visit the Pure website and enter your ZIP code or call 888-813-7873 to find your nearest broker.
Alternatively, you can request a proposal online.
Once your request is made, a Pure representative reaches out to help guide you through the insurance-buying process. This includes finding the right coverage and limits for your situation and connecting you to the right agent.
When applying for coverage, you’ll need to provide the following details:
Filing a claim with Pure can be done one of three ways:
Once you get in touch with one of Pure’s licensed claims adjusters, you’re assigned a dedicated Pure Member Advocate who guides you through the entire process. They help arrange a rental car and keep you updated on the status of your claim.
When filing a claim with Pure, you’ll need to provide the following information for everyone involved in the accident:
The best way to get in touch with Pure is by phone, but there are a number of other ways you can reach out.
Yes. Along with coverage for your luxury vehicle, you can get several other policies through Pure, including:
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
Our insurance team analyzes car insurance providers to help you choose the best car insurance for you.
We rank insurers from one to five stars based on key factors including customer satisfaction, policy options, price, billing, claims, and support. We create these rankings to help you narrow down an insurance provider that best suits your budget and coverage needs.