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READYdebit Prepaid Cards

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Our top pick: Greenlight

  • Allowance payouts
  • Usage notifications
  • Parent-paid interest

Our top pick: Greenlight

Greenlight is the prepaid debit card for kids that parents manage from their phones with flexible parental controls.

  • Allowance payouts
  • Usage notifications
  • Parent-paid interest

Compare similar prepaid cards and find the best option for you

Compare other prepaid cards

Name Product ATM withdrawal Annual or monthly fee Features
$4.99 per month
  • Allowance payouts
  • Usage notifications
  • Parent-paid interest
Greenlight is the prepaid debit card for kids that parents manage from their phones with flexible parental controls.
$19.99 per year ($1.67 per month) includes free card; $7.99 per year ($0.67 per month) for additional cards
  • High load limits
  • Invest in real stock
  • Donations to 30+ charities
The BusyKid Visa® Prepaid Spend Card gives your kids the freedom to spend anywhere Visa® is accepted, and parents see every transaction made.
ACE Flare Account
$9.95 per month (or $5 with a $500+ direct deposit)
  • Earn interest on your Flare Account
  • Optional Debit Card Overdraft Service
  • Get paid up to 2 days faster with Direct Deposit
Withdraw up to $400 in cash per day without a fee at participating ACE locations when you have qualifying Direct Deposit activity.
$5.99 per month
  • Free trial
  • Real-time requests
  • Parent-paid interest
Teach your children good money habits with this comprehensive prepaid card and account.
Brinks Prepaid Mastercard
$9.95 per month (or $5 with a $500+ direct deposit, or $0 with pay-as-you-go)
  • Mobile app
  • Direct deposit
  • Payback rewards
No credit check. No minimum balance. No late fees because this is not a credit card.

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Types of READYdebit Prepaid Cards

READYdebit’s prepaid cards offer easy online bill pay, free direct deposit, and ATM cash access. They guarantee approval and don’t require credit or ChexSystems checks. If you decide to load up your card through direct deposits, you can avoid cash checking fees. Watch out for the setup and other transaction fees involved, and be sure to understand all the fees of the card you are applying for so they don’t sneak up on you.


  • No debt.
    Because READYdebit Prepaid Cards are not credit cards, you don’t have to worry about going into debt. The only money that can be spent on the card is the amount you choose to load beforehand. These cards take overspending out of the picture.
  • No carrying cash.
    Instead of carrying loose cash in your wallet, you can deposit it onto the card. Cards can be loaded by direct deposit, or by loading cash with Green Dot Reload @ the Register. You can also use Visa ReadyLink at retail locations to load up the card with cash.
  • Easy acceptance.
    You can get a READYdebit Prepaid Card even with bad or poor credit. Since you’re not opening a line of credit, you don’t have to do a ChexSystems or credit check when you apply.
  • Accessible.
    You can use your card anywhere that accepts Visa. This includes places worldwide, online stores, gas stations and more. Your card will be accessible at over one million ATMs.
  • Secure.
    Your money is protected by the Visa Zero Liability policy.
  • No minimum balance.
    With READYdebit Prepaid Cards, you don’t have to worry about keeping a certain balance in your account. There’s no minimum balance requirement.

What to watch out for

  • Fees.
    Even if the card has no monthly service fee, there’s usually a small setup fee, fees for purchases, foreign transactions, using an ATM and inactivity. Read the fine print so you know which fees to look out for.

How to apply

Applying for a card is easy, and READYdebit guarantees 100% approval with successful ID verification. You’ll need to meet the following simple eligibility requirements:

Eligibility criteria

  • At the least 18 years old
  • US citizen

Required documents & information

You may also be asked to provide a copy of your driver’s license to help the ID verification process.

  • Full name
  • Residential address
  • Birthdate
  • Email address
  • Phone number
  • Social Security number

Frequently asked questions

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