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READYdebit Prepaid Cards

These products have been discontinued, and it’s not available on our site

Compare other prepaid cards

Readydebit prepaid cards are no longer available, but there are other comparable options available. Use the table to compare prepaid cards by monthly fees, ATM withdrawal and features.

Name Product Annual or monthly fee ATM withdrawal Features
Brinks Prepaid Mastercard
Brinks Prepaid Mastercard
$9.95 per month (or $5 with a $500+ direct deposit, or $0 with pay-as-you-go)
  • Mobile app
  • Direct deposit
  • Payback rewards
No credit check. No minimum balance. No late fees because this is not a credit card.
Netspend Prepaid Mastercard, WWE partner
Netspend Prepaid Mastercard, WWE partner
$9.95 per month (or $5 with a $500+ direct deposit, or $0 with pay-as-you-go)
  • No activation fee
  • Payback rewards
  • No minimum balance required
No credit check, mobile check load, and now a WWE partner
Control Prepaid Mastercard
Control Prepaid Mastercard
$7.95 per month (or $5 with a $500+ direct deposit)
  • Custom Card
  • Direct Deposit
  • Cash Back Rewards
No overdraft fees on card purchases. No credit check. No cost to order
Netspend All-Access Account by MetaBank
 Netspend All-Access Account by MetaBank
$5 per month
  • Earn cash back on everyday purchases
  • Earn up to 6% APY with an optional Savings Account
  • Receive your paycheck up to 2 days earlier with Direct Deposit
With Netspend All-Access Account by MetaBank there's no credit check and no minimum balance to open an account.
PayPal Prepaid Mastercard
PayPal Prepaid Mastercard
$4.95 per month
  • Manage money on the fly
  • Receive special offers and cash back rewards
  • Get your state and federal tax refund faster than a paper check
Use the no-cost direct deposit service and have access your funds up to two days faster than what traditional banks offer.

Compare up to 4 providers

Types of READYdebit Prepaid Cards

READYdebit’s prepaid cards offer easy online bill pay, free direct deposit, and ATM cash access. They guarantee approval and don’t require credit or ChexSystems checks. If you decide to load up your card through direct deposits, you can avoid cash checking fees. Watch out for the setup and other transaction fees involved, and be sure to understand all the fees of the card you are applying for so they don’t sneak up on you.


  • No debt.
    Because READYdebit Prepaid Cards are not credit cards, you don’t have to worry about going into debt. The only money that can be spent on the card is the amount you choose to load beforehand. These cards take overspending out of the picture.
  • No carrying cash.
    Instead of carrying loose cash in your wallet, you can deposit it onto the card. Cards can be loaded by direct deposit, or by loading cash with Green Dot Reload @ the Register. You can also use Visa ReadyLink at retail locations to load up the card with cash.
  • Easy acceptance.
    You can get a READYdebit Prepaid Card even with bad or poor credit. Since you’re not opening a line of credit, you don’t have to do a ChexSystems or credit check when you apply.
  • Accessible.
    You can use your card anywhere that accepts Visa. This includes places worldwide, online stores, gas stations and more. Your card will be accessible at over one million ATMs.
  • Secure.
    Your money is protected by the Visa Zero Liability policy.
  • No minimum balance.
    With READYdebit Prepaid Cards, you don’t have to worry about keeping a certain balance in your account. There’s no minimum balance requirement.

What to watch out for

  • Fees.
    Even if the card has no monthly service fee, there’s usually a small setup fee, fees for purchases, foreign transactions, using an ATM and inactivity. Read the fine print so you know which fees to look out for.

How to apply

Applying for a card is easy, and READYdebit guarantees 100% approval with successful ID verification. You’ll need to meet the following simple eligibility requirements:

Eligibility criteria

  • At the least 18 years old
  • US citizen

Required documents & information

You may also be asked to provide a copy of your driver’s license to help the ID verification process.

  • Full name
  • Residential address
  • Birthdate
  • Email address
  • Phone number
  • Social Security number

Frequently asked questions

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