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READYdebit Prepaid Cards
These products have been discontinued, and it’s not available on our site
- Allowance payouts
- Usage notifications
- Flexible parental control
- Parent-paid interest
Our top pick: Greenlight
Greenlight is the prepaid debit card for kids that parents manage from their phones with flexible parental controls.
- Flexible plans
- Real-time extra funds requests
- No purchase, reload or withdrawal fees
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Types of READYdebit Prepaid Cards
READYdebit’s prepaid cards offer easy online bill pay, free direct deposit, and ATM cash access. They guarantee approval and don’t require credit or ChexSystems checks. If you decide to load up your card through direct deposits, you can avoid cash checking fees. Watch out for the setup and other transaction fees involved, and be sure to understand all the fees of the card you are applying for so they don’t sneak up on you.
Because READYdebit Prepaid Cards are not credit cards, you don’t have to worry about going into debt. The only money that can be spent on the card is the amount you choose to load beforehand. These cards take overspending out of the picture.
No carrying cash.
Instead of carrying loose cash in your wallet, you can deposit it onto the card. Cards can be loaded by direct deposit, or by loading cash with Green Dot Reload @ the Register. You can also use Visa ReadyLink at retail locations to load up the card with cash.
You can get a READYdebit Prepaid Card even with bad or poor credit. Since you’re not opening a line of credit, you don’t have to do a ChexSystems or credit check when you apply.
You can use your card anywhere that accepts Visa. This includes places worldwide, online stores, gas stations and more. Your card will be accessible at over one million ATMs.
Your money is protected by the Visa Zero Liability policy.
No minimum balance.
With READYdebit Prepaid Cards, you don’t have to worry about keeping a certain balance in your account. There’s no minimum balance requirement.
What to watch out for
Even if the card has no monthly service fee, there’s usually a small setup fee, fees for purchases, foreign transactions, using an ATM and inactivity. Read the fine print so you know which fees to look out for.
How to apply
Applying for a card is easy, and READYdebit guarantees 100% approval with successful ID verification. You’ll need to meet the following simple eligibility requirements:
- At the least 18 years old
- US citizen
Required documents & information
You may also be asked to provide a copy of your driver’s license to help the ID verification process.
- Full name
- Residential address
- Email address
- Phone number
- Social Security number
Frequently asked questions
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