Honeydue Joint Budgeting App Review

What we like about Honeydue

First, Honeydue doesn’t charge any monthly fees. Compared to other budgeting apps, this is a huge leg up. Top competitors, like You Need a Budget (YNAB), usually charge a monthly fee, with YNAB starting at $14.99/month.

Honeydue’s main purpose is to allow couples to share finances without fully merging or opening a joint account. Like other couple budgeting and joint accounts, Honeydue doesn’t require users to be married. Folks who are unmarried, newlyweds, roommates and so on can use the app.

As a mobile-only platform, Honeydue allows you to manage everything from your phone. It also uses Plaid to link accounts, so if your accounts aren’t compatible with Plaid, you may want to check out other budgeting apps.

Connect accounts and customize sharing

You and your partner each connect your own accounts to Honeydue, which can include bank accounts, loans and credit cards. Honeydue supports over 20,000 financial institutions across five countries.

After you choose what accounts to link, you choose what to share. You have the option to share full transaction details, or just balances only, or nothing at all. Specfically, choosing not to share everything for certain accounts could be helpful if you want to hide certain purchases, like Christmas or anniversary gift transactions.

Reminders and bank-level security

With built-in budgeting tools and instant notifications, Honeydue helps couples track spending and manage finances together with full transparency. You can turn on reminders to nudge you or your partner when it’s time to pay certain bills, and an in-app chat feature lets you comment on transactions or send quick reactions to your partner.

On security, Honeydue encrypts information in 256 bits both in transit and storage, and requires multifactor authentication.

What could be better

While Honeydue offers unique perks for couples, there are some limitations to consider. As a mobile-only platform, you cannot access your account through a web browser.

Also, Honeydue used to offer a card program, but that was discontinued in 2023. There’s currently a waitlist for a new card it’s trying to launch, but no hard and fast release date is mentioned.

Honeydue app fees and access

Compare Honeydue Joint Banking to other accounts

Narrow down top prepaid cards by monthly or annual fees, features and availability. For a better comparison, tick the Compare box to see cards compared side by side.

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Finder Score	Fee	ATM withdrawal	Features
Promoted 9.6 Excellent Revolut	9.6 Excellent	$0 per month	$0	Starts at $0/month Upgrade to paid Premium or Metal plans for more perks International and travel perks 140+ currencies	Join Revolut and get $20. Make your first virtual or physical Revolut card payment to receive $20 credited to your Revolut account. T&Cs apply.	Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.	Go to siteView details Compare product selection Compare	loading
Walmart MoneyCard		$5.94 per month	$2.50	Earn up to $75 cash back on Walmart purchases each year Earn 2% APY up to $1,000 on your savings Up to 4 family accounts FDIC insured by Green Dot Bank	The Walmart MoneyCard prepaid debit card offers cashback rewards on Walmart purchases, but charges high ATM fees on every transaction.	Go to siteView details Compare product selection Compare	loading
Netspend® Visa® Prepaid Card		$9.95 per month (or $5 with a $500+ direct deposit, or $0 with pay-as-you-go)	$2	Get paid faster Easy loading Control your finances Card customizations Mobile app Savings account	With Netspend, you get a convenient way to manage your money on a prepaid card that is packed with features.	Go to siteView details Compare product selection Compare	loading

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What is the Finder Score?

The Finder Score applies to 45+ kids' debit card options. It takes into account the card's fees, features, age requirements, ATM access and more — this gives you a simple score out of 10.

To provide a Score, we compare like-for-like debit cards. So if you're comparing the best kids' cards with no monthly fees, you can see how card stacks up against each other by features, opening deposits and other benefits.

Read the full breakdown

Honeydue customer reviews and ratings

There aren’t a lot of customer reviews on Trustpilot or the Better Business Bureau (BBB) for Honeydue. However, there are a few thousand ratings on the app stores.

Many customers praise the app for its user-friendly interface and effective budgeting tools, which make managing joint finances straightforward. Users appreciate the absence of hidden fees, highlighting how this feature simplifies budgeting without unexpected charges. The instant notifications for transactions and deposits also earn positive remarks, as they help both partners stay informed about their finances.

On the negative side, some users express frustration over the mobile-only access and limited customer support options. Additionally, customers have noted the inability to deposit cash or checks directly through the app (this was a large complaint when Honeydue offered a card).

If you’re in need of a full joint account to fund, you might consider exploring options with Ally Bank or Capital One.