Review: Paybis cryptocurrency exchange

Paybis is a quick and easy way to buy Bitcoin and several other cryptocurrencies with your credit card.

  • Good for fast purchases of major cryptocurrencies using fiat currency
  • Not so great for high fees when you buy with your credit card

Check out our full list of pros and cons or read on.

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Fiat currencies




Product Name Paybis Cryptocurrency Exchange
Fiat Currencies EUR, GBP, USD, AUD, CAD, PHP, SGD, CHF, HKD, JPY & 30+ more
Cryptocurrencies BTC,ETH,LTC,XRP,BCH,XLM,BNB,TRX,DOGE,USDT & 20+ more
Deposit Methods AdvCash
Credit card
Debit card
Apple Pay
Trading Fee Fees vary
Deposit Fees Fees vary
Withdrawal Fees Fees vary
Disclaimer: This information is not financial advice or an endorsement of cryptocurrency or any specific provider, service or offering. Cryptocurrencies are highly volatile and high risk. Do your own research and seek financial advice before buying. Please check with providers if their services are available in your state.

Which fiat and cryptocurrencies are supported?

  • Supported fiat currencies: EUR, GBP, USD, AUD, CAD, PHP, SGD, CHF, HKD, JPY & 30+ more
  • Supported cryptocurrencies: Approximately 32 cryptocurrencies

Which payment methods are accepted?

  • AdvCash
  • Credit card
  • Debit card
  • Neteller
  • Payeer
  • Apple Pay
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What’s it like to use Paybis?

Fees and limits

The fees below are accurate as of January 17, 2020.

Platform trading fees

Buying fees
Buy Bitcoin with credit/debit card5% + 5% +0.1 USD
Buy Bitcoin with Skrill3.54% + 6.95% + 0.1 USD
Buy Bitcoin with Neteller3.54% + 5.95% + 0.1 USD
Buy Bitcoin with Payeer4.95% + 0.1 USD
Buy Bitcoin with Advanced Cash3.95% + 0.1 USD
Buy Bitcoin via bank transfer EUR (SEPA)1 EUR + 1.5% + 0.09 EUR
Buy Bitcoin via bank transfer USD (wire)3% + 0.1 USD

*Fees vary slightly based on the cryptocurrency being purchased.

Selling fees
Sell Bitcoin to credit/debit card3.8% + 2 USD
Sell Bitcoin to Skrill1%
Sell Bitcoin to Neteller3.95% + 2%
Sell Bitcoin to Payeer0.45% + 1%
Sell Bitcoin to Advanced Cash3.95%
Sell Bitcoin to EUR bank transfer (SEPA)1.5% + 1 EUR
Sell Bitcoin to EUR bank transfer (wire))1.5% + 45 EUR

Transaction limits

Maximum purchase limit per week$20,000
Maximum purchase limit per month$50,000

How fast will my funds be available?

The speed of your transaction varies depending on the payment method you use. If paying by credit or debit card, most transactions are completed within 15 minutes.

However, if paying by bank transfer, the transaction could take 1-5 business days.

Is Paybis safe to use?

  • Regulation. Paybis is a legal entity registered in the UK. It is licensed in Estonia to provide virtual/fiat currency exchange services and offers a virtual currency wallet service. It’s also registered as a Money Services Business with FinCen in the US.
  • Know Your Customer (KYC) and Anti-Money Laundering (AML) policies. Paybis has KYC and AML policies in place to help prevent illegal activity. Customers must undergo a verification process before using the platform, and all transactions are monitored for signs of suspicious activity.
  • Verification process. You’ll need to complete a verification process before you can buy Bitcoin with a credit card on Paybis. You’ll need to provide your name, address, date of birth and proof of ID.
  • Security features. Unfortunately, Paybis does not support two-factor authentication for extra password security. However, this exchange platform doesn’t actually store the cryptocurrency you buy, so you’ll need to set up your own wallet separately. Check out our guide to the best cryptocurrency wallets for more info on choosing a wallet.

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Deposit method

Bank transfer (ACH), Debit card, PayPal, Wire transfer, Apple Pay

Trading fee

Fees vary

Withdraw fees

Instant Card Withdrawal: Up to 1.5% of the transaction plus a minimum of $0.55
Outgoing Wire Transfer: $25
Fees vary by location and payment method.

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Deposit method

Bank transfer, Credit card, Debit card, Neteller, PayPal, Online banking, Skrill

Trading fee

Fees vary. Overnight and weekend fees apply

Withdraw fees

US$5 (minimum withdrawal of US$50)

How do I create an account at Paybis

To create an account with Paybis, follow these steps.

  1. Create an account. Visit the Paybis homepage and choose the Log in / Sign up button. You can create an account by providing your name and email address and then entering a password.
  2. Verify your account. To verify your account, you’ll need to enter your name, address, date of birth and phone number. You’ll also be asked to upload a valid form of photo ID.
  3. Enter your transaction details. Select your payment method and the cryptocurrency you want to receive. Enter the amount you want to purchase and choose Start Transaction.
  4. Finalize transaction details. You’ll need to provide your cryptocurrency wallet address and verify your phone and email address. Finally, review all fees that apply to the transaction and provide your payment details to complete your purchase.
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What else do I need to know about Paybis?

Paybis was founded in 2014. Its founders hail from Latvia, but the company is registered in the UK and has an office in Edinburgh.

Since its inception, Paybis claims to have helped more than 300,000 customers buy and sell cryptocurrency.

In a nutshell


  • Offers quick and easy cryptocurrency purchases
  • Several payment methods supported, including credit card payments
  • Fees are outlined upfront
  • 24/7 customer support available


  • Doesn’t support AUD
  • Doesn’t offer any advanced trading features
  • High fees when you pay with a credit card
  • Other exchanges support a wider range of cryptocurrencies
  • Doesn’t store cryptocurrency for you – you’ll need to create a wallet elsewhere

Compare Paybis against other exchanges

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eToro USA LLC Cryptocurrency Trading
Wire transfer, Online banking


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Copy the trades of leading cryptocurrency investors on this unique social investment platform. Non-US residents can read our review of eToro's global site here.
SoFi Cryptocurrency Exchange
SoFi Cryptocurrency Exchange
Bank transfer


Instantly purchase a handful of leading cryptocurrencies with the SoFi app, which also insures your coins against potential hacks or theft.
KuCoin Cryptocurrency Exchange
Cryptocurrency, PayPal, Wire transfer, Credit or Debit Card, SEPA


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Frequently asked questions

What countries are supported by Paybis?

As of February 2021, you can buy cryptocurrencies on Paybis from most countries around the world. However, you are not allowed to use Paybis if you live in the following locations.

  • Some US states, including New York and Hawaii
  • Albania
  • Afghanistan
  • Bahamas
  • Barbados
  • Botswana
  • Cuba
  • Cambodia
  • Ghana
  • Iran
  • Iraq
  • Jamaica
  • Korea, Democratic Republic of
  • Kyrgyzstan
  • Lebanon
  • Mauritius
  • Myanmar
  • Nicaragua
  • Pakistan
  • Panama
  • Sudan
  • Syrian Arab Republic
  • Uganda
  • Yemen
  • Zimbabwe

Is there a Paybis app?

No, Paybis does not offer a mobile trading app.

What’s the verification process for Paybis?

You’ll need to complete a verification process before you can buy cryptocurrency on Paybis. This involves providing your name, address, date of birth and phone number as well as uploading a photo of a valid form of ID. You may also be required to provide proof of address during the verification process.

What customer support does Paybis offer?

Paybis offers 24/7 customer support. It provides an online Support Portal with answers to a wide range of frequently asked questions, while phone and email support are also offered. Other available options include submitting a support ticket online or asking for help via live chat.

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Disclaimer: Cryptocurrencies are speculative, complex and involve significant risks – they are highly volatile and sensitive to secondary activity. Performance is unpredictable and past performance is no guarantee of future performance. Consider your own circumstances, and obtain your own advice, before relying on this information. You should also verify the nature of any product or service (including its legal status and relevant regulatory requirements) and consult the relevant Regulators' websites before making any decision. Finder, or the author, may have holdings in the cryptocurrencies discussed.
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