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finder.com's rating: 3.5 / 5
★★★★★
optional
Roadside assistance
New car protection
Accident forgiveness
States served | New York |
---|---|
Roadside assistance | Optional |
Accident forgiveness | Yes |
New car protection | No |
Pay schedule | 12 months |
Claims methods | online, phone, in-person |
Rideshare coverage |
No |
SR-22 support |
No |
Anti-theft device discount | Yes |
---|---|
Bundling discount | Yes |
Defensive driving discount | Yes |
Good student discount | Yes |
Loyalty discount | No |
Homeowner discount | Yes |
Military discount | No |
Safety device discount | Yes |
Special employment discount | No |
Usage-based discount | Yes |
Other discounts | Couples discount |
Review by
New York Central Mutual company could be a great pick for New York drivers looking for a more personal experience. With over 800 agents all over the state, you can get support from your local agent.
And as a mutual company, NYCM pays out dividends to customers. You could receive a check or cashback on your policy every year based on the company’s profits, a nice little perk for being a loyal customer.
However, NYCM doesn’t advertise a long list of discounts like the bigger national insurers. The company also doesn’t mention many standard perks on its site, so you’ll have to ask your agent for info about things like new car protection, gap insurance and rental cars.
NYCM may be a good choice for you if you want personalized support. You can talk to an agent 24/7 to help customize the right coverage for you and find the best rates.
NYCM is only available for drivers living in New York state, so look elsewhere if you don’t live in New York or would prefer a more tech-friendly experience.
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★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
Our insurance team analyzes car insurance providers to help you choose the best car insurance for you.
We rank insurers from one to five stars based on key factors including customer satisfaction, policy options, price, billing, claims, and support. We create these rankings to help you narrow down an insurance provider that best suits your budget and coverage needs.