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No Fax Payday Loans

No fax payday loans

Get quick access to funds through a payday loan without having to fax any documents.

A payday loan can give you quick and easy access to the money you need, but steps in lender processes can delay your receiving the funds. One common cause for delays is faxing paperwork to prove your income, financial history and personal information. But there are payday loans available that don’t require you to fax anything at all.

Check into Cash Payday Loan

Check into Cash Loans

Check into Cash allows you to directly apply for a payday loan and have your cash when you need it.

  • Min. Loan Amount: $50
  • Loan Term: Varies by state
  • Turnaround Time: 1–2 business days
  • Total Costs: Varies depending on the amount and your state of residency.
  • Must be 18+
  • No security needed
  • Confidential and secure!

    Below is a selection of no fax payday loans you can apply for

    Rates last updated April 24th, 2018
    Unfortunately, none of the short term loan providers currently offer loans in your state. Learn more about short term loans in your state to find an alternative.
    Name Product Product Description Maximum Loan Amount Term of Loan Turnaround Time Requirements
    Check into Cash Payday Loan
    With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.
    $1,000
    Varies by state
    1–2 business days
    You must be at least 21 and an American citizen and have a bank account, email address and phone number.
    LendUp Payday Loans
    LendUp offers $250 loans for first-time borrowers. Good credit is not required. Visit the site to see if available in your state.
    $250
    7–30 days
    generally receive the money the next business day
    Be 18+ years of age and have a checking account that can accept electronic transfers.
    CashNetUSA Loan
    Apply for a short-term loan with an easy online application and dedicated customer service.
    Varies by state
    Varies by state
    1 business day
    You must be a US citizen or permanent resident, be at least 18 years old and have regular income and a bank account.
    ACE Cash Express Payday Loans
    Quick payday, installment and title loans with no prepayment penalty and a 72-hour satisfaction guarantee. Funds can be loaded on an ACE Elite™ Visa® Prepaid Debit Card.
    Varies by state
    Varies by state
    Generally receive the money the next business day
    Must be 18+ years old, have a steady source of income and a checking or savings account. Must not be a debtor in bankruptcy.
    LoanByPhone Payday and Installment Loans
    This mobile lender offers convenient cash loans. Apply online or by phone.
    $3,000
    Varies by state
    1–2 business days
    Must be 21 years old and have a Social Security number, a regular source of income, a valid email address, an active checking account and a phone number.
    BadCreditLoans.com
    With straightforward, simple qualifications, these loans offer easy approval for people with poor credit.
    $5,000
    3 to 36 months
    Varies
    Depending on lender requirements, people from all 50 states may not be eligible for a personal loan.

    Compare up to 4 providers

    How does a no fax payday loan work?

    Several payday lenders offer no fax payday loans that you can apply for online. Applying online means you don’t have to go through a lengthy application process, as you only need to provide details of your employment, finances and identification.

    If you apply during business hours, you can find out the status of your application in as little as an hour, sometimes sooner. And if approved, typically the lender will transfer the money to your bank account within one business day.

    What other features come with these types of loans?

    Since there are a number of payday lenders who offer no fax loans, keep the following in mind when comparing your options:

    • Loan processing time. Some providers give approved borrowers access to funds in as little as 15 minutes, while you might have to wait one to two business days with others. Find out when you will receive your loan and if you’re able to get it when you need it.
    • Maximum loan amount. Each state has their own regulations setting the maximum payday loan amount you can borrow. As well, some lenders require that you work up tiers and borrow multiple times before you can get to the maximum allowable amount. This might be a drawback if you require more money than a lender offers with its initial loan amount.
    • Fees. Payday loan fees tend to be quite high, and you will be charged a fixed fee for the amount you borrow. If you repay the loan late or rollover your loan, you will be charged additional fees.
    • Online application. You won’t need to fax any documentation with these loans, so the online application is quick and easy. You’ll generally be able to complete it in about 10 minutes.

    Prepaid debit card payday loans

    Pros and cons to consider

    Pros

    • No faxing of documents. Providers of these loans use online services to verify your identity using information that you provide. That means you don’t have to worry about sending any documents via fax.
    • Multiple options. There are numerous online payday loan providers that offer these loans. If you’re not sure about how to choose the best lender, you can consider applying for a payday loan matching service.
    • Apply with bad credit. If you’re having trouble getting a loan because you have bad credit, a payday loan might be an option. Payday lenders don’t require applicants to have perfect credit histories; they simply require that applicants demonstrate an ability to repay the loan.

    Cons

    • High interest and fees. Payday loans charge noticeably higher interest than traditional bank loans, which is primarily because these loans are higher risk for the lender. APRs on payday loans can reach as high as 650% and more.

    Is there anything to avoid with a no fax payday loan?

    Taking on any form of dedt when you have a feeling you may face problems in repaying the money you borrow is something to avoid, and this applies to payday loans as well.

    If you don’t repay your loan on time, you might have to pay NSF fees and late fees, and refinancing the loan comes with additional costs. If you don’t repay the loan, that will appear on your credit report, which will impact your ability to borrow money in the future.

    Make sure you go through the loan’s offering documents. Carefully review your loan’s terms and conditions so you know exactly what you will be paying.

    Frequently asked questions about no fax payday loans

    Are payday loans available in my state?

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    US Payday Loans Offers

    Important Information*
    Slam Dunk Loans

    Potentially get approved for a short-term loan through this lender-connection service, even with poor credit history.

    LendUp Payday Loans

    LendUp offers $250 loans for first-time borrowers. Good credit is not required. Visit the site to see if available in your state.

    Check into Cash Payday Loan

    With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.

    OppLoans Installment Loans

    Installment loans with competitive rates from a top-rated direct lender.

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