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The Netspend Prepaid Mastercard lets you receive direct deposits, pay bills and spend money on the fly. Plus, it offers unique ways to customize your card. But watch out for potential fees that could eat into your hard-earned dollars.
Up to $9.95
Monthly maintenance fee
From $0
Signature transaction fee
From $0
PIN transaction fee
Card type | Prepaid |
---|---|
Card network | Mastercard |
Monthly fee | $9.95 |
Monthly fee (pay-as-you-go plan) | $0 |
Monthly fee with a direct deposit | $5 |
Signature transaction fee | $0 |
Signature transaction fee (pay-as-you-go plan) | $1.50 |
PIN transaction fee | $0 |
PIN transaction fee (pay-as-you-go plan) | $1.50 |
Review by
Cassidy Horton is a writer for Finder, specializing in banking and kids’ debit cards. She’s been featured on Legal Zoom, MSN, and Consolidated Credit and has a Bachelor of Science in Public Relations and a Master of Business Administration from Georgia Southern University. When not writing, you can find her exploring the Pacific Northwest and watching endless reruns of The Office.
The Netspend Prepaid Mastercard is a great prepaid card option for MLB and WWE enthusiasts. Thanks to its customization options, display your favorite baseball team or wrestler right on the front of your card.
Like most prepaid cards, you can qualify for the Netspend Prepaid Mastercard without a credit check. Plus, enjoy other perks like cashback rewards and early direct deposits. But you’ll need to watch out for lengthy fees.
Follow these steps to apply for the Netspend Prepaid Mastercard online:
To be eligible for the Netspend Prepaid MasterCard you can’t live in Vermont and you’ll need to meet the following requirements:
When you sign up for the Netspend Prepaid Mastercard, have the following information on hand:
Netspend has three plans to choose from — each with their own fee structure. Everyone starts out with the Pay-As-You-Go plan, but you can upgrade to the monthly FeeAdvantage plan or the Premier FeeAdvantage plan if you have at least $500 in monthly direct deposits.
Pay-As-You-Go | FeeAdvantage | Premier FeeAdvantage | |
---|---|---|---|
Account opening fee | $0 | $0 | $0 |
Monthly plan fee | None | $9.95 | $5 |
Signature-based transaction fee | $1.50 | Included in plan | Included in plan |
PIN-based transaction fee | $1.50 | Included in plan | Included in plan |
Cash reload fee | $3.95 | $3.95 | $3.95 |
US ATM withdrawal fee | $2.50 | $2.50 | $2.50 |
Balance inquiry fee | $0 by text message; $0.50 by phone or ATM | $0 by text message; $0.50 by phone or ATM | None |
Account inactivity fee | $5.95 a month | $5.95 a month | $5.95 a month |
Replacement card fee | $9.95 | $9.95 | $9.95 |
Foreign transaction fee | 4% | 4% | 4% |
Like other prepaid cards, you won’t get a credit check when you open the Netspend Prepaid Mastercard. You’ll also enjoy a comprehensive mobile app where you can deposit checks. Other perks include:
Netspend is a great option for anyone who needs a little help managing their finances, but there are a few drawbacks to be aware of:
If you want an account with lower fees, you’ll want to keep looking. As always, compare your options when considering a prepaid card.
Choose from five options to add or reload money onto your Netspend Prepaid Mastercard:
You’ll receive your card in the mail within seven to 10 business days of submitting your application. Pay $20 to get it delivered in three business days or $25 to get it delivered in one to two business days.
Make the most of your new Netspend Prepaid Mastercard by: