Editor's choice: Fast5kLoans Short-term Loans Connection Service
- Wide range of loan amounts
- Variety of loan terms
- Quick process
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Short-term loans, commonly referred to as payday loans, can be a convenient option when you’re strapped for cash before your next payday. If you already have a short-term loan and you need another one, there are a few things you need to know before you apply.
It could be, though it depends on the lender and your state of residence.
If it’s legal in your state, you often need to meet more tough criteria than when you applied for your first loan because a second short-term loan is more of a risk for the lender and a greater financial burden to the borrower. Consider payday loan alternatives for more affordable options before taking out more debt that could put you in a cycle of late payments.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Lenders will want to ensure you will be able to repay the loan. To do this, they will review your current financial situation and look at multiple factors, which can include your credit history, what payments you make on your current loan, your current employment and your income.
If you already have a lot of debt obligations or you lost your job after you took out your first short-term loan, you could have trouble qualifying.
There’s no way to guarantee if you’ll be approved. If you’re looking to take out a second loan keep the following in mind:
Compare your options before applying and always check the eligibility criteria to make sure you’re qualify. There’s a range of payday loans available, so you have a better chance than ever before of finding the right loan for you.
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