Editor's choice: Fast5kLoans Short-term Loans Connection Service
- Wide range of loan amounts
- Variety of loan terms
- Quick process
Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
Short-term loans, commonly referred to as payday loans, can be a convenient option when you’re strapped for cash before your next payday. If you already have a short-term loan and you need another one, there are a few things you need to know before you apply.
It could be, though it depends on the lender and your state of residence.
If it’s legal in your state, you often need to meet more tough criteria than when you applied for your first loan because a second short-term loan is more of a risk for the lender and a greater financial burden to the borrower. Consider payday loan alternatives for more affordable options before taking out more debt that could put you in a cycle of late payments.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Lenders will want to ensure you will be able to repay the loan. To do this, they will review your current financial situation and look at multiple factors, which can include your credit history, what payments you make on your current loan, your current employment and your income.
If you already have a lot of debt obligations or you lost your job after you took out your first short-term loan, you could have trouble qualifying.
There’s no way to guarantee if you’ll be approved. If you’re looking to take out a second loan keep the following in mind:
Compare your options before applying and always check the eligibility criteria to make sure you’re qualify. There’s a range of payday loans available, so you have a better chance than ever before of finding the right loan for you.
Get a low rate guarantee, but you won’t know if you’re eligible until you apply.
From your marketing strategy to financing and insurance, we’ll walk you through how to start a career behind the lens.
Take control of your money stress by learning to prioritise and plan your financial goals.
Find $50,000 loans for all purposes, even if you’re a startup or have bad credit.
All you need to know about Metamask – the browser extension digital wallet and a user-friendly bridge to the world of Ethereum decentralised applications.
58% of panelists expect the Bitcoin bull run to last until at least the second half of 2021.
Learn what an ACH loan is and weigh the pros and cons before you compare lenders.
Compare lenders that offer $30,000 business loans and calculate how much you can expect to pay each month before you apply.
A business loan of this size is small enough to have options for startups and business owners with bad credit.
This bad credit loan improves your score and helps you start a savings habit. But it might not be ideal for one-off emergencies.
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.