
Sign up & start saving!
Get our weekly newsletter for the latest in money news, credit card offers + more ways to save
Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
Updated
Just like getting a discount for bundling your policies together, you can save money by covering all of your family’s vehicles with one insurance provider. If you have more than one driver in your household or more than one car in the driveway, there’s a good chance you qualify.
Add more than one vehicle to your insurance policy. This helps you streamline everything from coverage options to the billing process. And since you’re bringing more business with more coverage, you’ll likely get a discount on your premium.
With a multi-car insurance discount, you’re either insuring multiple cars on one policy or you have multiple cars on separate policies under the same provider.
This kind of discount doesn’t typically compound each time a vehicle is added, but is applied as a flat rate or percentage on each vehicle you add to your policy.
Yes, most providers allow you to bundle and save with motorcycles, boats, RVs, ATVs, even snowmobiles and jet skis. With a multi-vehicle policy, you have options that allow you to cover your different vehicles as needed, whether you’re insuring a boat, an RV, a luxury sedan, or a golf cart.
Yes you can, even if they’re on the same policy. It’s worth noting many providers will require you to maintain the same liability coverage levels on all vehicles under your policy, just so there’s no confusion about which vehicle has which liability coverage.
But for all optional coverage, like comprehensive and collision insurance, you can pick and choose what you add to each vehicle. After all, it makes sense to put collision and comprehensive coverage on your BMW or your spouse’s Mercedes, but why would you pay for that level of coverage on your teenager’s beater car that gets them to school and back?
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
How much you’ll save with a multi-car discount ranges from 10% to 25%. It depends some different factors that may or may not affect you — and we’ve outlined some of them below.
Not all insurance providers offer multi-car discounts — and discounts vary by state. Here’s a list of providers to look into to see if you qualify for a multi-car discount.
If your household has multiple vehicles, it’s likely that you can cover all your vehicles and get a multi-car discount with your provider. And while a 10% discount might not sound like a lot, you may qualify for other discounts as well. And that can add up.
Shop around and compare any time you plan to make changes in your car insurance to find the best deals.
Compare car insurance companies near you.
Your information is secure.
You can pay for car insurance in Bitcoin, even if your insurer doesn’t accept it yet.
Learn cost-sharing terms to find out how much you’ll really pay for healthcare.
This fintech just branched out into low-cost life insurance — but its lineup is limited.
Get an incentive to meet your existing health and fitness goals with a discounted premium.
Personalize your loved one’s memorial or shave thousands off of funeral costs with these ideas.
Learn your policy options based on the type of transplant and your health status now.
Get pet insurance that reimburses 100% of your vet bills or a separate wellness plan.
Use your death benefits to help pay for medical expenses while you’re still alive.
Transform your home without leaving insurance gaps while your home’s under construction.
A poor driving record may result in higher rates on your life insurance, with some insurers turning you away altogether.