Finder may earn compensation from partners, but editorial opinions are our own. Advertiser Disclosure

Honda motorcycle insurance rates

With high theft rates, comprehensive coverage might be a good idea for Hondas.

Honda manufactures a wide variety of motorcycle models, from Grand Prix racing bikes to small city scooters. With MSRPs ranging from $2,500 to $24,000, your insurance rates could vary just as much. Coverage ranges from about $280 to $880 and depends on where you live, what you ride and your driving profile. Filter car insurance companies by your state to get a quote.

Name Product Roadside assistance Accident forgiveness Available states
Progressive motorcycle insurance
Optional
Yes
All 50 states
Enjoy some of the widest coverage with the lowest price thanks to add-ons and freebies like replacement cost coverage.
Allstate motorcycle insurance
Included free
Yes
All 50 states
One of the longest lists of coverage options for bikes, plus free perks like equipment coverage for your high-end riding gear.
The AARP Auto Insurance Program from the Hartford
Optional
On the first accident
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
USAA motorcycle insurance
Optional
Yes (after 5 years of loyalty)
USAA salutes military members and their families with membership savings, safety rewards and convenient bundling.
Elephant
Optional
GA, IL, IN, MD, OH, TN, TX, VA
Get a great deal online with steep discounts and some of the highest liability limits available.
Liberty Mutual motorcycle insurance
Optional
No
All 50 states
Enjoy unique perks along with your wide bike coverage, like free accident forgiveness after going claims-free with any insurer.
loading

Compare up to 4 providers

Honda car insurance rates by model

ModelBase motorcycle priceMonthly insurance rate
Touring$18,230$165
Adventure$15,999$229
Cruiser$7,699$78
Standard$12,199$132
Supersport$16,499$502
Sport$6,699$146
Neo-sport Cafe$12,999$229
miniMoto$3,399$76
Dual Sport$6,999$99
Scooter$3,699$71
Trail$9,799$88
Competition$9,799$88
Off-Road adventure$5,199$77

How to compare insurance for Honda motorcycles

The model you own will determine your level of coverage and how much you pay. High-performance Hondas like the CBR may warrant more curated coverage with specialty insurance for sports bikes. When deciding on insurance, consider:

  • The deductible. How much you pay out of pocket after an accident determines your premium. A higher deductible will give you a lower premium and vice versa.
  • Minimum coverage. Where you live will affect the minimum coverage for your motorcycle. But most states require liability and personal injury protection (PIP) to help pay if you’re injured after a crash.
  • Additional coverage. If you use your bike for commuting, collision coverage could help if you’re in an accident. And because Hondas have the highest rate for theft, consider adding comprehensive coverage to your policy.
  • Lay-up insurance. Live in a part of the country with a chilly off-season? Lay-up insurance keeps your bike covered during the cold months when you’re not riding. This protects it from theft and damage at a lower rate while it’s stored.
  • Discounts. Look for discounts for paying your policy annually, staying accident-free or taking safety courses. Some providers cut you a break if you bundle your car and bike coverage.
  • Warranty. Most Hondas come with a one-year limited transferable warranty. It includes nationwide coverage, roadside assistance and no mileage limit or deductible. Additionally, its HondaCare can provide up to five years of coverage — excluding racing models like the CR and CFRs.

Why are Hondas the most stolen motorcycles?

Thieves tend to target Hondas because of their powerful engines and because their parts are worth so much. Stolen Hondas are often used for racing and sold for parts.

Bottom line

Honda offers a slew of two-wheeled options, from scooters to racing sports models. You may find savings with discounts that take into account your driving history, how often you pay and how much you drive. Compare motorcycle insurers to find the best insurance for your situation.

Frequently asked questions about Honda bike insurance

More guides on Finder

  • Nationwide SmartMiles review

    Pay-per-mile car insurance can help you save money if you’re a low-mileage driver.

  • A beginner’s guide to cryptocurrency ETFs

    If you’re looking for ways to gain exposure to bitcoin and other digital currencies, cryptocurrency ETFs could be worth exploring. Find out what crypto ETFs are and how they work in this introductory guide.

  • Life insurance for people over 60

    While it’s common for Americans in their 60’s to either be retired or approaching retirement, there still may be some beneficial value in investing in a life insurance policy. Compare your options and learn what type of policy will most fit your needs as someone over 60.

  • Nexo review: Is it safe for high interest returns?

    Nexo is a cryptocurrency lending and borrowing platform that offers high interest rates on cryptocurrencies, stablecoins and fiat. We review the features available and look at how safe your funds would be on the platform.

  • RefiJet review

    RefiJet helps you save on your monthly car payment or interest with a few simple steps.

  • Waffle car insurance review

    Access an intuitive app, wide coverage and few exclusions when Waffle’s car insurance drops in late July.

  • Life insurance for seniors over 70

    A final expense life insurance policy may be your best option in your 70s, especially if you have prior health problems.

  • Savvy car insurance review

    This insurance shopping tool compares 100+ companies and prefills your quote forms.

  • How much does umbrella insurance cost?

    Get a low-cost policy for liability expenses that exceed your car or home insurance coverage.

  • Best umbrella insurance

    Receive extra liability coverage with an umbrella policy from these top insurers, though they may require you to have car insurance through them.

    Go to site