Kachinga Prepaid Mastercard review

How do I get the Kachinga Prepaid Mastercard?

Get the Kachinga app and kids’ debit card in six steps:

1. Go to the provider’s site and follow the steps to apply.
2. From the provider website, click Get it on Google Play or Download on the App Store.
3. Install the app, launch it and click Sign Up.
4. Enter your full name, email, password, the name your kids’ call you and click Create Account.
5. Create your child’s account using their name, date of birth, username and password. Click Next.
6. Select which plan you want — the free virtual money plan or the real money plan that comes with the Kachinga Prepaid Mastercard.
7. Follow the prompts to finish the application process.

What you’ll like about the Kachinga Prepaid Mastercard

The Kachinga Prepaid Mastercard and mobile app comes with standard kids debit card features, like the ability to set up chores, pay allowances and monitor your child’s spending. There’s no credit check to sign up, plus you’ll enjoy these perks.

• Free trial. You get a 30-day free trial with Kachinga, so you can try it before the $36 annual fee kicks in.
• Spending charts. You and your teen get real-time reports in the mobile app that shows how much money they’ve spent each month and where they’ve spent it.
• Instant transfers. No more running out to ATMs in a pinch. You can instantly transfer money to your kid’s card whenever they need it.

What to watch out for

Kachinga helps your teen develop smart money habits, but there are a few drawbacks to watch out for.

• No ATM network. You’ll pay $2 plus operator fees each time you use an ATM to withdraw cash.
• Customer service support. Kachinga‘s site doesn’t offer customer support options. But because they’re a third-party site by Akimbo, you can reach them at 855-925-4626 for questions regarding your Kachinga account.
• Annual debit card fee. You’ll pay $36 per year per child for the Kachinga Prepaid Mastercard. This is cheaper than BusyKid if you have one kid. But BusyKid‘s pricing stays at $48 per year for up to five kids, or $49.74 if you use a debit or credit card for funding.

Is the Kachinga Prepaid Mastercard safe?

The Kachinga Prepaid Mastercard is as safe as any prepaid debit card. You get all the liability protection that comes with Mastercard, plus FDIC insurance through Sunrise Banks.

Kachinga Prepaid Mastercard reviews and complaints

Kachinga just launched in March 2021, so there aren’t any reviews yet on trusted sites like the Better Business Bureau (BBB) and Trustpilot. But the company has a 4.0 out of 5-star rating in both the Apple Store and the Google Play stores as of April 2021.

Customers like the financial literacy component of the app and how it helps assign chores and allowances without having to fuss with paper charts and real cash. But a few of them have run into issues when funding their account and say they couldn’t contact customer support for help.

How can I contact Kachinga?

The Kachinga Prepaid Mastercard is a third-party site by Akimbo — a leading prepaid card platform, so you can contact them for questions at 855-925-4626.

We called Akimbo several times while writing this review and someone answered right away every time. You can also try emailing Kachinga at support@kachinga.com.

Compare Kachinga with other debit cards

Use this table to see how Kachinga compares to other kids cards based on fees and features.

How do Kachinga Prepaid Mastercard’s fees compare to the competition?

This table highlights how Kachinga‘s fees and limits compare to the competition.

Fee & Limit	Amount	How it compares to other kids’ cards
Annual fee	$36	It’s less expensive than BusyKid for one kid, but more expensive with multiple kids
ATM withdrawal	$2	This is a typical fee charged by most prepaid card companies.
Cash reload fee	N/A	Kachinga doesn’t accept cash reloads, unlike FamZoo and Greenlight.
Card replacement fee	First one free, then $5	This is typical for most prepaid cards for kids.
Maximum card balance	$9,999	This is a higher limit than most prepaid cards for kids.
Direct deposit limit	$9,999 per day	Most cards only let you transfer up to $2,000 or $5,000 per month. This limit is much higher.
Debit card transfer limit	$1,000 per day	Most companies only let you transfer up to $500 per day from debit cards.
ATM withdrawal limit	$705 per day	Most debit cards for kids and teens cap you at $120 per day.
Purchase limit	$2,500 per day	This limit is similar to other debit cards for kids.

How long will it take to get my card?

You’ll get your Kachinga Prepaid Mastercard in the mail within 10 business days of requesting it.

I got the card. Now what?

Once your child or teen has their Kachinga Prepaid Mastercard, make the most of it by:

Setting up chores. Set up paid and unpaid chores in the mobile app for your child to complete each week. It can be anything from brushing their teeth to mowing the grass.

Automating allowances. Put allowances on autopilot in the Kachinga mobile app.

Setting up spending, saving and giving buckets. Help your child set up goals for how much money they’ll save, spend and give each month.

Funding options

Fund the Kachinga Prepaid Mastercard using a linked bank account.

Kachinga is not currently available on Finder

Have you considered GoHenry?

Get interactive money and investing tools for your kids, including expert-developed games and quizzes. Offers strong parental controls that allow you to set where and how much your child can spend.

• Finder-exclusive 2-month free trial plus $10 in allowance, then $4.99
• Optional parent-paid interest
• 45+ customizable card designs

Learn more

No thanks, compare other debit card options.