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GoHenry vs. Greenlight: Which is best for your family?

Greenlight offers more features, but GoHenry costs less.

It’s never too early to start teaching your kids good financial habits. Greenlight and GoHenry are two kids’ banking apps with a myriad of features, both offering kids their own debit card with chore and allowance features, companion apps with parental controls and much more.

While Greenlight wins our best overall pick when up against GoHenry, both of these cards offer attractive features and benefits. Here’s how these two top banking apps for kids stack up against each other.

GoHenry
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Greenlight
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Finder score 4.3★★★★★ 4.6★★★★★
Fee $4.99 per month $4.99 per month
Age requirements 6 to 18 years old Any age
Bonus offer Get 2 months free and $10 allowance when you sign up to GoHenry with Finder's exclusive code: AFFUSFDR10. Get the first 30 days for free. After your one-month trial, plans start at just $4.99/month for the whole family. Includes up to five kids.
Card purchase fee $0 $0
ATM withdrawal $1.50 $0
ATM out of network fee $1.50 $0
Foreign ATM withdrawal fee $2 $0

Our verdict: Greenlight wins

GoHenry and Greenlight are both among the best debit cards for kids, but Greenlight‘s wealth of features makes it the clear winner for most families.

Greenlight is better for bigger families

Greenlight is a no-brainer for families with multiple children because you can get up to five cards with any of its plans, costing between $4.99 and $14.98. In contrast, you’ll pay $4.99 for one child or $9.98 for a family of four kids with GoHenry. Greenlight also has no minimum age requirements for kids, whereas GoHenry requires kids to be at least six.

Greenlight is full of features

The basic Greenlight plan is full of perks, such as chore and allowance features, a financial literacy game, 1% savings rewards and investing. And If you upgrade to Greenlight Infinity for $14.98 per month, there are even more perks, such as identity theft protection, higher savings rewards, family location tracking and even car crash detection.

While GoHenry has many of the core features we expect to find with top kids’ banking apps, Greenlight simply goes above and beyond the perks it offers when compared to other competitors.

Greenlight has fewer fees

Both Greenlight and GoHenry have an unavoidable monthly fee, but Greenlight has fewer fees for parents to worry about on a daily basis. Greenlight doesn’t charge any ATM withdrawal fees, out-of-network fees or foreign ATM withdrawal fees.

While GoHenry has ATM access, there’s a $1.50 fee for both domestic and international ATMs.

Bottom line

There’s no doubt that GoHenry and Greenlight are two of the best kids’ banking apps in the market. But when it comes down to the details, Greenlight has more features and is cheaper for larger families.

GoHenry and Greenlight aren’t the only kids’ debit cards, though. For more options, compare the best debit cards for kids.

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