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Finder score
On Jassby's secure site
$5.95 per month
Minimum deposit to open

Our verdict

This virtual debit card lets kids earn rewards for quizzes, games and real-world tasks.

Jassby is a digital debit card that pushes kids to learn about finances through quizzes, games and courses, and it's the only platform we've seen to offer money rewards for doing just that. As kids progress through the lessons, they grow their financial literacy score and earn points, which they can redeem for money. Plus, you get the usual chore, spending and savings tools that most kids' digital bank accounts offer.

Best for: Earning cash rewards for learning about finances.


  • Earn cash for learning about finances
  • Tracks financial literacy knowledge


  • Not many features for the monthly price tag
  • Can't set up recurring chores
  • $1.95 fee to fund with debit card

In this guide

  • Our verdict
  • Your reviews
  • Ask a question

Who is Jassby best for?

Jassby is ideal if you want your kids to learn about finances through quizzes, courses and incentives. While other kids’ banking platforms offer financial literacy, we love that Jassby offers actual dollars to reward kids for learning.

While there’s no age requirement to use it, kids under 13 need their parent’s approval to open it. The card is also for large families as it allows you to add up to six family members.

What we like aboutJassby

Jassby‘s mainstay is its financial literacy courses that let your kids earn money as they learn. Plus, kids have the ability to create savings goals, parents get alerts when their kids use the card to make purchases and its automated allowance feature lets you put payments on autopilot. Your digital debit card also works seamlessly with mobile wallets like Apple Pay, Google Pay and Samsung Pay, and you can request a physical card as well.

Let’s deep-dive into what Jassby does to give its competitors a run for their money.

Financial literacy

Jassby offers courses and games in their app to help kids learn about managing money through educational and interactive courses. Each lesson is followed by a quiz to test understanding, and there are games to keep kids engaged.

The icing on the cake is the rewards program. Points can be earned in many ways, like logging into the app, receiving their allowance, completing activities, sending money to someone or using the debit card. Once the kid has earned enough points, they can visit the Rewards page to be redeemed for funds to be placed in the Spending Pocket of the Jassby Allowance Account or be added to the debit card.

While Greenlight and GoHenry offer similar financial literacy resources, neither offers a financial incentive to motivate kids to complete courses. Greenlight focuses on minigames and scenario questions through story-based gameplay, while GoHenry turns to stories and quizzes tailored to your child’s age. But one thing that differentiates Greenlight and GoHenry from Jassby is that their curriculums are expertly developed to either meet or exceed national financial literacy standards.

Savings and rewards

Like most kids’ digital bank accounts, your kid can create savings goals for things like a new bike or giving to their favorite charity. If you have multiple kids, they can also collaborate on saving for a purchase, teaching them to work together.

Where it falls short

Jassby‘s main downfall is the monthly fee, and the cost doesn’t really justify the few features you get. Compared to other top kids’ banking apps, such as Greenlight, Jassby doesn’t really match up. Greenlight also charges a monthly fee, starting at $4.99, having similar features to Jassby such as savings tools and financial literacy games. But Greenlight also offers store-level spending limits, 5% in savings rewards and cashback rewards.

Additionally, Jassby requires that you have to create chores manually — you can’t assign the chore to repeat from day to day or week to week. A few customers have made this complaint, and Jassby hopes to offer recurring chores in a future update.

Jassby is a virtual debit card with an optional physical debit card that you can order in the app. It about takes eight to 10 days to receive your card, and then you’ll need to activate it within the app. Keep in mind that the first card is free, but every replacement card costs $4.95 plus tax.

Compare Jassby with other debit cards for kids

Compare other kids’ debit cards by fee and features.

Name Product Fee Age requirements Features Offer
Finder Score: 4.3 / 5: ★★★★★
$4.99 per month
6 to 18 years old
  • Automate allowance & instantly send money to your child
  • Optional parent-paid savings interest
  • Spending controls & limits
  • $4.99/month after Finder exclusive free trial
Get 2 months free and $10 allowance when you sign up to GoHenry with Finder's exclusive code: AFFUSFDR10.
Finder Score: 4.6 / 5: ★★★★★

Finder Award
Free trial
$5.99 per month
Any age
  • Spend, save & invest
  • Chores & allowance tools
  • Spending controls & limits
  • Instantly send money to your child
  • Up to 5% savings rewards
Get the first 30 days for free. After your one-month trial, plans start at just $5.99/month for the whole family. Includes up to five kids.
Current teen banking
Finder Score: 4.8 / 5: ★★★★★
Current teen banking
$0 per month
Any age
  • Automatic savings round-ups
  • $0 monthly fee
  • Spending limits and parent notifications
  • Instant transfers to your teen
    • Parent Current account required
Finder Score: 3.6 / 5: ★★★★★
Free trial
$5.99 per month
Any age
  • Parent-paid interest
  • No foreign fees
  • Real-time cash requests
One month free trial. After your one-month trial, plans start at just $5.99/month for the whole family. First 4 prepaid cards free.
Finder Score: 4 / 5: ★★★★★
$5.95 per month
7 to 17 years old
  • Set up allowance and chores
  • Real-time spending notifications
  • Instantly lock and unlock your child’s card
  • Quizzes, videos and games teach kids about money
  • Earn redeemable rewards points

Jassby‘s fees and access

Jassby‘s monthly fee is slightly higher than what you’ll find with other kids’ banking platforms. And to boot, some competitors offer additional hands-on features for kids to learn about finances for a slightly lower fee, such as BusyKid’s investing and FamZoo’s loans tools.

Type of feeFee detailsHow it compares to other kids’ debit cards
Monthly service$5.95, waived for the first monthThis price is slightly higher than average.
Opening deposit$0Most kids’ bank accounts don’t require you to make an opening deposit.
ATM feeNo ATM accessOther kids’ banking platforms like Greenlight and GoHenry let kids use any ATM, but ATM fees apply.
Debit card fee$4.95 per physical card replacementFees for card replacement are common with digital kids’ accounts.
Foreign transaction fee0%Most kids’ banking platforms charge 0%–3% fee, or they won’t allow foreign transactions at all.
Overdraft or insufficient funds$0 – transactions will decline if there’s not enough moneyMost kids’ banking platforms won’t let kids overdraw the account, so they don’t charge an overdraft fee.
Wire transfersNot availableIt’s common with kids’ debit cards to not have access to wire transfers.
Other fees
  • $0 for account inactivity
  • $0 for paper statements
Most kids’ debit cards don’t charge for statements or account inactivity.

Customer experience

Hundreds of customers enjoy using the app for teaching their kids the basics of spending and saving, granting a rating above 4 out of 5 stars in app stores. They like that their kids can track their own spending and get their own debit card.

However, some customers are frustrated with different features glitching or not offering what they expect. Specifically, customers complain that they’re unable to create recurring chores, add the debit card to digital wallets or send money from the card back to the family account.

Keep in mind that many customers leave reviews when they’ve had an overly positive or negative experience.

Kids’ debit card ratings

★★★★★ — Excellent

★★★★★ — Good

★★★★★ — Average

★★★★★ — Subpar

★★★★★ — Poor

We analyze top debit cards for kids and rate them one to five stars based on factors that are most important to you. We rate kids’ checking accounts by these factors: Monthly fee, features, ATM access, customer support options, and availability. We also consider APY as a factor only for those that earn interest. We rate prepaid debit cards for kids by these factors: monthly fees, features, customer support options and account availability.

Read the full methodology of how we rate Kids’ debit card accounts.

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