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A top chores and allowance app lets you set customizable chore schedules, set the frequency of allowances and, most importantly, help you toss those messy chore charts at home. Many of the best family chore apps, like FamZoo and Greenlight, have a monthly fee of around $2.99 to $5.99, but there are free options like Current and Chores & Allowance Bot. And if you want some extra oomph, many family chore apps have extra perks, like kids’ debit cards, savings rewards and gamified learning.
If keeping track of chores and allowances for your kiddos is tough, disorganized or simply too much with the rest of daily life, then a chore app can definitely be worth it.
Not only can it help keep parents and guardians organized and accountable, but it can also be great for kids who frequently forget to do their chores. Many family chore apps offer push notifications or reminders. Also, kids’ apps like Greenlight let you pay kids per completed chore, offering a real incentive for kids to finish their work and require parents to approve the payment.
What to look for in a chore app for families
Here are some typical features to compare when looking for a family chore app:
Monthly fees. If paying for the chore app and sending out allowances will break your bank, consider free apps or kids’ accounts like Chase First Banking, Current or Chores & Allowance Bot’s free version.
Customizability. You’ll probably want a chore app that gives you some freedom in terms of custom chore charts and setting up schedules on your terms. Many of the best chore apps let you set up recurring chore lists, repeating lists and one-time chores.
Financial literacy. If you’re giving your kids allowances, there’s a good chance you’re doing so to teach them financial literacy. Some top chore apps offer additional education features, like Greenlight and GoHenry, and subaccounts for spending and saving to get a taste of managing real money.
Usability. If you’re assigning chores to kids in an app, make sure they can actually use the app — and have it work well. Reading through customer reviews is a good way to get insight into how well an app works and whether other parents found it easy to set up and easy for their kids to use.
Safety. Some of the best kids’ apps offer strong parental controls like store-level spending limits and parental passcodes to stop kids from editing permissions or personal information. If you’re keeping a large sum within the app, make sure the account has FDIC deposit insurance.
Allowance apps can make parents’ and kids’ lives easier. With automatic allowance transfers, recurring payments, repeating chore lists, reminders and more, these apps take some mental load off parents and remind kids to clean their room or take out the trash. Chore apps also eliminate the need to pull out cash each week to pay your kids’ allowances.
For more kids’ banking options and other apps with chore features, check out our best kids’ debit card list.
Frequently asked questions
How much allowance should my kids earn for chores?
It depends on your child’s age and how much you have to do around the house. Many parents pay around $5 to $10 in weekly allowance. Some parents pay per chore, such as an extra $5 for mowing the lawn. Another method is adding $1 per week for your child’s age, such as $6 per week for a six-year-old.
For help deciding how much to pay your kids based on age and the task, check out our kids’ chore calculator.
Which apps teach kids about money?
Many kids’ banking apps have financial literacy education, such as
GoHenry, featuring Money Missions with lessons on investing, saving and more.
Greenlight and Step also have financial literacy education features. And for young kids, the PNC ‘S’ Is For Savings account teaches kids about money with Sesame Street characters.
What age can I start chores and allowances?
It’s common for kids aged four to six, or preschool age, to start doing chores and allowances. With the prospect of full-time school near and upcoming independence, as they enter a classroom with other little ones, chores can not only help the family but teach the value of helping others. Kids as young as three understand basic money concepts, according to a PBS report.
Bethany Hickey is the banking editor and personal finance expert at Finder, specializing in banking, lending, insurance, and crypto.
Bethany’s expertise in personal finance has garnered recognition from esteemed media outlets, such as Nasdaq, MSN, Yahoo Finance, GOBankingRates, SuperMoney, AOL and Newsweek. Her articles offer practical financial strategies to Americans, empowering them to make decisions that meet their financial goals. Her past work includes articles on generational spending and saving habits, lending, budgeting and managing debt.
Before joining Finder, she was a content manager where she wrote hundreds of articles and news pieces on auto financing and credit repair for CarsDirect, Auto Credit Express and The Car Connection, among others.
Bethany holds a BA in English from the University of Michigan-Flint, and was poetry editor for the university’s Qua Literary and Fine Arts Magazine.
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