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FamZoo vs. Greenlight: Which is worth the monthly fee?

Greenlight gives parents more control, but FamZoo lets you load cash to your account.

FamZoo and Greenlight both allow kids to earn money through chores and receive an allowance. Parents also get flexible controls to manage kids spending. Greenlight‘s basic planning comes in at $4.99 for five cards and FamZoo‘s at $5.99 for unlimited cards with the first four cards free. However, the biggest difference between the two platforms is that Greenlight comes with extra features for an extra cost. And unlike FamZoo that offers no card restrictions, Greenlight parents have more control, including limiting ATM cash withdrawals and designating where your kids can shop.
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Finder score 3.6★★★★★ 4.6★★★★★
Fee $5.99 per month $4.99 per month
Age requirements Any age Any age
Bonus offer One month free trial. After your one-month trial, plans start at just $5.99/month for the whole family. First 4 prepaid cards free. Get the first 30 days for free. After your one-month trial, plans start at just $4.99/month for the whole family. Includes up to five kids.
Card purchase fee $0 $0
ATM withdrawal $0 $0
ATM out of network fee $0 $0
Foreign ATM withdrawal fee $0 $0

Our Verdict

FamZoo and Greenlight have distinct features that help kids develop good money habits, landing them a spot on our best debit cards for kids list. But Greenlight edges out the competition with its aesthetically pleasing platform and strong parental controls. Plus you can upgrade to Greenlight Max for $9.98 a month to let your kids become little investors, though parents can invest in a handful of ETFs with the Greenlight Core plan. While FamZoo is unique because it allows you to deposit cash to your account at participating retailers, it’ll cost you about $4.95 per transaction.

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