Best way to send money to Netherlands | finder.com

How to send money to the Netherlands

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Here’s how to send a quick, affordable and secure money transfer to the Netherlands.

The Netherlands is a popular destination for travelers the world over. And when you need to send money there, either to a visitor of the country or a loved one who lives there, you’ll want to find the best rates possible to keep tranfser costs cheap. Since the Netherlands uses the euro, there are plenty of options to choose from when it’s time to send money from the US. You’ll want to shop around to find a good deal.

World First

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  • Enjoy competitive exchange rates.
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  • Get weekly updates on the market.

    Compare international money transfer services to the Netherlands

    I want to send

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    Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
    USD 0 3 - 5 days USD 0.00 0.872 EUR 4,362 Transfer up to $500,000 with no minimums and no fees. Go to site Show details
    USD 1,000 1 day USD 0.00 0.872 EUR 4,360 No maximum limit, no fees and competitive exchange rates for 100+ currencies. Go to site Show details
    USD 1 1 - 2 days USD 7.00 0.873 EUR
    4,358
    Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks. Go to site Show details
    USD 1 Within an hour USD 3.99 0.871 EUR 4,352 Use promo code FINDER to send your first transfer with no fee.
    Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up.
    Go to site Show details
    1 - 2 days USD 0.00 0.87 EUR 4,351 Get live quotes on exchange rates and take advantage of no transaction fees with no limits on transfers. Go to site Show details

    Compare up to 4 providers

    How do I compare transfer companies when sending money to the Netherlands?

    Pay attention to these factors when comparing your options.

    • Exchange rates. How do each company’s exchange rates compare to the competition?
    • Fees. How much will you have to pay to send the transfer? Can you avoid a transfer fee if you send a larger amount?
    • Transfer methods. Can transfers be placed online, over the phone, by visiting a branch and/or by using a mobile app?
    • Transfer options. Can you lock in an ideal exchange rate now and transfer the money later, known as a forward contract? Does the institution offer limit orders, which allows you to take advantage of changing market conditions by executing the money transfer when a certain exchange rate is met? Can you schedule recurring payments, or does the company only provide one-off spot orders?
    • Turnaround time. Will the funds be available for your beneficiary in minutes, or will they take several working days to arrive?
    • Minimum transfer amount. What is the minimum transfer limit imposed by each company, and will this affect the size of your transfers?
    • Pickup methods. Can your beneficiary pick up the cash from their nearest transfer agent, or will the funds be deposited into their bank account?
    • Customer service. What sort of customer support is offered and during what hours can you receive assistance?

    Heidi compares money transfer companies

    Heidi just moved from Almere to Boston with her husband and her twin daughters. Her extended family still lives in the Netherlands, and Heidi is always on the look-out for cheaper, quicker ways to send money between the Netherlands and the US. She usually relies on her bank, but she’s recently found a few good deals through money transfer companies and wants to compare them to see if she’ll get a better deal.

    Money transfer service 1Money transfer service 2
    Exchange rate$1 USD = 0.63 euros$1 USD = 0.63 euros
    Transfer fee$3.99$10
    Amount received for $500317 euros310 euros
    Transfer timeWithin 3 business days1 to 3 business days
    Transfer optionsOnline transfer to bank accountBank transfer

    Heidi saves $17 because she took the time to compare two online transfer services. While the turnaround time and exchange are the same, she was able to send more while paying a lower fee.

    How can I send money to the Netherlands from the US?

    You can send money to the Netherlands via the following ways:

    • Bank to bank. Bank-to-bank transfers may cost more than other options but they are a secure way to send money to the Netherlands.
    • Online money transfer providers. A reliable online money transfer company can offer fast and cost-effective transactions.
    • Money transfer companies with cash pickup options. MoneyGram and Western Union are the world’s two largest providers of this service.
    • PayPal. PayPal offers secure international money transfers to many destinations around the world.
    • Checks. International checks can be obtained from U.S. banks and then sent overseas.

    What are the steps to send money to the Netherlands?

    Depending on the service you choose, you’ll need to provide some or all of the following information:

    1. Compare your options and select a provider from the money transfer table above.
    2. Click Go to site and register with the provider.
    3. Start a transaction and enter information about your recipient.
    4. Pay for your transfer.
    5. Save the tracking number to follow up on your transfer.

    Foreign exchange rates explained

    The exchange rate determines how much one country’s currency is worth in another currency. Traditionally, the euro is stronger against the dollar. This means that for each dollar you spend, you’ll be sending less than a euro to your recipient. For example, in September 2018, the US dollar was worth approximately 85 euro cents. This amount can fluctuate from day to day, so check frequently to see if you can get a better deal when you’re sending money to the Netherlands.

    Live USD-EUR exchange rate


    Emergency cash transfers in the Netherlands

    There are certain situations when you might need to send a transfer as quickly as possible. When you do need to send an emergency transfer, remember that you will usually have to pay extra in order to get your funds to your recipient ASAP. Make sure to check the exchange rate and fees that apply so you know exactly how much it will cost. Usually, you’ll have to pay high fees for a speedy transfer, and you’re unlikely to get a prime exchange rate for such short-notice transfers.

    Tips for picking up cash in the Netherlands

    Like any country, picking up cash can be risky. In order to minimize the chance of theft, follow these simple steps.

    • Avoid any areas where crime is known to be a problem.
    • Keep your wallet and/or bag safe and secure at all times.
    • Take a friend along to provide additional security and peace of mind.
    • Don’t flash your cash around in public.
    • Don’t carry large sums of money around for any longer than is absolutely necessary.
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    US International Money Transfers Offers

    Important Information*
    XE Money Transfer

    Transfer up to $500,000 with no minimums and no fees.

    WorldRemit International Money Transfers

    Use promo code FINDER to send your first transfer with no fee.
    Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up.

    World First

    No maximum limit, no fees and competitive exchange rates for 100+ currencies.

    TransferWise

    Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks.

    Go to site