We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.
Best international money transfer apps
It’s easy to send money overseas with these mobile apps.
Many money transfer companies offer apps to make overseas transfers easy, but which app you should use depends on how much you’re sending, where you’re sending it and how fast you need the money to arrive.
What are some of the best money transfer apps in 2019?
WorldRemit
With the WorldRemit app, you can send money to more than 120 countries for bank deposit, mobile airtime top-up or cash pickup. WorldRemit has no minimum transfer amount, with high maximums that vary by destination country.
Features in the app
Live exchange rates | Set rate alerts | Track your transfer |
| Available on iPhone | Available on Android | Available in other languages |
Pros
- Cash pickup available
- No minimum transfer
- Large range of destinations
- Competitive exchange rates
- Funds can be received through mobile money
Cons
- Limit on how much you can send
- Fees change depending on the amount you transfer
- Not as many extra features as other money transfer apps
Calculate your transfer with WorldRemit
TransferWise
Send payments to friends, family and businesses in 30 countries with the TransferWise app. It includes a calculator you can use get exchange rates and fees for specific transfers and offers an easy way to upload a photo of any personal ID needed to get started with TransferWise.
Features in the app
Live exchange rates | Set rate alerts | Track your transfer |
| Available on iPhone | Available on Android | Available in other languages |
Pros
- No minimum transfer amount
- Uses the mid-market rate
- Transparent with fees
- Can pay with Apple Pay (although paying by card incurs higher fees)
Cons
- No cash pickup
- Not as many currencies as other providers
Calculate your transfer with TransferWise
Western Union
Use Western Union’s Money Transfer app to transfer funds to more than 200 countries and territories around the world. You’ll also gain access to a map of worldwide agent locations and their directions and hours for cash pickups.
Features in the app
Live exchange rates | Set rate alerts | Track your transfer |
| Available on iPhone | Available on Android | Available in other languages |
Pros
- Almost-instant transfers to cash pickup
- Can pay with bank transfer, cash, card or Apple Pay
- Transfers to many currencies
Cons
- Less competitive exchange rates
- Transfer fees to some countries can be significant
Calculate your transfer with Western Union
CurrencyFair
The CurrencyFair app lets you exchange money at a fairer exchange rate than what you’d find at the bank. With low fees and minimum transfer amounts, the app makes international money transfers convenient.
Features in the app
Live exchange rates | Set rate alerts | Track your transfer |
| Available on iPhone | Available on Android | Available in other languages |
Pros
- Low fees
- Minimum transfer amount is small ($5)
Cons
- Limited number of currencies
- Only bank-to-bank transfers
- App only available in English
Calculate your transfer with CurrencyFair
OFX
With OFX’s mobile app, send money transfers of $1,000 or more to 195 countries worldwide. You can also use the app to register for an OFX account, monitor current and historical exchange rates, track your transfers and set rate alerts. Transactions are free, but OFX takes a slight margin on currency exchange rates.
Features in the app
Live exchange rates | Set rate alerts | Track your transfer |
| Available on iPhone | Available on Android | Available in other languages |
Pros
- Can monitor current and historical exchange rates
- Track your transfers
- Set rate alerts
- Free transactions
- Better exchange rates than banks
Cons
- Transfers must be above $250
- Doesn’t accept credit card or cash as payment
- App only available in English