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Best international money transfer apps

Send money overseas with these top-rated mobile apps.

Updated . What changed?

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Women looking at smartphones
    Mobile money transfer apps make sending money internationally convenient, but which app is the best? Depending on where you’re sending money and how fast you need it to arrive, you may find what you need in these highly rated apps.

    We looked not only at customer reviews on both the Apple App and Google Play stores, but also took into consideration the features of each of the services when picking the best money transfer apps.

    1. Remitly

    With the Remitly app, you’ll be given an exact date and time for when your money will be available for your recipient. If your transfer is late, Remitly has a money-back guarantee. Learn more about this and other features before downloading the app to make sure it’s the right fit for you.

    Remitly app screenshot

    Features in the app


    Live exchange rates

    Set rate alerts

    Track your transfer
    Available on iPhone Available on Android
    Available in other languages

    Pros

    • Cash pickup available
    • No minimum transfer
    • Large range of destinations
    • Funds can be received through mobile money

    Cons

    • Limit on how much you can send
    • Fees change depending on the speed of your transfer
    • Requires government-issued ID
    Data from Dec 4, 2020 Apple Store Google Play
    Rating 4.8 4.7 Average rating: 96%
    # of reviews 338,912 64,217 Total reviews: 403,129

    Calculate your transfer with Remitly

    Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
    $10 Within an hour USD 1.99 19.377 MXN 96,847 Special offers like free transfers and better exchange rates available for new customers.
    Quick, affordable transfers around the world with both express and economy options.
    Go to site Show details

    Compare up to 4 providers

    Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

    2. OFX

    With OFX’s mobile app, send money transfers of $1,000 or more to 195 countries worldwide. You can also use the app to register for an OFX account, monitor current and historical exchange rates, track your transfers and set rate alerts. Transactions are free, but OFX takes a slight margin on currency exchange rates.

    OFX app screenshot

    Features in the app


    Live exchange rates

    Set rate alerts

    Track your transfer
    Available on iPhone Available on Android
    Available in other languages

    Pros

    • Can monitor current and historical exchange rates
    • Track your transfers
    • Set rate alerts
    • Free transactions
    • Better exchange rates than banks

    Cons

    • Transfers must be above $250
    • Doesn’t accept credit card or cash as payment
    • App only available in English
    Data from Dec 4, 2020 Apple Store Google Play
    Rating 4.8 4.4 Average rating: 90%
    # of reviews 1,024 2,521 Total reviews: 3,545

    Calculate your transfer with OFX

    Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
    $1,000 1 day USD 0.00 0.817 EUR 4,083 No-maximum limit transfers with competitive exchange rates for 100+ currencies. Show details

    Compare up to 4 providers

    Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

    3. TransferWise

    Send payments to friends, family and businesses in 30 countries with the TransferWise app. It includes a calculator you can use to get exchange rates and fees for specific transfers and offers an easy way to upload a photo of any personal ID needed to get started with TransferWise.

    TransferWise app screenshot

    Features in the app


    Live exchange rates

    Set rate alerts

    Track your transfer
    Available on iPhone Available on Android
    Available in other languages

    Pros

    • No minimum transfer amount
    • Uses the mid-market rate
    • Transparent with fees
    • Can pay with Apple Pay (although paying by card incurs higher fees)

    Cons

    • No cash pickup
    • Not as many currencies as other providers
    Data from Dec 4, 2020 Apple Store Google Play
    Rating 4.7 4.3 Average rating: 87%
    # of reviews 20,477 94,541 Total reviews: 115,018

    Calculate your transfer with TransferWise

    Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
    $1 1 - 2 days USD 40.00 0.825 EUR
    4,091
    Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks. Go to site Show details

    Compare up to 4 providers

    Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

    4. WorldRemit

    With the WorldRemit app, you can send money to more than 150 countries for bank deposit, mobile airtime top-up and even cash pickup. WorldRemit has no minimum transfer amount, but its maximums vary depending on the destination country. Learn more about WorldRemit before downloading the app to make sure it’s the right fit for you.

    WorldRemit app screenshot

    Features in the app


    Live exchange rates

    Set rate alerts

    Track your transfer
    Available on iPhone Available on Android
    Available in other languages

    Pros

    • Cash pickup available
    • No minimum transfer
    • Large range of destinations
    • Competitive exchange rates
    • Funds can be received through mobile money

    Cons

    • Limit on how much you can send
    • Fees change depending on the amount you transfer
    • Not as many extra features as other money transfer apps
    Data from Dec 4, 2020 Apple Store Google Play
    Rating 4.8 4.1 Average rating: 89%%
    # of reviews 82,194 79,495 Total reviews: 161,689

    Calculate your transfer with WorldRemit

    Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
    $1 Within an hour USD 3.99 0.821 EUR 4,104 Use promo code 3FREE to send your first 3 transfers with no fee. Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up. Go to site Show details

    Compare up to 4 providers

    Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

    5. XE Money Transfer

    The XE Money Transfer app lets you exchange money at a more competitive exchange rate than you’d find at the bank and makes tracking multiple exchange rates a breeze. It also offers low fees and low minimum transfer amounts.

    XE app screenshot

    Features in the app


    Live exchange rates

    Set rate alerts

    Track your transfer
    Available on iPhone Available on Android
    Available in other languages

    Pros

    • No fees
    • No maximum transfer limit
    • Set custom currency pair alerts
    • Send money to more than 130 countries.

    Cons

    • Doesn’t use mid-market rate
    • Only bank-to-bank transfers
    • No cash pickup
    Data from Dec 4, 2020 Apple Store Google Play
    Rating 4.6 4.5 Average rating: 84%
    # of reviews 4,611 94,656 Total reviews: 99,267

    Calculate your transfer with XE