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As a Nationwide policyholder, you can cancel at any time if you find a better rate elsewhere or your current insurer isn’t checking off all the right boxes. You have a few options for terminating your policy with Nationwide. But the quickest way is to call your local agent.
Yes. You have the right to cancel your car insurance coverage at any time.
Supporting a network of agents dotted around the country, this provider encourages policyholders to contact a local agent for help with just about anything. And so the speediest way to cancel your policy is to get in touch with your agent, who will then ask you to put your request into writing. On confirmation, Nationwide will prorate any refund on your remaining premiums.
While you can cancel your policy whenever you want, auto insurance is a legal requirement in most states. Unless you’re planning to not drive, you’ll want to have a new policy in place to avoid penalties or fines for driving without insurance.
Nationwide doesn’t charge a cancellation fee for terminating your policy. It simply refunds the unused part of your premium, making for a simple cancellation process.
You can manage and update your coverage online, but you can’t cancel your policy online. Instead, you’ll need to contact an agent over the phone, in person or by email.
Your local agent is your best resource. But you an also call Nationwide’s general customer service line or send a letter to the provider’s headquarters. Whichever method you choose, the insurer requires written notice before it will process your cancellation.
Write a letter indicating that you’d like to cancel your policy, including:
To cancel your coverage over the phone, start with your local Nationwide agent. You can find their contact information including email address and phone number on your policy documents.
A Nationwide agent will explain the cancellation process, which includes mailing written notice. Depending on where you live, you may also need to inform your local DMV that you’ve canceled or changed your car insurance, so it’s worth asking the agent if that rule applies to your state.
You can also go to your agent to talk in person. Nationwide is run by a network of local agents with more than 30,000 associates in offices around the US, which could make it easy to cancel your coverage in person.
If you’re not sure where your local agent’s office is, look at your policy documents or use Nationwide’s online Find an Agent tool for a list of agents in your ZIP code.
If you don’t have a dedicated agent, you can call cancellation support services at 877-669-6877 to cancel. You can also use Nationwide’s Find an Agent tool to narrow down a specific agent in your ZIP code. You’ll see a list of local agents along with their contact details.
To skip the phone call, simply mail your written notice to:
To allow time for shipping and processing, mail your notice two to three weeks before the date when you’re hoping to terminate your policy.
For the speediest service, call your local agent.
To avoid any last-ditch sales pitch, you can mail in your written notice without calling. But Nationwide may still contact you to confirm the cancellation.
In most cases, you’re emailed confirmation of your policy cancellation within a week or so.
If you don’t receive notice in that time, contact customer service or the agent you spoke to and ask whether your policy is officially canceled.
Your car insurance policy should suit your situation. If your carrier no longer meets your needs or you’re not happy with its premiums, customer service or claims process, it might be worth canceling outright.
With Nationwide, you’ll get a prorated refund on your remaining premiums without having to pay a cancellation fee.
If you’re on the fence, there may be upsides to staying with your provider. For instance, you might be eligible for renewal or loyalty discounts that cut the cost of your premium. Nationwide offers a free On Your Side review every year, where an agent assesses your policy and identifies discounts and coverage options.
While there’s some admin involved, canceling your car insurance coverage with Nationwide is straightforward. You can start the process over the phone, in person or by mail and earn a prorated refund on your premiums.
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