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Discover it® Cash Back vs. Capital One Quicksilver Cash Rewards Credit Card

Two excellent cashback credit cards with no annual fee.

Both cards come with no annual fee and let you earn cash back on your purchases. The Discover it® Cash Back lets you earn a generous cashback rate on rotating categories each quarter, while the Capital One Quicksilver Cash Rewards Credit Card lets you earn unlimited cash back on all purchases.

Find out the detailed features of both cards in the table below.

Discover it® Cash Back

Discover it® Cash Back

Terms apply, see rates & fees

Capital One Quicksilver Cash Rewards Credit Card

Capital One Quicksilver Cash Rewards Credit Card

Terms apply, see rates & fees

Finder rating
Finder rating

★★★★★

4.8 / 5.0

★★★★★

4.2 / 5.0
Best for
Best for
  • Rotating cash back categories with no annual fee
  • Easy-to-earn signup bonus and flat cash back on all purchases
Welcome offer
Welcome offer

Discover will match cash back earned at the end of your first card year

One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening

Rewards
Rewards

5% back in rotating categories up to $1,500 combined each activated quarter, then 1% after that and on all other purchases

Earn unlimited 1.5% cash back on every purchase, every day

Purchase APR
Purchase APR

0% intro APR for 14 months, and then 11.99% to 22.99% variable

0% intro APR for 15 months, and then 14.99% to 24.99% variable

Annual fee
Annual fee $0 $0
Balance transfer APR
Balance transfer APR

0% intro APR for 14 months, then 11.99% to 22.99% variable

0% intro APR for 15 months, then 14.99% to 24.99% variable

Cash advance
Cash advance

APR: 24.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 24.99% variable

Fee: $10 or 3% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0.50
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

Compare Discover it® Cash Back vs. Capital One Quicksilver Cash Rewards Credit Card

Name Product Welcome Offer Rewards Annual fee Filter values
Discover it® Cash Back
Discover will match cash back earned at the end of your first card year
5% back in rotating categories up to $1,500 combined each activated quarter, then 1% after that and on all other purchases
$0
Earn 5% back on up to $1,500 in combined purchases in bonus categories every quarter you activate, then 1% thereafter. Earn 1% back on all other purchases.
Capital One Quicksilver Cash Rewards Credit Card
One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Earn unlimited 1.5% cash back on every purchase, every day
$0
One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
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