Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.

Debt solutions network debt relief review

Last updated:  

Claims to save clients an average of 50% — but limited information is available online.

  • Best for borrowers with a large amount of debt who need help contacting creditors.
  • Pick something else if you want clear, upfront information about fees.

Debt Solutions Network product details

  • Services offered:
    • Debt consolidation and settlement. Unclear if it offers credit counseling
    • Free consultation.
    • Debt Solutions Network provides a free consultation and financial analysis for potential customers to determine if they’re a fit for the program
  • Cost:
    • No upfront costs; Fees are based on how much Debt Solutions Network saves you
  • Types of debt accepted:
    • Accepts unsecured debt, including credit cards, personal loans, payday loans and medical bills
  • Typical turnaround:
    • Typical settlement takes up to three years.
  • Ratings, accreditation and memberships:
    • Not BBB accredited or listed on AFCC/IAPDA websites.
    • Direct or third-party negotiations.
    • Direct debt relief service
  • Customer service options:
    • Phone: 586-716-8711
    • Email:
    • Hours: Monday through Friday, 9 a.m. to 6 p.m. ET

How much does it cost?

Debt Solutions Network isn’t upfront about costs on its website. However, it does state that it doesn’t charge any upfront fees.

The amount you pay is a percentage based on the amount it saves you. For example, if you start with $100,000 in debt and Debt Solutions Network can save you $20,000, the fee you’re charged will be a percent of $20,000, not your starting debt.

You’ll still need to make payments toward your debt. Debt Solutions Network consolidates all your accounts into a single monthly payment — although it isn’t clear if this is a savings account in your name like other debt relief companies. So while it may be less than you’re currently paying, be prepared to continue budgeting for your debt while you’re using Debt Solutions Network.

How much could I save with Debt Solutions Network?

Debt Solutions Network claims it saves its customers an average of 50% — although it advertises that it could save you as much as 70%. The amount you save depends on the total amount you owe, the type of debt you have and your creditor’s willingness to negotiate.

What are the pros and cons of Debt Solutions Network?

  • Reduces customer debt by 50% on average
  • No fees until debt is reduced
  • Helps correct errors in your credit report
  • Doesn’t list details about fees
  • No customer reviews on Trustpilot or the BBB
  • Frequently asked question page has no information
  • Website isn’t encrypted or secure

What is Debt Solutions Network?

Debt Solutions Network has been in business for 20 years. But beyond that, there isn’t much information available. There are no recent news articles about it, and the website doesn’t contain any details.

What do customers say about Debt Solutions Network?

BBB accreditedNo
BBB ratingNot rated
Customer reviews verified as of24 June 2020

Debt Solutions Network does not have a Trustpilot page, and its BBB page doesn’t have any reviews or complaints. This makes it difficult to know how customers feel about using its debt relief service. Before you move forward with the process, use your best judgment to determine if you’re comfortable working with the staff at Debt Solutions Network.

Potential scam website: Debt Solution Network

Before signing up, confirm that the URL in your browser includes a final S in solutions. Otherwise, you may be on an unrelated site that could be a scam. Check to confirm the website you’re on includes information about the product, a detailed about page and ways to contact the company.

To help avoid confusion, visiting Debt Solutions Network through our site will take you to the legitimate page.

Is Debt Solutions Network legit?

Unfortunately, Debt Solutions Network doesn’t have the best website security practices. While it doesn’t collect any personal details beyond your contact information, there’s no privacy policy or terms of service linked on its website.

Its pages aren’t encrypted, either, and you won’t find a business address on its page. Debt Solutions Network isn’t accredited with American Fair Credit Council (AFCC) or International Association of Professional Debt Arbitrators (IAPDA), two prominent organizations that regulate how debt relief companies conduct business.

How do I get started?

You can reach out to Debt Solutions Network by phone or by filling out its contact form with these two steps:

  1. Click the CTA button on this page to be redirected to the Debt Solutions Network website.
  2. Fill out the contact form with your name, email, phone number and estimated amount of debt.

Debt Solutions Network will be in touch to discuss the process and set up a free consultation to determine if its debt relief program is right for you.

I’ve signed up. What happens next?

Debt Solutions Network will help you find a monthly payment that suits your budget. Then it will begin contacting your creditors and negotiate your debt. The program can take up to three years, but Debt Solutions Network will keep you updated and guide you to ways you can rebuild your credit score when all your debt is settled.

Debt relief is a complex process that can take years. Be sure to compare more debt relief providers before you sign up.

Compare more debt relief providers

Data indicated here is updated regularly
Name Product Costs Requirements
Freedom Debt Relief
Monthly payment based on enrolled debt, no upfront fees
Must have at least $7,500 in unsecured debt and live in a serviced state.
Freedom Debt Relief is a debt settlement company that works to help people with unmanageable, unsecured debt get back on their feet.
National Debt Relief
18–25% of total enrolled debt
Must have a legitimate financial hardship which is preventing the ability to pay creditors and a minimum of $7,500 in debt.
Get back on your feet with a top-rated debt relief company that works with multiple types of debt.
Accredited Debt Relief
Charges and fees vary by the company you're ultimately connected with
Must be at least 18 years old and a legal US resident; additional terms may apply based on services and products used.
This A+ BBB-rated service offers free consultations to lower your monthly payments help you get out of debt faster.
Pacific Debt
15%–25% of total debt enrolled. Fees vary by state of residence.
Reside in a state where PDI’s services are available and have $10,000+ of debt to enroll
Consolidated Credit
Fees regulated by client's state of residence, can range from$0 to $69 with an average monthly fee of $35. No upfront or contingency fees.
Debt must not be payday loans or secured loans.
This debt settlement alternative can help you find a path to financial freedom.
American Credit Card Solutions
No upfront costs — settlement fees range from 15% to 25%, depending on your state of residence and amount of debt.
Must live in a state that American Credit Card Solutions serves, $10,000+ in unsecured debt, legitimate financial hardship which is preventing the ability to pay creditors
Overall positive customer ratings — but it's only available in 25 states.

Compare up to 4 providers

Before you sign up with a debt relief company

Debt relief companies typically charge a percentage of a customer’s debt or a monthly program fee for their services. And they aren’t always transparent about these costs or drawbacks that can negatively affect your credit score. You might pay other fees for third-party settlement services or setting up new accounts, which can leave you in a worse situation than when you signed up.

Consider alternatives before signing up with a debt relief company:

  • Payment extensions. Companies you owe may be willing to extend your payment due date or put you on a longer payment plan if you ask.
  • Nonprofit credit counseling. Look for free debt-management help from nonprofit organizations like the National Foundation for Credit Counseling.
  • Debt settlement. If you can manage to pay a portion of the bill, offer the collection agency a one-time payment as a settlement. Collection agencies are often willing to accept a lower payment on your debt to close the account.

Frequently asked questions

Expert review

Kellye Guinan

Review by

Kellye Guinan is a writer and editor with Finder and has years of experience in academic writing and research. Between her passion for books and her love of language, she works on creating stories and volunteering her time on worthy causes. She lives in the woods and likes to find new bug friends in between reading just a little too much nonfiction.

Expert review

Debt Solutions Network states that it can lower your debt by 40% to 70%. But its website isn’t secure, it has no business address listed and it doesn’t have any information about its fees. To better understand your options — including the full debt relief process — you’ll need to reach out by phone or email.

This makes it hard to say that Debt Solutions Network is an ideal choice for anyone. Like many debt relief companies, it may be helpful if you’re struggling with unsecured debt and need help contacting creditors. You should compare your debt relief options before getting started so you can make an informed decision about your debt.

Ask an expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use and Privacy and Cookies Policy.
Go to site