Finder makes money from featured partners, but editorial opinions are our own. Advertiser disclosure

How to buy Litecoin (LTC) with a credit card

Your step-by-step guide to buying Litecoin with a credit card or debit card.

Disclaimer: This page is not financial advice or an endorsement of digital assets, providers or services. Digital assets are volatile and risky, and past performance is no guarantee of future results. Potential regulations or policies can affect their availability and services provided. Talk with a financial professional before making a decision. Finder or the author may own cryptocurrency discussed on this page.

How to buy Litecoin with a credit card in 3 steps:

Step 1: Create an account

No matter which service you want to use to buy Litecoin with a credit card, you will have to create an account. This requires you to sign up with an email and password. Additionally, exchanges will require you to pass a know your customer (KYC) process. Once you are signed up and have passed KYC, you can use the service to buy Litecoin with a credit card.

Step 2: Set up a wallet

Generally, when buying Litecoin through an exchange, it will come with a wallet built in to the platform. Any Litecoin bought with a credit card will be deposited into the integrated wallet. In this case, continue to step 3.

Some exchanges request a Litecoin deposit address. In this case you will first need to set up a wallet to obtain a Litecoin address before buying LTC. Setting up a wallet requires downloading a Litecoin wallet, and following the steps to secure it. Once the wallet has been initialized, you will obtain a Litecoin address which can be pasted into the field that requests it.

Step 3: Purchase with credit card

The final step is to purchase LTC with your credit card. This requires you to input the full credit card number, the expiry date and CVV code. Depending on the provider, it will also ask for billing details along with the name on the card. After entering your details, you can input the amount of Litecoin you want to purchase. Usually you're able to specify an amount of Litecoin to buy or an amount of USD to spend.

Buying Litecoin with a credit card in the US

Many countries will block purchases of cryptocurrency with a credit card, Canada being one of them for all major credit card providers. Many in the United States will as well.

Litecoin exchanges

1 - 3 of 6
Name Product Deposit methods Fiat currencies Cryptocurrencies Offer Disclaimer Link
Finder Award
Kraken Cryptocurrency Exchange
Bank transfer, Credit card, Cryptocurrency, Debit card, Apple Pay, Google Pay, SWIFT, ACH online banking

6

243

Go to site

Capital at risk

View details
EXCLUSIVE
Paybis Cryptocurrency Exchange
Bank transfer, Credit card, Debit card, Neteller

42

357

Finder Exclusive: Get 25% discount on all commission for 1 transaction when using promocode Finder25. There is no time limit on the validity of the promo code.
US residents: Restricted in the following states - NY, CT, NM, WA, HI, AL, VT, FL, AK, NV.
Go to site

Capital at risk

View details
OFFER
Uphold - Digital Asset Platform
Bank transfer, Credit card, Debit card, Bank transfer (SEPA), Apple Pay, Google Pay

27

274

Refer a friend to earn US$20 — $10 for you and $10 for the person you refer. T&Cs apply.
Terms apply. Cryptoassets are highly volatile. Your capital is at risk.
Go to site

Capital at risk

View details
Disclaimer: Star ratings are only displayed for products with 10 or more reviews.
loading

Pros and cons of buying Litecoin with a credit card

Pros

  • Buying LTC with a credit card is instantaneous and purchases are deposited quickly.
  • Liquidity is not required to buy Litecoin with a credit card.

Cons

  • Credit card providers usually charge a cash advance fee when purchasing Litecoin.
  • The exchange or service that the user is buying Litecoin from often applies a surcharge of between 1.5% and 5%.
  • Litecoin purchases via credit card can attract unwanted attention from the associated bank or provider.

How to choose the right platform

Want to buy Litecoin with your credit or debit card but don't know which broker or exchange to use? Remember to take the following factors into account when comparing the available options:

  • Safety and security. Above all else, you want to be sure you're dealing with a trusted and secure provider. For more information, check out the "Is it safe to buy cryptocurrency with a credit card?" section.
  • Cost. The convenience of buying cryptocurrency with a credit or debit card comes at a price, so take some time to compare the fees charged by different platforms before picking one.
  • Supported currencies. Which cryptocurrencies does the platform allow you to buy using your credit card? Bitcoin and Ethereum are the 2 digital currencies that are most widely available, but some platforms will also allow you to buy a number of other coins.
  • Supported cards. Does the platform accept all major credit cards or even debit cards?
  • Transaction limits. What are the minimum and maximum amounts you can spend in any single transaction?
  • Processing times. How long will it take for the cryptocurrency you purchase to arrive in your wallet or a deposit to arrive on the platform?
  • Sell-side services. Does the exchange also allow you to sell your cryptocurrency, or is it a buy-only service? If you can sell your cryptocurrency, it's worth checking what fiat withdrawal methods are supported and whether any fees apply.
  • Customer support. Find out when the provider's customer support team is available and how you can get in contact with them, along with their reputation.

How much does it cost to buy Litecoin with a credit card?

While buying Litecoin with a credit or debit card is generally quick and easy, it can also be quite expensive. This is because there are several fees that can contribute to the cost of your transaction, not only from the cryptocurrency broker but also from your card issuer. These charges can include:

  • Cash advance fee. Many card issuers treat a cryptocurrency purchase as a cash advance. This means your purchase will usually incur a cash advance fee and will also attract higher interest rates than normal purchases.
  • Exchange/broker fee. The platform you use to buy Bitcoin or another cryptocurrency will impose its own transaction fee. These tend to range from 4–6%, but are higher in some cases.
  • Credit card surcharge. You may also be asked to pay a credit card surcharge on top of any other fees and commissions being charged.
  • Currency exchange fee. If you're using a US credit card on an overseas exchange, you might be paying credit card currency conversion rates. A 0% foreign fee credit card might be useful for cutting costs.

Is it safe to buy Litecoin with a credit card?

  • Check it's secure. Make sure the platform's web address starts with "https://" which means that all communications between your browser and the website are encrypted.
  • Check what security features it offers. What other features does the platform offer to protect your funds? For example, does it support 2-factor authentication? Are client funds stored offline?
  • Check where the exchange is based. Finding out where an exchange platform is based can give you a better idea of how it is regulated and whether there are any measures in place to protect you against fraud.
    • For example, Australian and Canadian digital currency exchanges must be registered and enrolled with AUSTRAC and FINTRAC, respectively.
  • Read reviews. Check out independent user reviews and browse online forums to find out what sort of experiences other users have had with the platform. Did it deliver the service promised? Would they recommend it to friends and family?
  • Check the exchange rate. Take a look at how the exchange rate you're getting compares to the current [ticker]/USD market rate. This will help you calculate just how much your transaction will cost.
  • Check your interest rate. Most card issuers will classify a cryptocurrency purchase as a cash advance, which means higher-than-normal interest rates apply. Be aware of how interest accrues with your card.
  • Know the risks of buying cryptocurrency. You've probably heard and read plenty about the volatility of Bitcoin and other cryptocurrencies, but don't assume that the coins you'll buy will increase in value enough to cover your purchase costs.

Buying LTC with a credit card frequently asked questions

How do I buy Litecoin instantly?

You can buy Litecoin instantly using a credit card. Check out Finder's recommended platforms here.

What is the safest way to buy Litecoin?

The safest way to buy Litecoin is through a cryptocurrency exchange using the spot market. While credit cards are faster, it is a less safe option due to you inputting credit card details.

Are there high fees when buying LTC with a credit card?

Yes, there are high fees when buying any cryptocurrency, including LTC, with a credit card.

Disclaimer: Cryptocurrencies are speculative, complex and involve significant risks – they are highly volatile and sensitive to secondary activity. Performance is unpredictable and past performance is no guarantee of future performance. Consider your own circumstances, and obtain your own advice, before relying on this information. You should also verify the nature of any product or service (including its legal status and relevant regulatory requirements) and consult the relevant Regulators' websites before making any decision. Finder, or the author, may have holdings in the cryptocurrencies discussed.

Whether products shown are available to you is subject to individual provider sole approval and discretion in accordance with the eligibility criteria and T&Cs on the provider website.

Name Product Deposit methods Fiat currencies Cryptocurrencies Offer Disclaimer Link
eToro Cryptocurrency Trading
eToro Cryptocurrency Trading
Bank transfer, Credit card, Debit card, Neteller, Skrill

18

78

Disclaimer: Cryptoasset investing is highly volatile and unregulated in the UK and some EU countries. No consumer protection. Tax on profits may apply.
Go to site

Capital at risk

View details
Binance Cryptocurrency Exchange (Not available to US users)
Bank transfer, Cryptocurrency

1

369

Go to site

Capital at risk

View details
KuCoin Cryptocurrency Exchange
KuCoin Cryptocurrency Exchange
Bank transfer, Credit card, Cryptocurrency, Debit card, PayPal, P2P

50

743

Go to site

Capital at risk

View details
Bybit Cryptocurrency Exchange
Bybit Cryptocurrency Exchange
Bank transfer, Credit card, Cryptocurrency, Debit card, P2P

73

279

Disclaimer: Highly volatile investment product. Your capital is at risk.
Go to site

Capital at risk

View details
Gate.io Cryptocurrency Exchange
Bank transfer, Credit card, Cryptocurrency, Debit card

8

1607

Go to site

Capital at risk

View details
Kraken Cryptocurrency Exchange
Bank transfer, Credit card, Cryptocurrency, Debit card, Apple Pay, Google Pay, SWIFT

8

222

Go to site

Capital at risk

View details
OKX Cryptocurrency Exchange
Bank transfer, Cryptocurrency, iDEAL, PayPal, POLi, SEPA, Faster Payments (FPS)

35

338

Go to site

Capital at risk

View details
Uphold
Uphold
Bank transfer (ACH), Credit card, Debit card, Apple Pay, Google Pay

27

237

Capital at risk

View details
EXCLUSIVE
Paybis Cryptocurrency Exchange
Bank transfer, Credit card, Debit card, Neteller

42

357

Finder Exclusive: Get 25% discount on all commission for 1 transaction when using promocode Finder25. There is no time limit on the validity of the promo code.
US residents: Restricted in the following states - NY, CT, NM, WA, HI, AL, VT, FL, AK, NV.
Go to site

Capital at risk

View details
Finder Award
Bitstamp Cryptocurrency Exchange
Bank transfer, Credit card, Cryptocurrency, Debit card, SEPA, Faster Payments (FPS)

3

90

Capital at risk

View details
Coinmama Cryptocurrency Marketplace
Credit card, Fedwire, SEPA, Google Pay, SWIFT, Bank card

6

15

Capital at risk

View details
OFFER
Gemini Cryptocurrency Exchange
Bank transfer (ACH), Cryptocurrency, Debit card, PayPal, Apple Pay, Google Pay, SWIFT

7

152

Go to site

Capital at risk

View details
Finder Award
Crypto.com App
Bank transfer, Credit card, Cryptocurrency, Debit card, PayPal, Wire transfer, Apple Pay, Google Pay, SWIFT

31

378

Capital at risk

View details
loading

Are you visiting from outside the US?

Select an option to continue

Bybit Cryptocurrency Exchange

Bybit Cryptocurrency Exchange logo
  • Offers leverage and derivative trading
  • Supports EUR, GBP and CHF
  • Licensed to operate in all European countries
Go to site
Disclaimer: Highly volatile investment product. Your capital is at risk.

Kraken Cryptocurrency Exchange

Kraken Cryptocurrency Exchange logo
  • Large selection of cryptocurrencies
  • Low fees for active traders
  • Pleasant UI for new traders
Go to site

KuCoin Cryptocurrency Exchange

KuCoin Cryptocurrency Exchange logo
  • Buy, sell and trade over 700 crypto assets
  • Supports 10 Asian fiat currencies
  • Offers crypto futures trading
Go to site

Kraken Cryptocurrency Exchange

Kraken Cryptocurrency Exchange logo
  • Buy, sell and trade over 200 crypto assets
  • Licensed to operate in 17 jurisdictions in Oceania
  • Supports AUD
Go to site

Binance Cryptocurrency Exchange (Not available to US users)

Binance Cryptocurrency Exchange (Not available to US users) logo
  • Supports over 300 crypto assets
  • Binance Pay enables users spend their crypto
  • Binance P2P supports multiple African fiat currencies
Go to site

Binance Cryptocurrency Exchange (Not available to US users)

Binance Cryptocurrency Exchange (Not available to US users) logo
  • Supports over 300 crypto assets
  • Binance Pay works with Credencial Payments to support crypto payments
  • Binance P2P supports five Latin American fiat currencies
Go to site

Bybit Cryptocurrency Exchange

Bybit Cryptocurrency Exchange logo
  • Supports leverage and derivative trading
  • Supports 300 spot trading pairs
  • Low-to-non-existent trading fees
Go to site
Disclaimer: Highly volatile investment product. Your capital is at risk.

More guides on Finder

Ask a Question

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Go to site