Maybe you’re looking for identity theft for your whole family, your kids or your elderly parents. LifeLock sounds like the obvious answer, being one of the most well-known identity theft companies in the US. But for just one adult, pricing starts at $11.99 to $34.99 per month. If you want to protect two adults and up to five kids, your pricing for the Ultimate Plus plan starts at $79.99 per month. Compare top alternatives to Lifelock, including options for parents and seniors.
Greenlight is a well-rounded option for families, offering prepaid debit cards for kids and elderly parents since it has no age restrictions. The Greenlight Infinity plan includes identity theft protection (powered by Experian) with features like dark web monitoring, security alerts and identity restoration. Greenlight also offers a plan called Family Shield that is heavily designed for seniors and their caregivers, which includes up to $1 million in identity theft insurance, $100K in deceptive transfer coverage and helpful education. However, Greenlight Infinity costs $14.98 per month, and Family Shield costs $24.98 per month, and there are no ways to waive those monthly fees.
APY
6.00%
Fee
$24.98. per month
Minimum deposit to open
$0
Greenlight is a well-rounded option for families, offering prepaid debit cards for kids and elderly parents since it has no age restrictions. The Greenlight Infinity plan includes identity theft protection (powered by Experian) with features like dark web monitoring, security alerts and identity restoration. Greenlight also offers a plan called Family Shield that is heavily designed for seniors and their caregivers, which includes up to $1 million in identity theft insurance, $100K in deceptive transfer coverage and helpful education. However, Greenlight Infinity costs $14.98 per month, and Family Shield costs $24.98 per month, and there are no ways to waive those monthly fees.
Pros
No age restrictions for debit cards
Dark web monitoring and alerts
Family Shield offers added support for seniors and caregivers
From the same folks who created the FICO credit score, myFICO offers comprehensive identity theft protection plans. There's a Free Plan option, and while it doesn't provide as much as a paid plan, you can view your FICO credit scores, credit score tracking and alerts if there are changes to your reports to spot potential identity theft. If you're alright with a paid plan, the three plans cost $19.95 to $39.95 per month, offering extras like $1 million in identity theft insurance, 24/7 identity restoration services, credit and score monitoring and the ability to view your FICO scores for various loan types. However, to get identity monitoring and three-bureau tracking, you must upgrade to Advanced or Premium.
Fee
From $0 per month
Credit Bureaus
Equifax, Experian, TransUnion
From the same folks who created the FICO credit score, myFICO offers comprehensive identity theft protection plans. There's a Free Plan option, and while it doesn't provide as much as a paid plan, you can view your FICO credit scores, credit score tracking and alerts if there are changes to your reports to spot potential identity theft. If you're alright with a paid plan, the three plans cost $19.95 to $39.95 per month, offering extras like $1 million in identity theft insurance, 24/7 identity restoration services, credit and score monitoring and the ability to view your FICO scores for various loan types. However, to get identity monitoring and three-bureau tracking, you must upgrade to Advanced or Premium.
Pros
From FICO
Free plan available
Credit report and score monitoring
Paid plans with extra perks
Cons
Advanced or Premium required for 3-bureau tracking
From the credit bureau TransUnion, IdentityForce naturally offers credit report monitoring from the three major credit bureaus, and daily TransUnion reports and scores. It provides very high identity theft insurance of up to $2 million, whereas most others cap out at $1 million. After signing up, you get a personalized identity safety score and a personalized action plan. For protection, you'll have dark web scanning, SSN monitoring, financial account monitoring, phishing monitoring, a dedicated restoration specialist and so much more. Pricing and plan structures are similar to LifeLock, offering individual and family plans. Individual plans start at $34.90 per month, and family plans start at $39.90 per month.
Fee
From $34.90 per month
Credit Bureaus
Equifax, Experian, TransUnion
From the credit bureau TransUnion, IdentityForce naturally offers credit report monitoring from the three major credit bureaus, and daily TransUnion reports and scores. It provides very high identity theft insurance of up to $2 million, whereas most others cap out at $1 million. After signing up, you get a personalized identity safety score and a personalized action plan. For protection, you'll have dark web scanning, SSN monitoring, financial account monitoring, phishing monitoring, a dedicated restoration specialist and so much more. Pricing and plan structures are similar to LifeLock, offering individual and family plans. Individual plans start at $34.90 per month, and family plans start at $39.90 per month.
Pros
Three-bureau credit monitoring
High $2 million identity theft insurance
Action plans and comprehensive protection
Individual and family plans available
Cons
High $39.90 monthly fee for family plan
Individual plan more expensive than LifeLock's
Annual Percentage Yield (APY)
N/A
Fee
From $34.90 per month
Fee
From $34.90 per month
Credit Bureaus
Equifax, Experian, TransUnion
Alternative for large families
Experian IdentityWorks
Experian Identity Works, from the bureau Experian itself, offers an identity theft protection service with tools to help monitor, detect and respond to potential identity fraud. A free plan is available, called Basic, which just offers the basics in credit reporting and scores from Experian. The Premium plan for $24.99 per month and the Family plan for $34.99 per month gets you all the trimmings, including the ability to lock your credit in seconds, dark web surveillance, monthly privacy scans, identity theft insurance of up to $1 million and identity restoration support from US-based fraud resolution agents. The Family plan lets you add two adults and up to 10 children — great for large families. There's also a 7-day free trial if you want to test the paid plans.
Fee
From $0 per month
Credit Bureaus
Experian
Experian Identity Works, from the bureau Experian itself, offers an identity theft protection service with tools to help monitor, detect and respond to potential identity fraud. A free plan is available, called Basic, which just offers the basics in credit reporting and scores from Experian. The Premium plan for $24.99 per month and the Family plan for $34.99 per month gets you all the trimmings, including the ability to lock your credit in seconds, dark web surveillance, monthly privacy scans, identity theft insurance of up to $1 million and identity restoration support from US-based fraud resolution agents. The Family plan lets you add two adults and up to 10 children — great for large families. There's also a 7-day free trial if you want to test the paid plans.
Pros
From a credit bureau
Lock credit reports online
7-day free trial for paid plans
Family plan for 2 adults and up to 10 children
Cons
Premium and Family on the expensive side
Free plan only offers credit and score tracking from Experian
Annual Percentage Yield (APY)
N/A
Fee
From $0 per month
Fee
From $0 per month
Credit Bureaus
Experian
How LifeLock compares
From Norton, the same company with the infamous antivirus program, LifeLock offers identity theft protection services including credit monitoring, identity alerts and up to $3 million in identity theft insurance. It monitors your personal information across the web, including your Social Security number, bank accounts and alerts you to potential threats. Additionally, most plans come with Norton antivirus and VPN.
While LifeLock by Norton is a very popular choice, its family pricing may not be affordable or worth it for everyone. And credit monitoring may only be from one bureau unless you pay for higher-tier plans, and customers often report that prices tend to increase when it’s time to renew.
Bethany Hickey is the banking editor and personal finance expert at Finder, specializing in banking, lending, insurance, and crypto.
Bethany’s expertise in personal finance has garnered recognition from esteemed media outlets, such as Nasdaq, MSN, Yahoo Finance, GOBankingRates, SuperMoney, AOL and Newsweek. Her articles offer practical financial strategies to Americans, empowering them to make decisions that meet their financial goals. Her past work includes articles on generational spending and saving habits, lending, budgeting and managing debt.
Before joining Finder, she was a content manager where she wrote hundreds of articles and news pieces on auto financing and credit repair for CarsDirect, Auto Credit Express and The Car Connection, among others.
Bethany holds a BA in English from the University of Michigan-Flint, and was poetry editor for the university’s Qua Literary and Fine Arts Magazine. See full bio
Bethany's expertise
Bethany has written 449 Finder guides across topics including:
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