At most major gas-station chains, you can use your credit card — whether it’s from Visa, Mastercard, American Express or Discover.
A notable exception is ARCO. ARCO only allows you to pay for gas using your debit card or cash — not your credit card. This long-standing policy helps the company save on credit card processing fees.
Recently, the chain has experimented with accepting credit cards at select locations. As of March 2022, only select ARCO stations in Washington, Oregon and Northern California accept credit cards. The ARCO website doesn’t list these locations, so give your local ARCO a ring ahead of time if you need to pay with a credit card.
Capital One Quicksilver Cash Rewards Credit Card
Welcome offer
Min. credit score
Capital One QuicksilverOne Cash Rewards Credit Card
Welcome offer
Min. credit score
Blue Cash Preferred® Card from American Express
Welcome offer
Min. credit score
| Accepted at | Visa | Mastercard | American Express | Discover | Debit cards |
|---|---|---|---|---|---|
| Chevron |  | | | | |
| ExxonMobil | | | | | |
| Shell | | | | | |
| ARCO* |  | | | | |
| 76/Phillips 66 | | | | | |
| 7-11 | | | | | |
| BP/Amoco | | | | | |
| Costco | | | | | |
| Kwik Trip | | | | | |
| Circle K | | | | | |
| Wawa | | | | | |
*Credit cards are accepted at select ARCO locations.
When choosing a gas credit card, look for a product that offers bonus rewards on fuel. Your ideal card might also offer elevated rewards for other categories that you spend heavily in. To see the full list of cards that earn accelerated rewards on gas, visit our guide on gas rewards credit cards.
Not necessarily. Many “everyday” rewards cards include gas as a category in their offered rewards, usually around 3% back on your gas purchases. The main advantage to getting a gas-specific rewards card is higher earning rate on those gas purchases. The tradeoff is you’re usually restricted to certain gas stations, or there’s an earning cap on your maximum gas rewards each year.
No matter where you go, you shouldn’t have a problem using your credit card to fill up your tank. To make sure you earn the most rewards on your pit stops, compare the best gas credit card options available and pick one that best suits your needs.
Look for a gas card that will reward you for your fuel spending. Alternatively, look for a strong rewards product.
The best credit cards for young adults are cards with low or no credit score requirements, low or no interest and rewards to go around.
Plus, how many credit cards should you have?
Credit cards can do more harm than good if you’re not careful.
The 6 best cards that charge zero interest include Step Black Card, Chime Credit Builder, Varo Believe, Cleo Credit Builder and more.
Some providers have secured cards with no maximum deposits.
If you’re looking for a credit card but have a bad credit rating, use this guide to compare suitable credit cards and regain control over your finances.
Shopping online is very simple and convenient, yet can seem risky for cardholders. Follow this guide and make sure to keep your personal details safe too.
Understand how your credit card CCV or CVC number works and how it’s used to protect your credit card.
Credit cards come with both benefits and risks, so use our list of pros and cons to weigh up your options.
Canceling a credit card can be a good idea, especially if you’re not using it any longer, if it’s been stolen or if you’re in the market for a new card. It’s important you do it the right way, though, or you risk damaging your credit file or paying costs from your existing account.