Check 'n Go payday loans review April 2018 | finder.com

Check ‘n Go payday loans review

Check ‘n Go offers more than just payday loans. Is it the right solution for you?

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If you’re considering a payday loan for an unexpected bill or emergency, Check ‘n Go might be a way to get the money you need quickly. With 24 hour customer support, they pride themselves on being there for their customers through the entire loan process. They strives to be a trusted and reliable payday loan resource in the industry.

Our review will take you through all of the factors you should consider when you’re thinking of taking out a loan.

How does getting a payday loan from Check ‘n Go work?

There are three simple steps to applying for a loan.

  • Apply. The online application takes only a few minutes to complete, and won’t have to worry about faxing documents if you qualify for the faxless option.
  • Collect your funds. If your application is approved, money can be deposited into your bank account as soon as the next business day.
  • Repay. On your next payday, the loan amount and financing fees will be electronically withdrawn from your bank account.

How much does it cost to borrow from Check ‘n Go?

It depends on your state and how much you want to borrow. In general, a payday loan through Check ‘n Go works like any other–you repay both the principle (the amount you borrow) and all the associated costs (interest and financing fees).

Because fees vary from state to state, you’ll need to select yours drop-down menu on Check ‘n Go’s website to learn about the fees for your payday loan and the maximum amount you can borrow.

In accordance with state laws, other fees and charges may also apply, such rollover fees and collection fees. If you default, you may have to pay court fees and attorney costs.

What does Check ‘n Go offer?

Check ‘n Go provides more services than just payday loans, but they aren’t available in all states. Confirm they operate where you live before you apply.

What are the benefits of taking out a payday loan with Check ‘n Go?

  • Easy application process. You can submit an online application in a matter of minutes or apply at a Check ‘n Go store.
  • Quick access to funds. If you apply at a storefront, you can have your money within a few hours after approval. If you apply online, funds are typically transferred into your bank account as soon as the next business day.
  • Use funds for any purpose. As long as you use the money for legitimate purposes, you are free to spend it any way you want.
  • Bad credit is OK. You can apply for a Check ‘n Go payday loan even if you have bad credit. What matters most is your ability to repay.

How do Check ‘n Go loans compare?

Rates last updated April 23rd, 2018
Unfortunately, none of the short term loan providers currently offer loans in your state. Learn more about short term loans in your state to find an alternative.
Name Product Product Description Maximum Loan Amount Term of Loan Turnaround Time Requirements
Check into Cash Payday Loan
With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.
$1,000
Varies by state
1–2 business days
You must be at least 21 and an American citizen and have a bank account, email address and phone number.
LendUp Payday Loans
LendUp offers $250 loans for first-time borrowers. Good credit is not required. Visit the site to see if available in your state.
$250
7–30 days
generally receive the money the next business day
Be 18+ years of age and have a checking account that can accept electronic transfers.
CashNetUSA Loan
Apply for a short-term loan with an easy online application and dedicated customer service.
Varies by state
Varies by state
1 business day
You must be a US citizen or permanent resident, be at least 18 years old and have regular income and a bank account.
ACE Cash Express Payday Loans
Quick payday, installment and title loans with no prepayment penalty and a 72-hour satisfaction guarantee. Funds can be loaded on an ACE Elite™ Visa® Prepaid Debit Card.
Varies by state
Varies by state
Generally receive the money the next business day
Must be 18+ years old, have a steady source of income and a checking or savings account. Must not be a debtor in bankruptcy.
LoanByPhone Payday and Installment Loans
This mobile lender offers convenient cash loans. Apply online or by phone.
$3,000
Varies by state
1–2 business days
Must be 21 years old and have a Social Security number, a regular source of income, a valid email address, an active checking account and a phone number.
BadCreditLoans.com
With straightforward, simple qualifications, these loans offer easy approval for people with poor credit.
$5,000
3 to 36 months
Varies
Depending on lender requirements, people from all 50 states may not be eligible for a personal loan.

Compare up to 4 providers

Do I qualify for a payday loan from Check ‘n Go?

To apply, you have to meet these eligibility criteria:

  • Be a US citizen or a permanent resident
  • Be at least 18 years old (varies by state)
  • Have a regular source of income
  • Have an active bank account

You also have to provide some basic information:

  • Your name and contact details
  • Details from a valid form of ID
  • Proof of income
  • Your checking account details
  • Are payday loans available in my state?

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2 Responses

  1. Default Gravatar
    RachelMay 29, 2017

    If I got approved for a loan on Sunday, but Monday was a holiday, when will I receive my funds in my account?

    • Staff
      HaroldJune 21, 2017Staff

      Hi Rachel,

      Thank you for your inquiry.

      Regarding this matter, it would be nice to coordinate directly with your lender to clarify the information. They have the direct access with your account to check the necessary information.

      I hope this information has helped.

      Cheers,
      Harold

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