Check 'n Go payday loans review September 2018 | finder.com

Check ‘n Go payday loans review

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Check ‘n Go offers more than just payday loans. Is it the right solution for you?

If you’re considering a payday loan for an unexpected bill or emergency, Check ‘n Go might be a way to get the money you need quickly. With 24 hour customer support, they pride themselves on being there for their customers through the entire loan process. They strives to be a trusted and reliable payday loan resource in the industry.

Our review will take you through all of the factors you should consider when you’re thinking of taking out a loan.

How does getting a payday loan from Check ‘n Go work?

There are three simple steps to applying for a loan.

  • Apply. The online application takes only a few minutes to complete, and won’t have to worry about faxing documents if you qualify for the faxless option.
  • Collect your funds. If your application is approved, money can be deposited into your bank account as soon as the next business day.
  • Repay. On your next payday, the loan amount and financing fees will be electronically withdrawn from your bank account.

How much does it cost to borrow from Check ‘n Go?

It depends on your state and how much you want to borrow. In general, a payday loan through Check ‘n Go works like any other–you repay both the principal (the amount you borrow) and all the associated costs (interest and financing fees).

Because fees vary from state to state, you’ll need to select yours drop-down menu on Check ‘n Go’s website to learn about the fees for your payday loan and the maximum amount you can borrow.

In accordance with state laws, other fees and charges may also apply, such rollover fees and collection fees. If you default, you may have to pay court fees and attorney costs.

What does Check ‘n Go offer?

Check ‘n Go provides more services than just payday loans, but they aren’t available in all states. Confirm they operate where you live before you apply.

What are the benefits of taking out a payday loan with Check ‘n Go?

  • Easy application process. You can submit an online application in a matter of minutes or apply at a Check ‘n Go store.
  • Quick access to funds. If you apply at a storefront, you can have your money within a few hours after approval. If you apply online, funds are typically transferred into your bank account as soon as the next business day.
  • Use funds for any purpose. As long as you use the money for legitimate purposes, you are free to spend it any way you want.
  • Bad credit is OK. You can apply for a Check ‘n Go payday loan even if you have bad credit. What matters most is your ability to repay.

How do Check ‘n Go loans compare?

Rates last updated September 22nd, 2018
Unfortunately, none of the short term loan providers currently offer loans in your state. Learn more about short term loans in your state to find an alternative.
Name Product Product Description Max. Loan Amount Turnaround Time Requirements
LendYou Payday Loans
Apply online with this loan-connection company offering unrestricted short-term loans at high maximums — fast turnaround.
$15,000
1 business day
You must be a US citizen or permanent resident, age 18+ and have a regular income.
CashUSA Installment Loans
$10,000
As early as 1 business day
Monthly income of $1,000+ after taxes and valid checking account.
CashNetUSA Loan
Apply for a short-term loan with an easy online application and dedicated customer service.
Varies by state
1 business day
You must be a US citizen or permanent resident, be at least 18 years old and have regular income and a bank account.
OppLoans Installment Loans
Installment loans with competitive rates from a top-rated direct lender.
$5,000
1 business day
Open to residents of AL, AK, AZ, CA, DC, DE, FL, GA, HI, ID, IL, IN, KS, KY, MI, MN, MO, MS, MT, ND, NE, NV, NM, OH, OK, OR, SC, SD, TN, TX, UT, VA, WA, WI and WY. Must have direct deposit and meet minimum income requirements.
Check into Cash Payday Loan
With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.
$1,000
1–2 business days
You must be at least 21 and an American citizen and have a bank account, email address and phone number.
Jora Installment Loans
Installment loans with repayment terms up to 30 months, depending on your state.
$2,600
1–2 days
Must have an active checking account, regular source of income and email address.
ACE Cash Express Payday Loans
Quick payday, installment and title loans with no prepayment penalty and a 72-hour satisfaction guarantee. Funds can be loaded on an ACE Elite™ Visa® Prepaid Debit Card.
Varies by state
Generally receive the money the next business day
Must be 18+ years old, have a steady source of income and a checking or savings account. Must not be a debtor in bankruptcy.

Compare up to 4 providers

Do I qualify for a payday loan from Check ‘n Go?

To apply, you have to meet these eligibility criteria:

  • Be a US citizen or a permanent resident
  • Be at least 18 years old (varies by state)
  • Have a regular source of income
  • Have an active bank account

You also have to provide some basic information:

  • Your name and contact details
  • Details from a valid form of ID
  • Proof of income
  • Your checking account details
  • Are payday loans available in my state?

Check ‘n Go payday loans aren’t available in the following states:

  • Arizona
  • Alaska
  • Arkansas
  • Colorado
  • Connecticut
  • Georgia
  • Louisiana
  • Maryland
  • Massachusetts
  • Minnesota
  • Montana
  • New Hampshire
  • New Jersey
  • New York
  • North Carolina
  • Oregon
  • Pennsylvania
  • South Dakota
  • Vermont
  • Virginia
  • Washington
  • West Virginia

Frequently asked questions

Aliyyah Camp

Aliyyah Camp is a publisher for finder.com helping folks compare personal, student, car and business loans. When she's not helping people with their personal finances, you can find her going for runs outdoors.

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4 Responses

  1. Default Gravatar
    MaryJuly 6, 2018

    I have poor credit but get social security where should I apply

    • finder Customer Care
      JoanneJuly 6, 2018Staff

      Hi Mary,

      Thanks for reaching out.

      For this lender, you can use your Social Security benefits or disability payments as acceptable sources of income in your payday loan application. Also, you can apply for a Check ‘n Go payday loan even if you have bad credit. What matters most is your ability to repay. To get additional details on the eligibility requirements, please review the lender’s criteria discussed on this page above.

      This page will allow you to compare options with other lenders. Just enter the state you’re in and click on the blue “show me my options” button.

      Hope this helps,
      Joanne

  2. Default Gravatar
    RachelMay 29, 2017

    If I got approved for a loan on Sunday, but Monday was a holiday, when will I receive my funds in my account?

    • finder Customer Care
      HaroldJune 21, 2017Staff

      Hi Rachel,

      Thank you for your inquiry.

      Regarding this matter, it would be nice to coordinate directly with your lender to clarify the information. They have the direct access with your account to check the necessary information.

      I hope this information has helped.

      Cheers,
      Harold

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