payday loans review April 2019 | short-term loan connection service review

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

What happens when I click Go to site?
  • Clicking Go to site will take you to your Online Application on the product issuer's website. You do not need to be an existing customer of this provider to apply.
  • Your application will typically take you no more than 10-15 minutes to complete.
  • Conditional approval will typically happen within 1 business day after submitting your application. In many cases, you will have your funds within a week.
Click here to start your application >>

Quickly compare lenders with this top connection service.

Searching for a loan may not be your top priority. may be able to speed up the process of finding a lender, no matter your credit history. But you aren’t guaranteed to be connected, and if you are, be prepared for the high fees that come with short-term loans.
Product Payday Loans
Min. Loan Amount$100
Max. Loan Amount$1,000
Loan TermUp to 1 month
Loan SecurityUnsecured
Turnaround Time1 to 2 business days
CostsDetermined by the lender based on the information you submit.
RequirementsYou must be at least 18 years old with take-home monthly income of at least $1,000 after taxes.
Go to site does not service these states:

  • Arizona
  • Arkansas
  • Connecticut
  • Georgia
  • Maine
  • Maryland
  • Massachusetts
  • Montana
  • New Hampshire
  • New Jersey
  • New York
  • North Carolina
  • Oregon
  • Pennsylvania
  • Texas
  • Utah
  • Vermont
  • West Virginia

If you live in an area doesn’t service, you may want to see what other lenders are available in your state.

What is is a short-term loan connection service run by the Ute Indian Tribe. Its network of lenders offer loans ranging between $100 and $1,000, although the maximum you qualify for will depend on the laws of your state and your financial situation. Interest rates will vary, but you may face an APR over 1,500% if you borrow a large amount of money for only a short period of time.

Its site is designed to guide you to the information you need in order to make an informed decision. There are not only research tools directly on the site, but lending specialists and customer service representatives ready to help guide you through the process of getting funding when you need it most.

What are the benefits of using

  • Large lending network. has an extensive network of lenders that it contacts when your loan request is submitted. This means you receive the a loan offer that suits your needs.
  • Tools to increase transparency. As a feature of its website, provides a Customer Resource section, which includes a sliding scale that shows the potential APR and total amount paid for a short-term loan based on the loan amount and length.
  • Bad credit is OK. As long as you meet’s basic eligibility criteria, you may still be eligible for a loan even if you have bad credit or a spotty credit history.

What to watch out for

  • Must be employed. Although there are some short-term lenders that accept borrowers without a job, you’ll need to be regularly employed and earn at least $1,000 a month after taxes to be connected with a lender through
  • Potentially high APR. Because works with short-term lenders, you may face an APR that costs you much more than a traditional loan from a bank.
  • No guarantee. The lenders in’s network work with all sorts of people — including some who have been through bankruptcy — but depending on your state, income and current financial situations, may not be able to find a lender that can work with you.

Compare connection services like

Updated April 22nd, 2019
Name Product Filter Values Max. Loan Amount Turnaround Time Requirements
1 business day
You must be a US citizen or permanent resident, age 18+ and have a regular income.
Apply online with this loan-connection service offering unrestricted short-term loans with fast turnaround.
1 business day
Must be employed, receive regular income, earn at least $800 a month, have a checking account, be 18+ yrs old and a US citizen.
Potentially get approved for a short-term loan through this lender-connection service, even with poor credit history.
As early as 1 business day
Must have a monthly income of $1,000+ after taxes and valid checking account.
An online connection service for quick cash loans.
1 business day
You must be a US citizen, at least 18 years old, and have a valid bank account.
If you have bad credit or no credit history, apply to be connected to a network of lenders for funding at rates that vary by state.
1 to 2 business days
You must be at least 18 years old with take-home monthly income of at least $1,000 after taxes.
Whether for emergencies or unexpected expenses, this provider may be able to connect you among its nationwide network of lenders.

Compare up to 4 providers

Must read: Beware of high costs

Using won’t cost you anything, but that doesn’t mean borrowing a short-term loan is free. If you’re connected with a lender, read over its terms carefully. Many states have limits on how much you can be charged in financing fees. However, those limits can be as high as $20 for every $100 borrowed — or not exist at all.

Before you agree to a loan, check your budget and make sure you’ll have enough to repay. If not, you may want to consider some alternatives to short-term loan.

Is it safe to use

Yes. ensures all loans are with reputable short-term loan lenders, and it provides its customers with information that can assist them in making responsible borrowing decisions. Its policies are in line with regulations set by Fair Lending laws, and is also a member of the Online Lenders Alliance (OLA), which outlines a list of best practices to make sure borrowers receive fair treatment and remain fully informed.

That being said, your information will be shared with third parties. By completing its online application, you authorize to share your information with lenders and other marketing partners that may text, call or leave prerecorded messages at any number you supply — sometimes long after you’ve applied.

What do borrowers say about

There isn’t much out there on While it has a Better Business Bureau (BBB) page, it isn’t accredited and earns an F rating based off five complaints. However, these complaints don’t actually say much wrong with Two are hidden, and the three that are shown don’t point out any problems with itself.

As with all short-term loan connection services, it pays to be smart and to review the lender you’re connected with before you agree to a loan contract.

Am I eligible?

To be connected with a lender, requires you to meet the following eligibility criteria:

  • You must be currently employed
  • You must earn at least $1,000 after taxes each month
  • You must have an active checking or savings account
  • You must be a citizen or permanent resident of the US
  • You must be at least 18 years old

How do I fill out’s online form? has a simple online form that requires only basic information in order to potentially connect you with a lender. To keep the process quick, follow the steps outlined below:

  1. Click the Go to Site button to be redirected to’s website.
  2. Select your loan amount, then enter your zip code, full name and email. Click Get Started.
  3. Enter your address, phone number, ID number Social Security number and date of birth. Click Continue.
  4. Enter information about your income, employer and bank account.
  5. Read the Privacy Policy, E-Consent form and Terms of Use. Click Submit.

It may take a few minutes for to process your request. If you are connected with a lender, read its terms carefully before agreeing to a loan.

I was connected with a lender. Now what?

Once you’ve been connected with a lender, it’s up to you to complete the application process and set up repayments. Most lenders offer automatic options that will debit your bank account on your due date, but you may also be able to send in a check, money order or make a manual online payment as well.

Before you finalize your loan, check to make sure your lender is legit and that you understand its terms.

Bottom line

When you’re facing a tough financial situation and don’t have time to go searching for lenders, may be able to connect you to one that works for you. While you need to meet a few basic income requirements, you won’t have to have the best credit — and you may qualify even if you’ve faced bankruptcy in the past.

However, it pays to understand payday loans before you borrow. And if isn’t your top choice, you can compare sites like to find a similar option.

Frequently asked questions

Are payday loans available in my state?

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site