Quickly compare lenders with this top connection service.
finder.com’s rating: 2.7 / 5.0
Searching for a loan may not be your top priority. CashAdvance.com may be able to speed up the process of finding a lender, no matter your credit history. But you aren’t guaranteed to be connected, and if you are, be prepared for the high fees that come with short-term loans.
Jeremy is finder's Global Head of Publishing & Editorial. Jeremy has been with finder since the very beginning and is part of the founding team working closely with Fred and Frank to build finder.com into the comparison network it is today.
CashAdvance.com is a short-term loan connection service run by the Ute Indian Tribe. Its network of lenders offer loans ranging between $100 and $1,000, although the maximum you qualify for will depend on the laws of your state and your financial situation. Interest rates will vary, but you may face an APR over 1,500% if you borrow a large amount of money for only a short period of time.
Its site is designed to guide you to the information you need in order to make an informed decision. There are not only research tools directly on the site, but lending specialists and customer service representatives ready to help guide you through the process of getting funding when you need it most.
What are the benefits of using CashAdvance.com?
Large lending network. CashAdvance.com has an extensive network of lenders that it contacts when your loan request is submitted. This means you receive the a loan offer that suits your needs.
Tools to increase transparency. As a feature of its website, CashAdvance.com provides a Customer Resource section, which includes a sliding scale that shows the potential APR and total amount paid for a short-term loan based on the loan amount and length.
Bad credit is OK. As long as you meet CashAdvance.com’s basic eligibility criteria, you may still be eligible for a loan even if you have bad credit or a spotty credit history.
What to watch out for
Must be employed. Although there are some short-term lenders that accept borrowers without a job, you’ll need to be regularly employed and earn at least $1,000 a month after taxes to be connected with a lender through CashAdvance.com.
Potentially high APR. Because CashAdvance.com works with short-term lenders, you may face an APR that costs you much more than a traditional loan from a bank.
No guarantee. The lenders in CashAdvance.com’s network work with all sorts of people — including some who have been through bankruptcy — but depending on your state, income and current financial situations, CashAdvance.com may not be able to find a lender that can work with you.
Compare connection services like CashAdvance.com
Updated April 6th, 2020
Must read: Beware of high costs
Using CashAdvance.com won’t cost you anything, but that doesn’t mean borrowing a short-term loan is free. If you’re connected with a lender, read over its terms carefully. Many states have limits on how much you can be charged in financing fees. However, those limits can be as high as $20 for every $100 borrowed — or not exist at all.
Yes. CashAdvance.com ensures all loans are with reputable short-term loan lenders, and it provides its customers with information that can assist them in making responsible borrowing decisions. Its policies are in line with regulations set by Fair Lending laws, and CashAdvance.com is also a member of the Online Lenders Alliance (OLA), which outlines a list of best practices to make sure borrowers receive fair treatment and remain fully informed.
That being said, your information will be shared with third parties. By completing its online application, you authorize CashAdvance.com to share your information with lenders and other marketing partners that may text, call or leave prerecorded messages at any number you supply — sometimes long after you’ve applied.
What do borrowers say about CashAdvance.com?
There isn’t much out there on CashAdvance.com. While it has a Better Business Bureau (BBB) page, it isn’t accredited and earns an F rating based off five complaints. However, these complaints don’t actually say much wrong with CashAdvance.com. Two are hidden, and the three that are shown don’t point out any problems with CashAdvance.com itself.
As with all short-term loan connection services, it pays to be smart and to review the lender you’re connected with before you agree to a loan contract.
Am I eligible?
To be connected with a lender, CashAdvance.com requires you to meet the following eligibility criteria:
You must be currently employed
You must earn at least $1,000 after taxes each month
You must have an active checking or savings account
You must be a citizen or permanent resident of the US
You must be at least 18 years old
How do I fill out CashAdvance.com’s online form?
CashAdvance.com has a simple online form that requires only basic information in order to potentially connect you with a lender. To keep the process quick, follow the steps outlined below:
Click the Go to Site button to be redirected to CashAdvance.com’s website.
Select your loan amount, then enter your zip code, full name and email. Click Get Started.
Enter your address, phone number, ID number Social Security number and date of birth. Click Continue.
Enter information about your income, employer and bank account.
It may take a few minutes for CashAdvance.com to process your request. If you are connected with a lender, read its terms carefully before agreeing to a loan.
I was connected with a lender. Now what?
Once you’ve been connected with a lender, it’s up to you to complete the application process and set up repayments. Most lenders offer automatic options that will debit your bank account on your due date, but you may also be able to send in a check, money order or make a manual online payment as well.
Before you finalize your loan, check to make sure your lender is legit and that you understand its terms.
When you’re facing a tough financial situation and don’t have time to go searching for lenders, CashAdvance.com may be able to connect you to one that works for you. While you need to meet a few basic income requirements, you won’t have to have the best credit — and you may qualify even if you’ve faced bankruptcy in the past.
You can call CashAdvance.com’s phone number at 800-380-2274 or send a question by email at email@example.com.
You need to enter your bank account information so CashAdvance.com can verify that it exists. Because it works with online lenders, this is the only way for you to receive your loan funds and is often the only way lenders can debit your repayment.
It depends on the lender you’re connected with. Read over your terms to know your due date and how you can repay your loan.
It’s possible to get a short-term loan with a bankruptcy in your history. However, it depends on the lender and not all may be willing to approve your application.
Are payday loans available in my state?
Compare payday loans in your state
Short-term loan ratings
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
We analyze short-term loan providers and similar services to help you weed out predatory lenders and find a company you can trust. We rate providers on a scale of one to five stars. Our ratings are based on factors that are most important to you, which include: loan amount, application process, fees, customer reviews and borrower experience.
How likely would you be to recommend finder to a friend or colleague?
Very UnlikelyExtremely Likely
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.