The Kia Telluride is a new model, so there isn’t an average insurance cost available yet. However, if you compare it to the Sorento — which the same chassis as the Telluride — you can expect to pay an average of $175 per month, or $2,100 annually. Your actual insurance rates depends on factors like your driving record, gender and age. Filter car insurance companies by your state to get a quote.
If you bought the Telluride new, you’ll likely pay more than someone insuring a used Telluride. This can affect the price of your insurance along with other factors, such as:
Body type. The Telluride is a five-door, midsize SUV with three rows and up to eight passenger seating. Since it’s an SUV, it could be slightly more expensive to insure than a sedan.
Fuel. All models come with a 3.8-liter gasoline engine with a 20/26 city/highway mpg. Gas engines are typically less expensive to insure than diesel vehicles.
Theft rates. As a 2020 model, there are no available theft rates yet. However, Kias are known for slightly higher theft rates.
Maintenance. Kias usually have affordable maintenance costs around $400 per year. It’s cheaper to repair after an accident, which can help lower your insurance rates.
Coverage. Extra seats mean extra passengers. Consider higher liability and personal injury protection limits to cover everyone in your family or carpool.
Warranty. Kia offers an impressively long warranty on new vehicles. Since roadside assistance is free, you won’t need to add it to your car insurance for the first five years you own the vehicle. This warranty includes:
Does the Kia Telluride qualify for car insurance discounts?
The Telluride comes equipped with some safety features that may lower the cost of your premium:
Airbags
Rollover sensor
Anti-lock braking system (ABS)
Vehicle stability management (VSM)
Electronic stability control (ESC)
Highway driving assist
Surround view monitor
How reliable is the Kia Telluride?
Safety. Being a new model, the Telluride isn’t yet rated by the NHTSA or the IIHS. But J.D. Power gives Kias an overall dependability rating of 3 out of 5 stars and an overall quality rating of 5 out of 5 stars.
Reliability. There’s no J.D. Power predicted reliability rating yet. The Telluride’s cousin, the Sorento, was awarded 5 stars by the IIHS and NHTSA, so expect similar reliability ratings for this new model.
Recalls. As of this writing, there have been no vehicle recalls for the Telluride. The related Sorento was part of the major Kia recall for braking issues in 2013. And the more recent issue in 2019, when cars were recalled for catching fire due to fuel leaks from improper recall repairs.
Bottom line
The Telluride is a new SUV from Kia, which may cost around $175 per month to insure. Compared to similar SUVs, this is the average insurance price.
Before you decide on a policy, compare your options to find the best insurance rate.
Frequently asked questions about the Kia Telluride
The Kia Telluride is available with a 3.8L gasoline direct injected (GDi) V6 engine.
In general, if the trim level makes the car more expensive to replace, it may affect your insurance premium. But a trim level that includes extra safety features could also help you qualify for safety discounts.
For the Telluride, the LX, S, EX and SX trim levels all include the same standard safety features. Airbags, seatbelt pretensioners, antilock braking system, electronic stability control and other features will all help you save on car insurance. But the slightly higher MSRP on the Telluride’s high-end trim levels will bump up rates a bit.
The Kia Telluride is equipped with dual front airbags, driver’s side knee airbag, dual front seat side airbags and side curtain airbags on all three rows.
Kliment Dukovski was a personal finance writer at Finder, specializing in investments and cryptocurrency. He's written more than 700 articles to help readers compare the best trading platforms, understand complex investment terms and find the best credit cards for their needs. His expert commentary has been featured in such digital publications as Fox Business, MSN Money and MediaFeed. He’s also well-versed in money transfers, home loans and more — breaking down these topics into simple concepts anyone can understand. In another life, Kliment ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies. See full bio
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