Jeep Cherokee insurance rates
Shedding light on car insurance prices
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Released in 1974, the Jeep Cherokee is now one of the best-selling vehicles in the US. Not to be confused with the popular full-size Grand Cherokee SUV, the Cherokee is a crossover SUV that is currently in its fifth generation. This all-purpose vehicle has great safety features and crash test ratings that should make it easy to find coverage.
On average, auto insurance for a Jeep Cherokee costs $220 a month — or $2,640 a year. While this estimate is double the national average of $1,318, the price you pay may be different. The cost of auto insurance is influenced by a number of factors, and your location plays a major role. For example, the average cost of insurance in Ohio is $926 per year, compared to $2,013 in Montana. This is why it’s important to get quotes that reflect your actual situation.
Allstate. If you value customer service and flexibility, Allstate might be the right choice for your Jeep Cherokee. This provider offers a wide range of customizable coverage options, rewards for safe drivers and your own dedicated agent to provide one on one customer service.
Esurance. Established less than 20 years ago, Esurance’s modern approach to auto insurance fuelled its quick rise to popularity. Its convenient online platform and mobile app allow customers to purchase coverage, file claims and manage policies online.
Nationwide. Nationwide is among the nation’s top 10 auto insurance providers, best known for its slogan, “Nationwide is on your side”. It’s home to a selection of auto insurance policies that come with great perks like the Plenti Rewards Program and On Your Side auto repair network.
Let’s face it – shopping for auto insurance can be frustrating, it’s an expensive purchase that you hope to never use. And since coverage is mandatory in almost every state, you probably won’t be able to opt out. So while you can’t avoid shopping for auto insurance, knowing what to look for can make the process easier and more affordable. Here’s what you should know about comparing auto insurance:
The cost of insurance largely depends on your risk of filing claims and the cost of paying them out. And while your driving history and location can affect these factors, the vehicle you drive plays a much more important role. This is because performance, theft rates, repair costs and other variables differ between every make and model. Here’s how the Jeep Cherokee’s characteristics might affect the cost of insurance.
You could save money on car insurance for your Jeep Cherokee if it comes equipped with these safety features.
Your vehicle may be eligible for various auto insurance discounts depending on which provider you choose. However, the exact discounts you receive may vary depending on location, provider, options, and other factors. Here are a few that should apply to the Jeep Cherokee:
The 2018 Jeep Cherokee was awarded an 8.8/10 for safety by U.S. News and J.D. Power. Additionally, it received the highest possible ratings in almost all categories from the NHTSA and IIHS.
U.S. News and J.D. Power give the 2018 Jeep Cherokee a disappointing 2.5/5 star reliability rating, which is worse than most other vehicles in its class. This could be due to its high average repair costs and the fact that it may be prone due to transmission issues.
The Jeep Cherokee is an all-purpose crossover SUV that’s designed to handle almost any terrain on and off the road. It offers a comfortable and safe driving experience that makes it great for families and road trips, but it may require more maintenance than other vehicles in its class. Regardless, routine maintenance like oil changes and inspections can prevent unexpected issues and ensure that your vehicle drives smoothly. Here’s what to expect.
The Jeep Cherokee comes with a standard 3-year/36,000-mile limited warranty and 5-year/60,000-mile powertrain warranty. New vehicles also come with 5 years of corrosion protection and 5 years/60,000 miles of roadside assistance. Unlike other similar vehicles, Jeep does not offer a complimentary maintenance plan.
Jeep doesn’t offer an official extended warranty for the Cherokee, but Mopar, its parent company, has two vehicle protection plans available. There are multiple terms that provide up to eight years/125,000 miles of coverage. Both options cover OEM part replacements, rental resimbursements and more. The Cherokee is below average in terms of reliability and has high average repair costs, so the extended protection plans may be a good idea.
The Jeep Cherokee has been around since 1974 and is currently in its fifth generation. The Cherokee was originally a variant of the Jeep Wagoneer. The compact SUV is known for its premium cabin, spacious interior, excellent off road capability with the four wheel drive option. Jeep plans to update the front end for the 2018 model with a more conservative style.
Insurance companies determine the insurance cost for an Jeep Cherokee based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Jeep shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Jeep Cherokee shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.
A 2017 Jeep Cherokee starts at a base price of $23,695. With the average insurance rate at $2,640 per year, the annual insurance cost–to–base car price ratio is 11.1%.
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The Jeep Cherokee is an all-purpose crossover SUV that offers a balance between comfort and durability. While it has been in production since 1974, the current generation still suffers from some reliability issues that could contribute to higher auto insurance premiums. That said, it has near-perfect safety ratings and an assortment of great safety features that may help you save on auto insurance. You should get quotes from multiple providers to find out how much you’ll pay, then compare your options to get the best value for the coverage you need.
Explore other Jeep vehicles or find out what other manufacturers have to offer.
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