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The average insurance costs for a Fiat 500 is $180 a month — or $2,160 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.
A 2017 Fiat 500 starts at a base price of $14,995. Financing options are available from Fiat. With the average insurance rate at $2,160 per year, the annual insurance cost–to–base car price ratio is 14.4%.
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| 124 Spider | $238 | $24,995 |
| 500 | $180 | $14,995 |
| 500L | $166 | $20,995 |
| 500X | $245 | $19,995 |
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The Fiat 500 has been around since 1957, but the model debuted in the United States in 2010. In 2008, the Fiat 500 was named the European Car of the Year. The car is known for its small body size that is suitable for urban environments and its strong engine.
You could save money on car insurance for your Fiat 500 if it comes equipped with these safety features.
The 2017 model of the Fiat 500 received a 4-Star Overall Safety Rating by the National Highway Traffic Safety Administration (NHTSA) for safety ratings. The Dodge Journey was awarded four stars, out of five, for the rollover crash test and frontal crash test by the NHTSA. According to the Insurance Institute for Highway Safety (IIHS), the Dodge Journey received a poor rating for small overlap front crash test.
From 2012 to 2013, there were over 98 Fiat 500 models stolen in the United States, according to the NHTSA.
From a price standpoint, the Fiat 500 ranks right in the middle of our list of the 360 priciest car models to insure.
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