Fiat 500 insurance rates

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The average insurance costs for a Fiat 500 is $180 a month — or $2,160 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.

A 2017 Fiat 500 starts at a base price of $14,995. Financing options are available from Fiat. With the average insurance rate at $2,160 per year, the annual insurance cost–to–base car price ratio is 14.4%.

Model	Monthly insurance rate	Base car price
124 Spider	$238	$24,995
500	$180	$14,995
500L	$166	$20,995
500X	$245	$19,995

• How we got this rate

  To determine our estimated cost, we aggregated quotes from insurance companies using this profile:

  • 2017 Fiat 500
  • 10,001–15,000 miles driven yearly
  • No accidents in the past five years
  • Anti-theft device on vehicle
  • Driver located in New York
  • Good credit

  Our estimated price is for basic coverage, which we define as two times the state required minimum and the addition of bodily injury, property damage, uninsured motorist bodily injury and personal injury protection.

  Other factors that can affect your auto insurance rate

  • The Fiat 500’s model year
  • The vehicle’s trim
  • The amount of coverage you need
  • The estimated miles your drive in a year
  • The vehicle’s safety and anti-theft features
  • The driver’s credit score
  • The driver’s location
  • The driver’s age
  • The driver’s driving history in the past five years
  • The driver’s marital status
  • Your (or the driver’s) gender
  • Whether the driver rents, leases or owns the vehicle

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About the Fiat 500

The Fiat 500 has been around since 1957, but the model debuted in the United States in 2010. In 2008, the Fiat 500 was named the European Car of the Year. The car is known for its small body size that is suitable for urban environments and its strong engine.

Fiat 500 money-saving safety features

You could save money on car insurance for your Fiat 500 if it comes equipped with these safety features.

• Anti-lock brakes
• Stability control
• Airbags
• Seatbelt pretensioners
• Anti theft system

How safe is the Fiat 500?

The 2017 model of the Fiat 500 received a 4-Star Overall Safety Rating by the National Highway Traffic Safety Administration (NHTSA) for safety ratings. The Dodge Journey was awarded four stars, out of five, for the rollover crash test and frontal crash test by the NHTSA. According to the Insurance Institute for Highway Safety (IIHS), the Dodge Journey received a poor rating for small overlap front crash test.

From 2012 to 2013, there were over 98 Fiat 500 models stolen in the United States, according to the NHTSA.

How does the Fiat 500 compare to other car models?

From a price standpoint, the Fiat 500 ranks right in the middle of our list of the 360 priciest car models to insure.

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