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Fiat 500 insurance rates

Average Fiat 500 insurance rates

The average insurance costs for a Fiat 500 is $180 a month — or $2,160 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.

A 2017 Fiat 500 starts at a base price of $14,995. Financing options are available from Fiat. With the average insurance rate at $2,160 per year, the annual insurance cost–to–base car price ratio is 14.4%.

ModelMonthly insurance rateBase car price
124 Spider$238$24,995
500$180$14,995
500L$166$20,995
500X$245$19,995
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
Smartfinancial
Smartfinancial
Yes
Yes
No
All 50 states and DC
Pretected
Yes
Depends on provider
No
No
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
Liberty Mutual
Yes
Yes
RightTrack
Yes
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime.
Quinstreet - Insure.com
Quinstreet - Insure.com
Yes
Depends on provider
Depends on provider
Depends on provider
All 50 states
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About the Fiat 500

The Fiat 500 has been around since 1957, but the model debuted in the United States in 2010. In 2008, the Fiat 500 was named the European Car of the Year. The car is known for its small body size that is suitable for urban environments and its strong engine.

Fiat 500 money-saving safety features

You could save money on car insurance for your Fiat 500 if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Fiat 500?

The 2017 model of the Fiat 500 received a 4-Star Overall Safety Rating by the National Highway Traffic Safety Administration (NHTSA) for safety ratings. The Dodge Journey was awarded four stars, out of five, for the rollover crash test and frontal crash test by the NHTSA. According to the Insurance Institute for Highway Safety (IIHS), the Dodge Journey received a poor rating for small overlap front crash test.

From 2012 to 2013, there were over 98 Fiat 500 models stolen in the United States, according to the NHTSA.

How does the Fiat 500 compare to other car models?

From a price standpoint, the Fiat 500 ranks right in the middle of our list of the 360 priciest car models to insure.

Compare all car makes & models

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