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BMW iNext insurance rates

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The BMW iNext is an SUV that's expensive to insure. The expected average cost of auto insurance for the BMW iNext is $219 a month or $2,628 a year. With a starting MSRP of $80,000, that makes the price-to-cost ratio 3.29%, compared to the national average of 3%. However, your actual cost may vary depending on your location, driving history, iNext trim and options and other factors.

Get insurance quotes for your iNext

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
USAA
Optional
Yes
All 50 states
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
Savvy
Savvy
Optional
Optional
Yes
All states & DC
Enter your current policy and get quotes in 30-seconds from 100+ companies, then get help to switch insurers for free. Requires online login to your existing insurance.
Root
52%
Available in 30 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
Gabi
Optional
Optional
Yes
All 50 states
Upload your current policy info and get quotes from 40+ companies. Switch and save an average of $961 a year.
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What factors affect insurance for the BMW iNext?

Insurance rates for the BMW iNext are based on theft rates, vehicle performance, repair costs and other factors that vary between makes and models. Here’s how the iNext compares to other vehicles.
  • Type of car. The BMW iNext is an SUV, which tend to be pricier to insure.
  • Theft. Theft rates for this car are low, which may lower the cost of insurance.
  • Repairs. Repairs for this car are average, which typically leads to average insurance premiums.
  • Safety ratings. This car has good safety ratings, which typically makes cars cheaper to insure.
  • Fuel type. Cars with electric engines are usually slightly more expensive to insure than other fuel types.
  • Trim. Generally, your insurance goes up when you opt for a pricier trim level or more features upgrades. Popular trim levels for this model include the Base trim, depending on the model year.
  • Coverage. For an SUV, you might consider a policy with your state's required coverage with high liability limits plus collision and comprehensive coverage. And the more coverage you have, the higher your insurance rates.
  • Warranty. New iNexts come with a 48 months / 50,000 mile warranty from BMW plus roadside assistance.
  • Manufacturer deals. Currently, BMW is offering Monthly lease payments of $409 per month for 36 months is based on an adjusted capitalized cost of $35,255 (MSRP of $40,295, including destination and handling fee of $995, less $2,665 customer down, $0 security deposit and suggested dealer contribution of $1,375 and $500 Lease Credit, $500 Loyalty/ Conquest Certificate). You can also find other financing deals from BMW by checking with your local dealer.

What discounts does the iNext qualify for?

You could save money on car insurance for your BMW iNext if it comes equipped with certain safety features.
  • Anti-lock brake discount
  • Anti-theft discount
  • Passive restraint discount
  • Safety device discount

BMW iNext safety and reliability ratings

The BMW iNext scores unrated from the NHTSA, which means its safety is relatively unknown. However, models of this make generally have low safety ratings, which tends to drive up insurance rates. Cars with high safety ratings are usually cheaper to insure because they're easier to repair and safer in a car crash.

Compare the iNext to similar cars

Find out how other BMW models compare or explore vehicles similar to the iNext. Compare all car makes and models

Bottom line

The BMW iNext is an SUV with low theft rates and average maintenance, making it expensive to insure. Compare car insurance quotes to find the best price for the coverage you need for your BMW iNext.
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