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BMW i3 insurance rates

Compare costs for covering this accessible BMW car.

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BMW I3 2019

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The BMW i3 is a luxury SUV that’s relatively cheap to insure for a pricey car. The average insurance costs for a BMW i3 is $181 a month, or $2,172 a year. With a base price of $46,250, the annual insurance cost–to–base car price ratio is 4.7%, a bit above the national average of 4%.

Our top pick: Progressive

Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.

  • Broad coverage, including for custom car parts or ridesharing
  • Transparent pricing tools that help you buy within budget
  • Accident forgiveness on small claims or for staying claim-free
  • Stack a variety of discounts for multiple cars, autopay or homeownership

Compare insurance for your BMW i3

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
USAA
Optional
Yes
All 50 states
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
Allstate
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states
Enjoy low rates for mature drivers, plus freebies and AARP member perks like free replacement cost coverage. Only for drivers over age 50.
Liberty Mutual
Optional
30%
All 50 states
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
Metromile
Optional
49%
AZ, CA, IL, NJ, OR, PA, VA, WA
Pay only for the miles you drive, plus enjoy app services you won’t find everywhere like claims and car health updates.
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BMW i3 car insurance rates

The average insurance costs for a BMW i3 is $181 a month — or $2,172 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.

ModelMonthly insurance rateBase car price
2 Series$238.00$33,150
3 Series$178.00$33,450
4 Series$238.00$41,950
5 Series$169.00$51,200
6 Series$160.00$77,600
7 Series$167.00$81,500
i3$181.00$46,250
i8$161.00$143,400
M2$238.00$52,500
M3$167.00$64,000
M4$159.00$66,200
M6$161.00$113,700
X1$179.00$33,750
X3$180.00$40,050
X4$238.00$45,550
X5$178.00$56,600
X6$173.00$62,500

About the BMW i3

The BMW i3 has been around since 2014 and is the company’s first mass produced car with zero emissions. The latest model has a 114 mile range on a full electric charge. In late 2016, the BMW i3 was ranked the world’s third best selling all-electric car of all time.

BMW i3 Series money-saving safety features

You could save money on car insurance for your BMW i3 Series if it comes equipped with these safety features.

  • Airbags
  • Anti-lock brakes
  • Anti-theft device
  • Electronic stability control
  • Seatbelt pretensioners
  • Lane-departure warning systems
  • Adaptive cruise control
  • Daytime running lights

How does the BMW i3 compare to other car models?

From a price standpoint, the BMW i3 ranks right in the middle of our list of the 360 priciest car models to insure.

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