BMW i3 insurance rates

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BMW i3 Insurance Finder

Average BMW i3 insurance rates

The BMW i3 is a luxury SUV that’s relatively cheap to insure for a pricey car. The average insurance costs for a BMW i3 is $181 a month, or $2,172 a year. With a base price of $46,250, the annual insurance cost–to–base car price ratio is 4.7%, a bit above the national average of 4%.

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Compare insurance for your BMW i3

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
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30%
All 50 states
Save up to 31% with safe driver discounts and bundling all your rides in one convenient policy.
Optional
49%
AZ, CA, IL, NJ, OR, PA, VA, WA
Only pay for how much you drive with the Metromile app. Get rates from $29/month plus pennies per mile.
52%
AZ, AR, CA, CO, CT, DE, GA, IL, IN, IA, KY, LA, MD, MS, MT, MO, NE, NM, ND, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save.
Optional
26%
All 50 states
It's quick and easy to get an online quote with Geico, and you might be surprised at how much you could save.
Optional
Yes
All states except AK, HI, LA, MI, RI
Enjoy special benefits including rate lock, no-drop policies and accident recovery. Exclusively for drivers 50+.
Optional
30%
All 50 states
Enjoy premium perks like better car replacement and accident forgiveness plus local agent support.
Optional
Optional
55%
All 50 states
Get free quotes from top insurers for the exact coverage you need in minutes.
Optional
No
AZ, CA, IL, UT
A new company with a minimalist approach to insurance. Find basic coverage, low rates and online-based service.

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BMW i3 car insurance rates

The average insurance costs for a BMW i3 is $181 a month — or $2,172 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.

Model Monthly insurance rate Base car price
2 Series $238.00 $33,150
3 Series $178.00 $33,450
4 Series $238.00 $41,950
5 Series $169.00 $51,200
6 Series $160.00 $77,600
7 Series $167.00 $81,500
i3 $181.00 $46,250
i8 $161.00 $143,400
M2 $238.00 $52,500
M3 $167.00 $64,000
M4 $159.00 $66,200
M6 $161.00 $113,700
X1 $179.00 $33,750
X3 $180.00 $40,050
X4 $238.00 $45,550
X5 $178.00 $56,600
X6 $173.00 $62,500

About the BMW i3

The BMW i3 has been around since 2014 and is the company’s first mass produced car with zero emissions. The latest model has a 114 mile range on a full electric charge. In late 2016, the BMW i3 was ranked the world’s third best selling all-electric car of all time.

BMW i3 Series money-saving safety features

You could save money on car insurance for your BMW i3 Series if it comes equipped with these safety features.

  • Airbags
  • Anti-lock brakes
  • Anti-theft device
  • Electronic stability control
  • Seatbelt pretensioners
  • Lane-departure warning systems
  • Adaptive cruise control
  • Daytime running lights

How does the BMW i3 compare to other car models?

From a price standpoint, the BMW i3 ranks right in the middle of our list of the 360 priciest car models to insure.

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