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Capital One VentureOne Rewards Credit Card vs. Bank of America® Travel Rewards Credit Card

Two entry-level travel cards with no annual fee.

These two cards are fairly similar with a $0 annual fee, a 0% intro APR period on purchases and flat miles/points on all purchases. The main difference between them is the rewards rate and the signup bonus, which is slightly higher with the Bank of America® Travel Rewards Credit Card.

All other perks and features are covered in the table below.

Capital One VentureOne Rewards Credit Card

Capital One VentureOne Rewards Credit Card

Terms apply, see rates & fees

Bank of America® Travel Rewards Credit Card

Bank of America® Travel Rewards Credit Card

Terms apply, see rates & fees

Finder rating
Finder rating

★★★★★

3.5 / 5.0

★★★★★

3.2 / 5.0
Best for
Best for
  • Unlimited miles on all purchases
  • No-annual-fee travel rewards
Welcome offer
Welcome offer

Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel

25,000 points after spending $1,000 in the first 90 days

Rewards
Rewards

Earn unlimited 1.25x miles on every purchase, every day

1.5x points on all purchases

Purchase APR
Purchase APR

0% intro APR for 12 months, and then 14.99% to 24.99% variable

0% intro APR for 15 billing cycles, and then 13.99% to 23.99% variable

Annual fee
Annual fee $0 $0
Balance transfer APR
Balance transfer APR 14.99% to 24.99% variable 13.99% to 23.99% variable
Cash advance
Cash advance

APR: 24.99% variable

Fee: $10 or 3% of the transaction, whichever is greater

APR: 16.99% to 26.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $1.50
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

What about the Venture vs. the Bank of America® Travel Rewards Credit Card?

If you’re curious about how the other Venture card fares, here’s a breakdown of the Venture versus the Bank of America Travel Rewards. The Venture comes out ahead in rewards and the signup bonus, which makes sense given the card features a $95 annual fee. However, the Venture lacks the intro purchase APR you’d find on the Venture One.

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Terms apply, see rates & fees

Bank of America® Travel Rewards Credit Card

Bank of America® Travel Rewards Credit Card

Terms apply, see rates & fees

Finder rating
Finder rating

★★★★★

4.4 / 5.0

★★★★★

3.2 / 5.0
Best for
Best for
  • High unlimited mile-earning rate on all purchases
  • No-annual-fee travel rewards
Welcome offer
Welcome offer

Enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel

25,000 points after spending $1,000 in the first 90 days

Rewards
Rewards

Earn unlimited 2x miles on every purchase, every day

1.5x points on all purchases

Purchase APR
Purchase APR

15.99% to 23.99% variable

0% intro APR for 15 billing cycles, and then 13.99% to 23.99% variable

Annual fee
Annual fee $95 $0
Balance transfer APR
Balance transfer APR 15.99% to 23.99% variable 13.99% to 23.99% variable
Cash advance
Cash advance

APR: 23.99% variable

Fee: $10 or 3% of the transaction, whichever is greater

APR: 16.99% to 26.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0 $1.50
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

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