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Capital One® VentureOne® Rewards Credit Card vs. Bank of America® Travel Rewards Credit Card

Two entry-level travel cards with no annual fee.

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Fact checked
These two cards are fairly similar with a $0 annual fee, a 0% intro APR period on purchases and flat miles/points on all purchases. The main difference between them is the rewards rate and the signup bonus, which is slightly higher with the Bank of America® Travel Rewards Credit Card.

All other perks and features are covered in the table below.

Capital One® VentureOne® Rewards Credit Card

Capital One® VentureOne® Rewards Credit Card

Rates & Fees

Bank of America® Travel Rewards Credit Card

Bank of America® Travel Rewards Credit Card

Rates & Fees

finder.com's rating
finder.com's rating

★★★★★

3.5 / 5.0

★★★★★

3.2 / 5.0
Best for
Best for
  • Unlimited miles on all purchases
  • No-annual-fee travel rewards
Welcome offer
Welcome offer

20,000 miles after spending $1,000 in the first 3 months

25,000 points after spending $1,000 in the first 90 days

Rewards
Rewards

5x miles on Uber Eats and 1.25x miles on all purchases

1.5x points on all purchases

Purchase APR
Purchase APR

0% intro APR for 12 months, and then 15.49%, 21.49% or 25.49% variable

0% intro APR for 12 statement closing dates, and then 14.99% to 22.99% variable

Annual fee
Annual fee $0 $0
Balance transfer APR
Balance transfer APR 15.49% to 25.49% variable 14.99% to 22.99% variable
Cash advance
Cash advance

APR: 25.49% variable

Fee: $10 or 3% of the transaction, whichever is greater

APR: 17.99% to 25.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $1.50
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

Summary of card features

Capital One® VentureOne® Rewards Credit Card

Capital One® VentureOne® Rewards Credit Card

  • Earn unlimited 1.25x miles on all purchases
  • Signup bonus of 20,000 miles after spending $1,000 on purchases in the first 3 months
  • No annual fee

Bank of America® Travel Rewards Credit Card

Bank of America® Travel Rewards Credit Card

  • Signup bonus. Get 25,000 bonus points — worth in statement credit — once you spend $1,000 on purchases in the first 90 days of card membership.
  • Earn points. Earn unlimited 1.5x points on everything you buy. Redeem points for statement credit, flights, hotels, vacation packages, cruises, rental cars or baggage fees.
  • Intro APR period on purchases. Enjoy a 0% intro APR period on purchases for the first 12 statement closing dates. After that, a variable APR of 14.99% to 22.99% applies.

Compare Capital One® VentureOne® Rewards Credit Card vs. Bank of America® Travel Rewards Credit Card

Data indicated here is updated regularly
Name Product Foreign transaction fee Welcome offer Rewards Filter values
Capital One® VentureOne® Rewards Credit Card
None
20,000 miles after spending $1,000 in the first 3 months
5x miles on Uber Eats and 1.25x miles on all purchases
Earn 20,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening.
Bank of America® Travel Rewards Credit Card
None
25,000 points after spending $1,000 in the first 90 days
1.5x points on all purchases
Earn 25,000 online bonus points after spending $1,000 within the first 90 days from account opening.
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