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Savor Rewards from Capital One vs. Capital One Venture Rewards Credit Card

Choose cash back or travel rewards.

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Megan Horner
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These two Capital One cards come with an annual fee of $95. The main difference is that the Savor Rewards from Capital One lets you earn accelerated cash back on dining, entertainment and at grocery stores, while the Capital One Venture Rewards Credit Card lets you earn flat cash back on all purchases. Also, the latter has a higher signup bonus.

Check out the table below to find out about these cards’ perks and features.

Savor Rewards from Capital One

Savor Rewards from Capital One

Terms apply, see rates & fees

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Terms apply, see rates & fees
Finder rating
Finder rating

★★★★★

4.4 / 5.0

★★★★★

4.4 / 5.0
Best for
Best for
  • Stellar cash back on dining and entertainment
  • High unlimited mile-earning rate on all purchases
Welcome offer
Welcome offer

$300 after spending $3,000 in the first 3 months

Enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel
Rewards
Rewards

8% cash back on Vivid Seats until 1/31/2023 5% on Uber Eats, 4% on dining and entertainment, 2% at grocery stores and 1% on all other purchases

Earn unlimited 2x miles on every purchase, every day
Purchase APR
Purchase APR

15.99%, 20.99% or 23.99% variable

15.99% to 23.99% variable

Annual fee
Annual fee $0 intro annual fee the first year, then $95 $95
Balance transfer APR
Balance transfer APR 15.99% to 24.99% variable 15.99% to 23.99% variable
Cash advance
Cash advance

APR: 23.99% variable

Fee: $10 or 3% of the transaction, whichever is greater

APR: 23.99% variable

Fee: $10 or 3% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

Compare Savor Rewards from Capital One vs. Capital One Venture Rewards Credit Card

Data updated regularly
Name Product Welcome Offer Rewards Annual fee Filter values
Savor Rewards from Capital One
Savor Rewards from Capital One
$300 after spending $3,000 in the first 3 months
8% cash back on Vivid Seats until 1/31/2023 5% on Uber Eats, 4% on dining and entertainment, 2% at grocery stores and 1% on all other purchases
$0 intro annual fee for the first year ($95 thereafter)
Earn $300 after spending $3,000 in the first 3 months.
View details
Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card
Enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel
Earn unlimited 2x miles on every purchase, every day
$95
Earn 60,000 bonus miles once you spend $3,000 on purchases within the first 3 months ​from account opening
View details
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