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Capital One® Savor® Cash Rewards Credit Card vs. Capital One® Venture® Rewards Credit Card

Choose cash back or travel rewards.

These two Capital One cards come with an annual fee of $95. The main difference is that the Capital One® Savor® Cash Rewards Credit Card lets you earn accelerated cash back on dining, entertainment and at grocery stores, while the Capital One® Venture® Rewards Credit Card lets you earn flat cash back on all purchases. Also, the latter has a higher signup bonus.

Check out the table below to find out about these cards’ perks and features.

Capital One® Savor® Cash Rewards Credit Card

Capital One® Savor® Cash Rewards Credit Card

Terms apply, see rates & fees

Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

Terms apply, see rates & fees

Finder rating
Finder rating

★★★★★

4.4 / 5.0

★★★★★

4.4 / 5.0
Best for
Best for
  • Stellar cash back on dining and entertainment
  • High unlimited mile-earning rate on all purchases
Welcome offer
Welcome offer

$300 after spending $3,000 in the first 3 months

Earn 100,000 bonus miles after spending $20,000 on purchases within the first 12 months of account opening, or still earn 50,000 miles if you spend $3,000 on purchases within the first 3 months of account opening.

Rewards
Rewards

8% cash back with Vivid Seats, 5% on Uber Eats, 4% on dining and entertainment, 2% at grocery stores and 1% on all other purchases

5x miles on Uber Eats and 2x miles on all purchases

Purchase APR
Purchase APR

15.99% or 24.99% variable

17.24%, 21.99% or 24.49% variable

Annual fee
Annual fee $0 intro annual fee the first year, then $95 $95
Balance transfer APR
Balance transfer APR 15.99% to 24.99% variable 17.24% to 24.49% variable
Cash advance
Cash advance

APR: 24.99% variable

Fee: $10 or 3% of the transaction, whichever is greater

APR: 24.49% variable

Fee: $10 or 3% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

Compare Capital One® Savor® Cash Rewards Credit Card vs. Capital One® Venture® Rewards Credit Card

Name Product Welcome offer Rewards Annual fee Filter values
Capital One® Savor® Cash Rewards Credit Card
$300 after spending $3,000 in the first 3 months
8% cash back with Vivid Seats, 5% on Uber Eats, 4% on dining and entertainment, 2% at grocery stores and 1% on all other purchases
$0 intro annual fee for the first year ($95 thereafter)
Earn $300 after spending $3,000 in the first 3 months.
Capital One® Venture® Rewards Credit Card
Earn 100,000 bonus miles after spending $20,000 on purchases within the first 12 months of account opening, or still earn 50,000 miles if you spend $3,000 on purchases within the first 3 months of account opening.
5x miles on Uber Eats and 2x miles on all purchases
$95
Earn 100,000 bonus miles after spending $20,000 on purchases within the first 12 months from account opening.
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