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Capital One Savor Cash Rewards Credit Card vs. Capital One Venture Rewards Credit Card

Choose cash back or travel rewards.

These two Capital One cards come with an annual fee of $95. The main difference is that the Capital One Savor Cash Rewards Credit Card lets you earn accelerated cash back on dining, entertainment and at grocery stores, while the Capital One Venture Rewards Credit Card lets you earn flat cash back on all purchases. Also, the latter has a higher signup bonus.

Check out the table below to find out about these cards’ perks and features.

Capital One Savor Cash Rewards Credit Card

Capital One Savor Cash Rewards Credit Card

Terms apply, see rates & fees

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Terms apply, see rates & fees

Finder rating
Finder rating

★★★★★

4.4 / 5.0

★★★★★

4.4 / 5.0
Best for
Best for
  • Stellar cash back on dining and entertainment
  • High unlimited mile-earning rate on all purchases
Welcome offer
Welcome offer

$300 after spending $3,000 in the first 3 months

Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel

Rewards
Rewards

8% cash back on Vivid Seats, 5% on Uber Eats, 4% on dining and entertainment, 2% at grocery stores (except Walmart and Target) and 1% on all other purchases

2x miles on every purchase, every day, 5x miles on hotels and rental cars booked through Capital One Travel, 5x miles when you book on Turo, the world’s largest car sharing marketplace, through May 16, 2023

Purchase APR
Purchase APR

16.24%, 21.24% or 24.24% variable

17.49% to 25.49% variable

Annual fee
Annual fee $95 $95
Balance transfer APR
Balance transfer APR 16.24% to 24.24% variable 17.49% to 25.49% variable
Cash advance
Cash advance

APR: 24.24% variable

Fee: $10 or 3% of the transaction, whichever is greater

APR: 25.49% variable

Fee: $10 or 3% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

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Compare Capital One Savor Cash Rewards Credit Card vs. Capital One Venture Rewards Credit Card

1 - 2 of 2
Name Product Welcome Offer Rewards Annual fee Filter values
Capital One Savor Cash Rewards Credit Card
$300 after spending $3,000 in the first 3 months
8% cash back on Vivid Seats, 5% on Uber Eats, 4% on dining and entertainment, 2% at grocery stores (except Walmart and Target) and 1% on all other purchases
$95
Earn $300 after spending $3,000 in the first 3 months.
Capital One Venture Rewards Credit Card
Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel

2x miles on every purchase, every day, 5x miles on hotels and rental cars booked through Capital One Travel, 5x miles when you book on Turo, the world’s largest car sharing marketplace, through May 16, 2023
$95
Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months ​from account opening.
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