Capital One: Savor Cash vs. Venture Rewards

Updated Jan 3, 2021

Fact checked

These two Capital One cards come with an annual fee of $95. The main difference is that the Capital One Savor Cash Rewards Credit Card lets you earn accelerated cash back on dining, entertainment and at grocery stores, while the Capital One Venture Rewards Credit Card lets you earn flat cash back on all purchases. Also, the latter has a higher signup bonus.

Check out the table below to find out about these cards’ perks and features.

	Capital One Savor Cash Rewards Credit Card Terms apply, see rates & fees	Capital One Venture Rewards Credit Card Terms apply, see rates & fees
Finder rating
Finder rating	★★★★★ 4.4 / 5.0	★★★★★ 4.4 / 5.0
Best for
Best for	Stellar cash back on dining and entertainment	High unlimited mile-earning rate on all purchases
Welcome offer
Welcome offer	$300 after spending $3,000 in the first 3 months	Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
Rewards
Rewards	8% cash back on Vivid Seats, 5% on Uber Eats, 4% on dining and entertainment, 2% at grocery stores (except Walmart and Target) and 1% on all other purchases	2x miles on every purchase, every day, 5x miles on hotels and rental cars booked through Capital One Travel, 5x miles when you book on Turo, the world’s largest car sharing marketplace, through May 16, 2023
Purchase APR
Purchase APR	16.24%, 21.24% or 24.24% variable	17.49% to 25.49% variable
Annual fee
Annual fee	$95	$95
Balance transfer APR
Balance transfer APR	16.24% to 24.24% variable	17.49% to 25.49% variable
Cash advance
Cash advance	APR: 24.24% variable Fee: $10 or 3% of the transaction, whichever is greater	APR: 25.49% variable Fee: $10 or 3% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee	None	None
Late payment fee
Late payment fee	Up to $40	Up to $40
Additional cardholder fee
Additional cardholder fee		$0
Interest-free period
Interest-free period	25 days	25 days
Minimum interest
Minimum interest		$0
Minimum credit score
Minimum credit score	670	670
Card type
Card type	Credit	Credit
Learn more
Learn more		Read review

Compare Capital One Savor Cash Rewards Credit Card vs. Capital One Venture Rewards Credit Card

1 - 2 of 2

Name	Product	Welcome Offer	Rewards	Annual fee	Filter values
Capital One Savor Cash Rewards Credit Card		$300 after spending $3,000 in the first 3 months	8% cash back on Vivid Seats, 5% on Uber Eats, 4% on dining and entertainment, 2% at grocery stores (except Walmart and Target) and 1% on all other purchases	$95		Earn $300 after spending $3,000 in the first 3 months.	View details	Compare	loading Fetching your data...
Capital One Venture Rewards Credit Card		Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel	2x miles on every purchase, every day, 5x miles on hotels and rental cars booked through Capital One Travel, 5x miles when you book on Turo, the world’s largest car sharing marketplace, through May 16, 2023	$95		Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening.	Apply now View details	Compare	loading Fetching your data...

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Megan Horner

Megan Horner is the banking and credit cards Group Publisher at Finder. She's passionate about helping you find the best credit cards and bank accounts to meet your financial needs — whether that's earning great rewards or improving your credit score. Megan's expertise has been spotlighted on Lifehacker, CreditCards.com, American Banker and featured on news broadcasts across the country. Before working at Finder, Megan worked at Credit Karma and QuinStreet.

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